Construction loans lenders Otsego, MI [2026lenders list]

Lendersa® provides an extensive directory of construction loan lenders in Otsego, MI, featuring regional banks, national lenders, and local hard money lenders, all utilizing private funds for ground-up construction or major renovation projects.

In Otsego, MI, lenders assess the construction cost for a 2,000 square foot home, with pricing starting at $172,357 for basic setups and reaching $316,280 for more elaborate constructions. Interest rates and loan terms vary and are influenced by the borrower's financial profile, LTV (Loan to Value), ARV (After Repair Value), and the type of lender selected.

Discover the magic construction loan calculator

Lendersa® employs AI technology to instantly connect your loan requests with hundreds of construction lenders, ensuring all your financing needs are met. Find competitive construction rates to fund projects like ground-up development, fix-and-flip, or major rehabs on residential and commercial properties in MI.

Need construction loan lenders near you?

Reducing unnecessary inquiries can help maintain a healthy credit score. Get preapproved for your land loan without providing your social security number or any other sensitive financial information.

You may qualify for 100% LTV financing by using additional property as collateral under a blanket loan agreement.

Utilize the Lendersa® land loan calculator to locate lenders offering vacant land loans across zip codes 49078.

(231) 946-6655 Lender's profile and map Reviews Traverse Catholic Federal Credit Union 3797 Veterans Drive, Traverse City, MI, 49684 Lends in Michigan Traverse Catholic Federal Credit Union begins in 1950, when a group of employees at Parts Manufacturing Company in Traverse City, received a federal charter to form a credit union for their company. One employee, Lawrence Weber, and his wife, Ann, willingly took on the large responsibility of running the credit union out of their own home.
(231) 946-2202 Lender's profile and map Reviews Versatile Mortgage L.L.C. 810 S Garfield Ave, Suite A, Traverse City, MI, 49686 Lends in Michigan 23 years of combind experience in the mortgage industry - Versatile Mortgage, a premier wholesale lender providing mortgage and home financing services for Northern Michigan. Based in Traverse City, Versatile Mortgage offers a full range of loan products and is widely known for its in house 100% construction loan program.
(231) 946-7090 Lender's profile and map Reviews TBA Credit Union 630 East Front Street, Traverse City, MI, 49686 Lends in Michigan TBA Credit Union is a locally managed community credit union in Traverse City, Michigan, offering financial solutions to anyone living in the state of Michigan. For over 50 years, TBA Credit Union has served the community and is dedicated to offering you a comprehensive selection of checking, savings, lending and investment services.
(877) 331-4481 Lender's profile and map Reviews Alden State Bank PO Box 39, Alden, MI, 49612 Lends in Michigan The history of Alden State Bank began in 1906 when the Farmers & Merchants Bank was organized as a privately held unincorporated bank. The bank was located in the East half of Higgins Store in downtown Alden. In 1924 the bank moved down the street to a building on Torch Lake near the boat launch.
(989) 362-6700 Lender's profile and map Reviews Huron Community Bank 301 North Newman Street, East Tawas, MI, 48730 Lends in Michigan Huron Community Bank first opened its doors in 1927 under the name Peoples State Bank. The banks first location and legacy began on the corner of Newman and State Street in East Tawas, MI. That branch was located directly across the street from what is currently known as the banks' headquarters.
(989) 738-5235 Lender's profile and map Reviews The Port Austin State Bank 62 East State Street, Port Austin, MI, 48467 Lends in Michigan The original Port Austin Bank building was built in 1884 by Richard Winsor and his associate, Horace G. Snover, to house their successful banking, law and insurance firm of Winsor & Snover. Both men were important factors in the political affairs of that period. Mr. Snover served as a probate judge and also as U.S. Representative.
(317) 343-3108 Lender's profile and map Reviews Milestone Home Lending 236 E. Carmel Drive, Carmel, IN, 46032 Lends in Michigan Milestone Home Lending, LLC is a premier mortgage lender located in Indiana offering the highest level of expertise and personal attention to every individual client we serve. Whether you’re a first-time homebuyer or moving up to a better home, your satisfaction is our #1 priority.
(231) 222-2263 Lender's profile and map Reviews Porter Financial Group, LLC 100 Main St, Suite 7, East Jordan, MI, 49727 Lends in Michigan Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(231) 547-4411 Lender's profile and map Reviews Charlevoix State Bank 111 State Street, Charlevoix, MI, 49720 Lends in Michigan Charlevoix State Bank is a locally owned and operated community bank. In an industry known for mergers, acquisitions and the commoditization of financial services, we focus on providing fast creative solutions while building long-term relationships. We service businesses, municipalities and consumers in Charlevoix and northern Antrim counties.
(734) 455-2219 Lender's profile and map Reviews Approved Mortgage 5820 N. Canton Center, Suite 125, Canton, MI, 46142 Lends in Michigan Approved Mortgage is the largest and oldest mortgage banker in Central Indiana. We are a full-service direct lender providing a vast array of residential, business and commercial loans. Our residential product line offers conventional, jumbo, FHA, VA and portfolio loans for purchase, refinance, and construction transactions.
(216) 867-0699 Lender's profile and map Reviews Eagle Bend Capital Financing 159 Crocker Park Blvd, Suite 400, Westlake, OH, 44012 Lends in Michigan Eagle Bend Capital Financing is an Ohio-based commercial finance and real estate capital intermediary. We provide funding solutions to businesses and real estate investors all over the country. Our extensive portfolio of financing options can provide a great alternative to traditional banks.
(989) 733-8557 Lender's profile and map Reviews Awakon Federal Credit Union 20855 Washington Ave., Onaway, MI, 49765 Lends in Michigan Awakon Federal Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets – our members. Awakon Federal Credit Union believes that access to low-cost financial services is critical to the health and stability of ordinary citizens.