Cadillac, Michigan Construction loan lenders AI selection 2026

Lendersa® provides a directory of construction loan lenders in Cadillac, MI, which includes regional banks, national lenders, and local hard money lenders. They utilize private funds for ground-up construction or major rehabilitation projects.

Lenders assess construction costs in Cadillac, MI for a 2,000 square foot home, ranging from $172,346 for basic builds to $316,269 for more sophisticated projects. Interest rates and terms vary according to the borrower's financial situation, LTV (Loan to Value), ARV (After Repair Value), and the type of lender chosen.

Explore loan options from 100 lenders

Experience the magic of the construction loan calculator

Lendersa®'s AI technology efficiently matches your loan requests with numerous construction lenders to cover all financing needs. Discover excellent construction rates for ground-up builds, fix-and-flip, or major rehab on residential and commercial properties in MI.

Construction loan lenders located near you?

Avoiding unnecessary inquiries protects your credit score. Achieve preapproval for your land loan without needing to reveal your social security number or sensitive financial information.

Eligibility for 100% LTV financing may be available if you agree to use additional property as collateral through a blanket loan.

Utilize Lendersa®'s land loan calculator to find vacant land loan lenders in the zip codes 49601.



Cadillac Construction Loan Lenders

  • Wexford Community Credit Union
  • 1021 North Mitchell Street, Cadillac, MI, 49601
  • Lends in Michigan
  • Wexford Community Credit Union is a full-service, not-for-profit financial institution. We offer our members attractive rates and terms on all types of services. The employees of Wexford Community Credit Union pride themselves on the personal service they provide to you, our member.

  • Lake-Osceola State Bank
  • 790 N Michigan Ave., Baldwin, MI, 49304
  • Lends in Michigan
  • Lake-Osceola State Bank, a locally-owned community bank, is in the business of successfully providing financial products and services. We will provide Customer Care by determining their needs and striving to exceed their expectations. We will work side by side with the community to support, assist, and promote improvement to our quality of life.

  • Forest Area Federal Credit Union
  • 638 Boyd St, Fife Lake, MI, 49633
  • Lends in Michigan
  • Our mission is to provide our members with quality financial services, giving special attention to their individual needs. Forest Area Federal Credit Union was organized on September 19, 1983. The original office of the credit union was located at Larr’s Sporting Goods in Fife Lake, MI, until such time that an alternate location could be found.

  • 4Front Credit Union
  • PO Box 795, Traverse City, MI, 49685
  • Lends in Michigan
  • 4Front Credit Union is a member-owned financial. Your financial well-being is at the heart of 4Front Credit Union’s pledge to you, and while plenty of financial institutions make promises, we follow through by ensuring our members enjoy some of the lowest rates on loans and the highest rates on deposits they can find.

  • Traverse Catholic Federal Credit Union
  • 3797 Veterans Drive, Traverse City, MI, 49684
  • Lends in Michigan
  • Traverse Catholic Federal Credit Union begins in 1950, when a group of employees at Parts Manufacturing Company in Traverse City, received a federal charter to form a credit union for their company. One employee, Lawrence Weber, and his wife, Ann, willingly took on the large responsibility of running the credit union out of their own home.

  • Versatile Mortgage L.L.C.
  • 810 S Garfield Ave, Suite A, Traverse City, MI, 49686
  • Lends in Michigan
  • 23 years of combind experience in the mortgage industry - Versatile Mortgage, a premier wholesale lender providing mortgage and home financing services for Northern Michigan. Based in Traverse City, Versatile Mortgage offers a full range of loan products and is widely known for its in house 100% construction loan program.

  • TBA Credit Union
  • 630 East Front Street, Traverse City, MI, 49686
  • Lends in Michigan
  • TBA Credit Union is a locally managed community credit union in Traverse City, Michigan, offering financial solutions to anyone living in the state of Michigan. For over 50 years, TBA Credit Union has served the community and is dedicated to offering you a comprehensive selection of checking, savings, lending and investment services.

  • Honor Bank
  • 2254 Henry St, Honor, MI, 49640
  • Lends in Michigan
  • Honor Bank isn’t the biggest bank in Traverse City & we like it that way. It means our bank accounts, mortgages, business loans & more are shaped by you. It means that since 1917, we’ve grown with the region, offering products like debit-card cash back & ATM refunds. The principles of our Honor Code are not open to negotiation.

  • State Savings Bank MI
  • 703 Main Street, Frankfort, MI, 49635
  • Lends in Michigan
  • Since 1901, State Savings Bank has been caring for the financial needs of our neighbors in northwest Michigan. Because our roots run deep here, we can better serve you—whether you're buying a home, running a business, investing for your future, or just looking for a friendly place to bank.