7 Construction Loan Lenders with AI in Flushing, Michigan 2026

Lendersa® provides a comprehensive listing of construction loan lenders in Flushing, MI, featuring regional banks, national lenders, and local hard money lenders who use private capital for ground-up construction or major rehabilitation projects.

Estimated construction costs for a 2,000 square foot home in Flushing, MI, vary from $171,895 for basic builds to $315,818 for more elaborate designs. Interest rates and loan terms can differ based on borrower financials, LTV, ARV, and the type of lender selected.

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The innovative construction loan calculator

Lendersa® uses advanced AI technology to effectively match your loan requests with a wide range of construction lenders, ensuring that all your financing needs are met. Discover competitive construction rates for ground-up constructions, fix-and-flip projects, or major rehabs on residential and commercial properties in MI.

Looking for construction loan lenders nearby?

Minimize unnecessary inquiries to protect your credit score. Preapprove your land loan without providing a social security number or sensitive financial information.

You may qualify for 100% LTV (Loan to Value) financing by pledging additional property as collateral in a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 48433.



  • First State Bank of Decatur
  • 124 Phelps Street, Decatur, MI, 49045
  • Lends in Michigan
  • The board of directors, officers & employees of the First State Bank strive to provide the Decatur community & the surrounding area with quality financial services.The bank intends to accomplish this objective by focusing on the community’s expectations.The bank’s operations, products & services are designed to meet or exceed customer expectations.

  • Shelby State Bank
  • 242 N. Michigan Avenue, Shelby, MI, 49455
  • Lends in Michigan
  • At Shelby State Bank, we pride ourselves on the community-based banking we have offered since 1931 in Shelby, Michigan. We may have grown to ten branches since then, but each retains that sense of community. We're right down the street, and online when you just can't make it to the bank.

  • Northland Area Federal Credit Union
  • 1161 N. Bagley St., Alpena, MI, 49707
  • Lends in Michigan
  • In 1957, a small group of people gathered in an office on Wurtsmith Air Force Base to discuss the possibility of starting a credit union. Northland Area FCU offers its members the ability to have up to 100 different accounts.The accounts can be used for a college fund, Christmas savings, checking, vacation, home purchases, retirement, etc.

  • Alpena Alcona Area Credit Union
  • 1100 S Bagley Street, Alpena, MI, 49707
  • Lends in Michigan
  • Alpena Alcona Area Credit Union as a financial institution, as a leader in our community and as an employer. As an employer, AAACU values its staff and provides competitive wages and benefits to both full and part-time employees. As a leader in the community, we focus on reinvestment, charitable contributions and “people helping people.”

  • Alden State Bank
  • PO Box 39, Alden, MI, 49612
  • Lends in Michigan
  • The history of Alden State Bank began in 1906 when the Farmers & Merchants Bank was organized as a privately held unincorporated bank. The bank was located in the East half of Higgins Store in downtown Alden. In 1924 the bank moved down the street to a building on Torch Lake near the boat launch.

  • West Shore Bank
  • 201 W Loomis St, Ludington, MI, 49431
  • Lends in Michigan
  • For over a century, we have remained committed to helping the people and businesses of the West Shore community improve their financial well-being. As a local business, we employ over 100 people at nine full-service banking offices in Mason, Oceana, Manistee, Benzie and Grand Traverse counties. All of our employees live.

  • Safe Harbor Credit Union
  • 1200 E Tinkham Ave, Ludington, MI, 49431
  • Lends in Michigan
  • Safe Harbor Credit Union was chartered in 1952 by employees of the Ludington Plant of Dow Chemical Company. The founders established our credit union to provide a safe, friendly environment where Dow’s Ludington employees and their families could place their savings and receive a good rate of return, as well as borrow for productive purposes.

  • Versatile Mortgage L.L.C.
  • 810 S Garfield Ave, Suite A, Traverse City, MI, 49686
  • Lends in Michigan
  • 23 years of combind experience in the mortgage industry - Versatile Mortgage, a premier wholesale lender providing mortgage and home financing services for Northern Michigan. Based in Traverse City, Versatile Mortgage offers a full range of loan products and is widely known for its in house 100% construction loan program.

  • TBA Credit Union
  • 630 East Front Street, Traverse City, MI, 49686
  • Lends in Michigan
  • TBA Credit Union is a locally managed community credit union in Traverse City, Michigan, offering financial solutions to anyone living in the state of Michigan. For over 50 years, TBA Credit Union has served the community and is dedicated to offering you a comprehensive selection of checking, savings, lending and investment services.