Construction loans by with AI by private investors in Bay-City, MI

The Lendersa® catalog of construction loan providers in Bay-City, MI encompasses a variety of financial institutions, including regional banks, national lenders, and local hard money lenders, all utilizing private funds. These lenders are essential in facilitating either new constructions or comprehensive renovations.

In Bay-City, MI, the cost estimation for constructing a 2,000 square foot home ranges from $173,171 for basic structures to $317,094 for more luxurious constructions. The interest rates and the terms of the construction loans differ based on the borrower's financial situation, the Loan-to-Value (LTV), After-Repair Value (ARV), and the particular lender chosen.

Explore and compare a variety of loan offers from 100 lenders to find the best match for your financing needs.

The comprehensive construction loan calculator

Addressing your complete range of construction financing needs, Lendersa® employs advanced AI technology to promptly connect your loan request with numerous construction lenders. Discover advantageous construction rates for funding ground-up builds, fix and flip projects, or major rehabs on both residential and commercial properties throughout MI.

Looking for nearby construction loan lenders?

Avoid excessive inquiries to preserve your credit score. Secure preapproval for your land loan without needing to disclose your social security number or any sensitive financial data.

If you are prepared to use additional property as collateral (a blanket loan), you might be eligible for 100% LTV financing.

Leverage the Lendersa® land loan calculator to identify vacant land loan lenders within zip codes 48706.



Bay-City Construction Loan Lenders

  • COPOCO Community Credit Union
  • 4265 Wilder Road, Bay City, MI, 48706
  • Lends in Michigan
  • COPOCO Community Credit Union is a credit union, not a bank. What's the difference? The difference is the credit union exists out of an International social purpose of people helping people. Credit unions are not for profit, not for charity, but for service decisions made based on what is best for the credit union members

  • United Financial Credit Union
  • 1026 W. Midland Road, Auburn, MI, 48611
  • Lends in Michigan
  • Welcome to United Financial Credit Union, established in 1964, your full-service, not-for-profit financial cooperative. We are owned and operated by members – so we comprise a family-like organization. Credit Union, established in 1964, your full-service, not-for-profit financial cooperative.

  • Health Advantage Credit Union
  • 4550 State St, Saginaw, MI, 48603
  • Lends in Michigan
  • Health Advantage Credit Union offers a wide range of financial services to employees, independent contractors or self-employed persons who regularly work in Healthcare Industry in the State of Michigan.Also, spouses of persons who have died while within the Healthcare Industry; employees of the credit union; retirees from the healthcare industry.

  • Jolt Credit Union
  • 6180 State St., Saginaw, MI, 48603
  • Lends in Michigan
  • Formerly Catholic Federal Credit Union, as Jolt Credit Union our commitment to this community, our members & our values is a reflection of all that has come before.Originally chartered in 1956 to serve parishioners of St. Mary's Cathedral Federal Credit Union in Saginaw, Mi, Jolt Credit Union continues to be bolstered by our longstanding philosophy

  • Team One Credit Union
  • 520 Hayden Street, Saginaw, MI, 48607
  • Lends in Michigan
  • Team One Credit Union was originally organized by a group of 15 teachers as Saginaw Teachers Club Credit Union in 1935. Formed to fill a need as a place where teachers could receive financial assistance at reasonable rates, the purpose of this credit union was, and is, to encourage thrift (savings) among our members.

  • Frankenmuth Credit Union
  • 580 N. Main Street, Frankenmuth, MI, 48734
  • Lends in Michigan
  • In 1964 Frankenmuth Credit Union was organized by the employees of Carling Brewery of Frankenmuth. They were looking for an alternative option for their financial needs. In the beginning only the employees of Carling Brewery, Zeilinger Beverage, Geyer’s Brewery and Star of the West Milling could join the credit union – the brewers and millers.

  • Neighborhood Mortgage Solutions, LLC
  • 975 North Main St, Suite D, Frankenmuth, MI, 48734
  • Lends in Michigan
  • Neighborhood Mortgage Solutions is a Credit Union Service Organization (CUSO) providing mortgage services to fellow credit unions. We are credit union owned and were founded in 2008 by three credit union partners in Michigan: Frankenmuth Credit Union, Alpena Alcona Area Credit Union and Team One Credit Union.

  • Northstar Bank
  • 1100 East Caro Road, Caro, MI, 48723
  • Lends in Michigan
  • Northstar Bank is a locally owned and operated bank and proud to be a top-producing lender by Independent Banker®! Let Northstar Bank, one of the most responsive, relationship-based banks in Michigan, partner with you. Our commitment to superior service and local decision making will ensure an excellent banking venture for you.

  • Mayville State Bank
  • 37 E. Ohmer Rd., Mayville, MI, 48744
  • Lends in Michigan
  • Mayville State Bank has seen quite a bit of history since opening its doors: two great wars, the Great Depression and President Roosevelt’s famous four-day bank holiday (during which Mayville State Bank remained open), political and social turmoil and on through to the age of technology we live in today.