448 Construction Loan Lenders with AI in Dearborn, Michigan 2026

In Dearborn, MI, the Lendersa® lineup of construction loan lenders includes regional banks, national lenders, and local hard money lenders. They leverage private funds to finance your ground-up construction projects or major renovations.

Lenders estimate the construction cost for a 2,000 square foot home in Dearborn, MI, starting from $173,292 for standard builds to $317,215 for more luxurious options. Loan terms and interest rates depend on borrower financial details, Loan-to-Value (LTV), After-Repair Value (ARV), and the type of lender chosen.

Explore loan offers from 100 lenders

The innovative construction loan calculator

Lendersa® AI technology rapidly matches your loan request with hundreds of construction lenders, meeting all of your financing needs. You can now find outstanding construction rates to finance ground-up builds, fix and flip projects, or major rehabs on both residential and commercial properties in MI.

Nearby construction loan lenders?

Keep unnecessary inquiries to a minimum to maintain your credit score. Get preapproved for land loans without needing to provide your social security number or sensitive financial data.

If you agree to pledge additional property as collateral, you might qualify for 100% LTV (Loan to Value) financing.

Use the Lendersa® land loan calculator to locate vacant land loan providers throughout the zip codes 48128, 48120, 48126, 48124, 48121, 48123.



  • Alliance Catholic Credit Union
  • 255 East Maple Road, Troy, MI, 48083
  • Lends in Michigan
  • Alliance Catholic Credit Union was formed in 2013 through a merger of two credit unions: First Catholic Federal Credit Union and Michigan Catholic Credit Union.Both Credit Unions were built from small and large parishes with dedicated parishioners seeking a trusted financial option grounded in a foundation of faith.

  • LLG
  • 850 Stephenson Highway, Suite 405, Troy, MI, 48083
  • Lends in Michigan
  • Local Lending Group’s vision is to see all loans provided
    by someone living in the community where you live,
    a company that understands best the needs of your community.

    Our lending officers live in the community where we directly lend, we partner with local lenders to deliver our programs where we do not have offices,

  • THE LOCAL Credit Union
  • 39139 Mound Road, Sterling Heights, MI, 48310
  • Lends in Michigan
  • THE LOCAL employs middle class workers, organized under a collective bargaining agreement in order to stay true to the principles of the 1949 charter.

    THE LOCAL prides itself in offering all financial products that banks and Mega-credit union’s offer – but at reasonable rates to encourage thrift among our members.

  • JBG Mortgage
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • Lends in Michigan
  • At JBG Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage because we want you to feel confident and excited about this next journey of your life. Your experience is the #1 priority in our office which is why every loan is handled with experienced Loan Officers.

  • Xperience Mortgage
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • Lends in Michigan
  • At Xperience Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.

  • Haven Mortgage Group
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • Lends in Michigan
  • At Haven Mortgage Group we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.

  • Crestmark Bank
  • 5480 Corporate Drive, Suite 350, Troy, MI, 48098
  • Lends in Michigan
  • Crestmark, a division of MetaBank, is a skilled provider of financial solutions for business-to-business companies. Financing solutions include asset-based lending on A/R and inventory, accounts receivable financing, traditional factoring, discount factoring, payroll financing, invoice financing, equipment leasing and financing.

  • First State Bank (Michigan)
  • 24300 Little Mack, Saint Clair Shores, MI, 48080
  • Lends in Michigan
  • First State Bank is a Michigan Based Community Bank serving southeastern Michigan and is a full-service bank with 11 branches, Loan Centers in Clinton Township and Farmington Hills and headquarters in St. Clair Shores. First State Bank offers consumer and business checking and savings accounts, mortgages, home equity loans, credit cards.

  • Lake Pointe Mortgage, L.L.C
  • 27735 Jefferson Ave, Saint Clair Shores, MI, 48081
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan by utilizing the 23 years of experience.

  • Cornerstone Community Financial Credit Union
  • 44911 Mound Rd, Sterling Heights, MI, 48314
  • Lends in Michigan
  • Cornerstone Community Financial is a progressive full-service financial institution still owned and operated by its members. To help members reach their personal financial goals, the credit union offers financial products and services ranging from share certificates to Visa® credit cards to online banking.