2026 Construction Loan Lenders for Ferndale, Michigan

Lendersa® offers a comprehensive list of construction loan providers in Ferndale, MI, which includes regional banks, national lenders, and local hard money lenders who utilize private capital for ground-up constructions or significant rehabs.

Lenders in Ferndale, MI determine the construction costs for a 2,000 square foot home, starting at $172,709 for more basic builds and reaching up to $316,632 for more extravagant finishes. Interest rates and loan terms fluctuate based on the borrower's financial situation, LTV (Loan to Value), ARV (After Repair Value), and the type of lender chosen.

Examine offers from 100 lenders

Experience the magic of the construction loan calculator

Lendersa®'s AI technology guarantees your construction financing needs are met by connecting your loan requests with hundreds of construction lenders efficiently. Find competitive construction rates for funding projects such as new builds, fix-and-flips, or major rehabilitations on residential and commercial properties throughout MI.

Locate construction loan lenders nearby

Minimize unnecessary inquiries to safeguard your credit score. Obtain preapproval for your land loan without revealing your social security number or sensitive financial information.

You could qualify for 100% LTV financing if you agree to use additional property as collateral under a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 48220.



Ferndale Construction Loan Lenders

  • Dillon Hunter LLC
  • 1411 Amelia Avenue, Royal Oak, MI, 48073
  • Lends in Michigan
  • When it comes to product range, we have an extensive lineup. We have a full array of choices and lots of ideas to help more buyers qualify. Dillon Hunter Funding is Fannie Mae, Freddie Mac and Ginnie Mae approved. We also broker loans giving our customers a much wider net from which to choose.

  • Credit Union Advantage
  • 22250 Providence Drive, Southfield, MI, 48075
  • Lends in Michigan
  • Credit Union Advantage has been providing financial services to members and their families since 1969. Initially the credit union was named Providence Hospital Employees Credit Union and in 2002 we began to also serve the employees of the St. John Health System, which includes Providence Hospital. Our name was changed at that time to Credit Union A

  • Castle Commercial Capital, LLC
  • 2000 Town CTR, Suite 1900, Southfield, MI, 48075
  • Lends in Michigan
  • Castle Commercial Capital facilitates financing for business owners as well as investors and developers of commercial real estate nationwide. We can provide financing from a basic apartment refinance loan to a mixed-use new development and construction loan. We can finance your property with fixed low rate.

  • Bernard Financial
  • 20700 Civic Center Drive, Suite 240, Southfield, MI, 48076
  • Lends in Michigan
  • Bernard Financial Group, Michigan’s largest commercial mortgage banking firm, specializes in both debt and institutional equity placement for commercial real estate borrowers and developers with commercial lenders and institutional joint venture participants. Since its inception, Bernard Financial Group has financed.

  • ADM Financial Group
  • 19785 West 12 Mile Road, Suite 462, Southfield, MI, 48076
  • Lends in Michigan
  • ADM FINANCIAL GROUP We specialize in commercial mortgages from $250, 000.00 to $25, 000, 000.00 for the acquisition or refinancing of multi-family apartment, mini malls, multi-use buildings, churches, mini-storage, golf courses, car washes, c-stores, offices, industrial, anchored and non-anchored retail, hotels, motels flagged and un-flagged.

  • Mortgage Center
  • 26555 Evergreen Road, Suite 900, Southfield, MI, 48076
  • Lends in Michigan
  • Mortgage Center has been working with credit union members and mortgage borrowers to help our communities grow. As a member of Mortgage Center, you’re backed by a caring team of professionals experienced in mortgage lending and borrowing. Plus, on most mortgages, you will always make your payments to Mortgage Center for the life of the loan.

  • Alliance Catholic Credit Union
  • 255 East Maple Road, Troy, MI, 48083
  • Lends in Michigan
  • Alliance Catholic Credit Union was formed in 2013 through a merger of two credit unions: First Catholic Federal Credit Union and Michigan Catholic Credit Union.Both Credit Unions were built from small and large parishes with dedicated parishioners seeking a trusted financial option grounded in a foundation of faith.

  • LLG
  • 850 Stephenson Highway, Suite 405, Troy, MI, 48083
  • Lends in Michigan
  • Local Lending Group’s vision is to see all loans provided
    by someone living in the community where you live,
    a company that understands best the needs of your community.

    Our lending officers live in the community where we directly lend, we partner with local lenders to deliver our programs where we do not have offices,

  • Ross Mortgage Corporation
  • 2075 W. Big Beaver Road, Suite 700, Troy, MI, 48084
  • Lends in Michigan
  • Ross Mortgage Corporation is a successful mortgage banking company with a reputation for professionalism, integrity and quality service. Headquartered in Troy, Michigan, Ross is one of the top independent lenders in the Midwest and serves its valued customers through a network of offices located in Michigan, Kentucky, and Florida,