52 Construction Loan Lenders with AI in Ferndale, Michigan 2026

Lendersa® offers a comprehensive list of construction loan providers in Ferndale, MI, which includes regional banks, national lenders, and local hard money lenders who utilize private capital for ground-up constructions or significant rehabs.

Lenders in Ferndale, MI determine the construction costs for a 2,000 square foot home, starting at $172,709 for more basic builds and reaching up to $316,632 for more extravagant finishes. Interest rates and loan terms fluctuate based on the borrower's financial situation, LTV (Loan to Value), ARV (After Repair Value), and the type of lender chosen.

Examine offers from 100 lenders

Experience the magic of the construction loan calculator

Lendersa®'s AI technology guarantees your construction financing needs are met by connecting your loan requests with hundreds of construction lenders efficiently. Find competitive construction rates for funding projects such as new builds, fix-and-flips, or major rehabilitations on residential and commercial properties throughout MI.

Locate construction loan lenders nearby

Minimize unnecessary inquiries to safeguard your credit score. Obtain preapproval for your land loan without revealing your social security number or sensitive financial information.

You could qualify for 100% LTV financing if you agree to use additional property as collateral under a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 48220.



  • Titan Bank, National Association
  • 1701 E. Hubbard Street, Mineral Wells, TX, 76067
  • Lends in Michigan
  • Titan Bank was founded in 1907. The bank has a long history of focusing on the needs of small businesses in shifting economies. It is a full-service national bank with the capital, knowledge and staff to help entrepreneurs with their financial needs. Titan Bank is based in Texas and lends in all 50 states.

  • SellYouMoney, LLC
  • 961 SE Damask Ave., Port ST Lucie, FL, 34983
  • Lends in Michigan
  • “At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti

  • Soviero Capital LLC
  • 1025 West Indiantown Road, Suite 106, Jupiter, FL, 33458
  • Lends in Michigan
  • We are Direct Hard Money Lender in Palm Beach County in South Florida. We will lend on all asset types for business purposes. We provide a free online application that takes less than 3 minutes to fill out. We are a small family-owned business which has been operating for over 40 years.

  • ION Mortgage & Lending
  • 2115-A South US Hwy 1, Jupiter, FL, 33477
  • Lends in Michigan
  • Elevate your lending experience with Supreme Lending, a premier consultancy specializing in high-value financing solutions for luxury residential and commercial projects. With the expertise of Rachel Harzewski, you are guided through bespoke, private lending options designed to maximize your investments. Discover smooth deal structuring and unparal

  • Oak Harbor Funding
  • 8523 Tynan Ridge Dr, Magnolia, TX, 77354
  • Lends in Michigan
  • Oak Harbor Funding

    Mortgage guidance with heart

    Oak Harbor Funding helps you move from dream to doorstep with clear, friendly funding support for purchases and refinances on fix and flip, DSCR, Ground up construction, and your long term rental property fundings. Connect with Tim Hall at 832-307-1043 or tim@oakharborfunding.com, and learn more at oakharborfunding.com.

  • Nexa Mortgage LLC
  • N/A, Magnolia, TX, 77355
  • Lends in Michigan
  • Transform your home buying dreams into reality. We offer personalized mortgage solutions tailored to meet all financial needs. Whether you're a first-time buyer or looking to refinance, our expert team, led by industry professional Michelle Lee Zamora, ensures seamless transactions. Contact us at 346-816-1900 or mlzamora@nexamortgage.com for unpara

  • Guild Mortgage Company
  • 7124 Commons Drive, Unit 3, Cheyenne, WY, 82009
  • Lends in Michigan
  • Guild Mortgage has become one of the nation’s leading independent ‭mortgage providers by following a ‭simple rule—doing what’s right for our customers.
    When you choose Guild, you get:
    - A commitment closing your loan on time
    - A wide array of ‭specialized products and programs for every type of homebuyer

  • Direct Commercial Funding Inc
  • 440 Louisiana Street, 9th Floor, Houston, TX, 77002
  • Lends in Michigan
  • Direct Commercial Funding Inc. works around the clock 24/7 to provide fast commercial financing for an array of commercial loan request. Some of our products include commercial mixed use development loans, hospitality financing, apartment loans, commercial land acquisition & construction and more

  • LEVERAGED ASSETS LLC
  • 7710 CHERRY PARK DR, #113, HOUSTON, TX, 77095
  • Lends in Michigan
  • LEVERAGED ASSETS LLC

    Leverage-aware investing

    LEVERAGED ASSETS LLC supports clients with disciplined asset and investment strategies built for growth and risk control. Led by Ronnie McKnight, we deliver clear guidance and responsive service. Ready to move forward? 100% funding for projects. of 10M and up. 500K business line of credit. Call 832-344-0015.

  • Security America Mortgage, Inc.
  • 7514 Shadyvilla Ln, Houston, TX, 77055
  • Lends in Michigan
  • Security America Mortgage specializes in Construction loans, VA loans, ITIN loans, Conventional loans, and FHA loans. Our motto is "serving those who served" because we have great love for our Veterans and country. Not many VA lenders specialize in the VA one time close construction loan. Let us help you with the home loan that's best for you and