394 Construction Loan Lenders with AI in Gaithersburg, Maryland 2026

Lendersa® provides a comprehensive list of construction loan lenders operating in Gaithersburg, MD. These lenders range from local hard money lenders using private funds to regional banks and national financial institutions, all available for your new build or extensive renovation projects.

When calculating construction expenses in Gaithersburg, MD, for a 2,000 square foot home, costs range from $235,207 for basic builds up to $426,042 for more luxurious designs. The interest rates and terms of construction loans vary, influenced by the borrower’s financial situation, the LTV, ARV, and the type of lender you select.

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The Ultimate Construction Loan Calculator

Lendersa® utilizes cutting-edge AI technology to immediately align your loan needs with a wide network of construction lenders, ensuring all your financing requirements are fully addressed. Accessing the top construction financing rates is now possible for projects ranging from new builds to fix-and-flip renovations on both residential and commercial properties throughout MD.

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Minimize unnecessary credit inquiries to protect your credit score. You can secure pre-approval for your land loan without having to provide your social security number or any other sensitive financial details.

You might qualify for 100% LTV (Loan to Value) financing if you agree to use additional properties as collateral, known as a blanket loan.

Discover vacant land loan lenders by using the Lendersa® land loan calculator in the zip codes 20878, 20899, 20879, 20877, 20883, 20884, 20885, 20898.



  • Lendency
  • 501 E Las Olas Blvd, Suite 300, Fort Lauderdale, FL, 33301
  • Lends in Maryland
  • Our mission is to provide access and opportunity to investors of all experience levels seeking wealth through real estate. We are a private money lender, offering a friendlier service than traditional hard money lenders. Our process is faster and easier than that of banks and conventional lenders.

  • MidCountry Bank
  • 7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439
  • Lends in Maryland
  • MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.

  • United Capital Point Llc
  • 180 E Dania Beach Blvd, Dania, FL, 33004
  • Lends in Maryland
  • United Capital Point connects residential and commercial investors with the right lending solutions. Specializing in DSCR, hard money, and bridge financing with flexible guidelines and fast closings. Whether you’re acquiring, refinancing, or scaling your portfolio, we match you with the right loan — every time.

  • Phoenix Funded
  • 4466 Ficus Street, Hollywood, FL, 33021
  • Lends in Maryland
  • Your One Stop Funding Solution – Real Estate, Commercial & Business Funding Nationwide!

    Phoenix Funded provides real estate investors, commercial property buyers, and business owners with tailored financing solutions nationwide. Whether you're funding a Fix & Flip, Rental, New Construction, Commercial Acquisition, or Business Expansion, we offer

  • JD Financial Group Inc
  • 1850 South Ocean Drive, Suite 1708, Hallandale, FL, 33009
  • Lends in Maryland
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.

  • Hard Money Company
  • 18205 Biscayne Boulevard, Suite #2226, North Miami Beach, VA, 33160
  • Lends in Maryland
  • The HardMoney Company has grown to a $100 mm company. Large in capacity, but offering loans of all sized ($50k - $5mm). Your loan -- large or small -- will be handled by senior executives and company owners.

    The founders, Gus Goldsmith & Jerry Bouchard, partners for over 25 years, have participated in several entrepreneurial ventures since 1988.

  • ALTO Capital
  • 1031 N Miami Beach, Blvd, North Miami Beach, FL, 33162
  • Lends in Maryland
  • At Alto Capital, we’re the private lender of choice in the U.S. for real estate investors and developers who need fast capital, clear terms, and a team that truly understands the business.

    With over 15 years of experience, Alto Capital is the premier lender connecting private capital with solid real estate investments across the United States.

  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Lends in Maryland
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne