construction loans lenders in Otsego, MI [2025lenders list]

Lendersa® provides an extensive directory of construction loan lenders in Otsego, MI, featuring regional banks, national lenders, and local hard money lenders, all utilizing private funds for ground-up construction or major renovation projects.

In Otsego, MI, lenders assess the construction cost for a 2,000 square foot home, with pricing starting at $172,357 for basic setups and reaching $316,280 for more elaborate constructions. Interest rates and loan terms vary and are influenced by the borrower's financial profile, LTV (Loan to Value), ARV (After Repair Value), and the type of lender selected.

Discover the magic construction loan calculator

Lendersa® employs AI technology to instantly connect your loan requests with hundreds of construction lenders, ensuring all your financing needs are met. Find competitive construction rates to fund projects like ground-up development, fix-and-flip, or major rehabs on residential and commercial properties in MI.

Need construction loan lenders near you?

Reducing unnecessary inquiries can help maintain a healthy credit score. Get preapproved for your land loan without providing your social security number or any other sensitive financial information.

You may qualify for 100% LTV financing by using additional property as collateral under a blanket loan agreement.

Utilize the Lendersa® land loan calculator to locate lenders offering vacant land loans across zip codes 49078.

(517) 676-3661 Lender's profile and map Reviews Dart Bank 368 S. Park Street, Mason, MI, 48854 Our primary purposes are to meet the financial needs of our banking communities, protect and increase the value of stockholders' investments, and serve the community in financial and non-financial ways. Our bank acknowledges the interdependence of all mankind in the world and reaches out beyond local areas in times of need.
(231) 924-4880 Lender's profile and map Reviews Gerber Federal Credit Union 508 W State St, Fremont, MI, 49412 Gerber Federal Credit Union was founded here in Michigan, and we’re focused on growing here. Our promise is to provide high quality services to satisfy member financial needs through competitive products and services and friendly, well-trained, caring employees applying the latest technology.
(517) 787-2220 Lender's profile and map Reviews TRUE Community Credit Union 1100 Clinton Road, Jackson, MI, 49202 At TRUE to our members, TRUE to our communities, and TRUE to our team. All are invited to join TRUE Community, and we proudly serve anyone who lives, learns, works, or worships across the State of Michigan. We work hard to create and protect an inclusive environment where differences are celebrated
(231) 894-5608 Lender's profile and map Reviews HarborLight Credit Union 2151 Cogswell Drive, Whitehall, MI, 49461 HarborLight Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties. If you live or work in any of these counties, you can bank with us!Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties.
(517) 789-2890 Lender's profile and map Reviews Aeroquip Credit Union 901 Plymouth Street, Jackson, MI, 49201 Aeroquip Credit Union is a full service credit union and a not-for-profit financial cooperative, which means we help our members save money in the form of high-return savings and low-rate loans. Because we are owned by our members, the membership is our top priority. We are dedicated to providing you with exceptional service
(480) 734-0428 Lender's profile and map Reviews Flagstar Bank 301 West Michigan Avenue, Suite 4-501, Jackson, MI, 49201 At Flagstar, we believe in the Human Interest Rate. It’s not the interest rate other banks talk about, but we do. We have genuine interest in helping our customers achieve their financial goals and bringing solutions within reach. While you’re here, please reach out to us any time.
(989) 352-6031 Lender's profile and map Reviews Community First Federal Credit Union 9637 N Greenville Rd, Lakeview, MI, 48850 Community First Federal Credit Union was founded in Lakeview, Michigan in 1985. We opened our second branch in Howard City, Michigan in 2009. The third branch, located in Trufant, Michigan, opened in 2012. In 2018, we opened our fourth branch in Morley, Michigan.We are a part of Xtend, a share branching network.
(219) 874-9245 Lender's profile and map Reviews Horizon Bank 502 Franklin St, Michigan City, IN, 46360 Horizon is a community Bank serving northern and central Indiana, and southern, central and the Great Lakes Bay regions of Michigan. Our focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. This philosophy is what has kept us growing stronger than ever since 1873
(517) 592-3205 Lender's profile and map Reviews Bank Michigan 417 S. Main St., Brooklyn, MI, 49230 Bank Michigan originated in 1907 in Onsted, MI. We have since evolved from a one town, one location Bank to three locations, with our Founding Lenawee County office in Onsted, one location in Brooklyn, one in Ann Arbor, servicing customers primarily in these market areas. We are a Community Bank with a team who take the word very serious.
(989) 463-2185 Lender's profile and map Reviews Commercial Bank 301 N. State St, Alma, MI, 48801 Commercial Bank has been a proud local bank since 1893. We have an unwavering devotion to our neighbors and their futures. We make it our mission to reinvest in the community through donations, sponsorships and loans to support the growth of our local residents and businesses. We firmly believe that being local matters.
(231) 861-6049 Lender's profile and map Reviews Shelby State Bank 242 N. Michigan Avenue, Shelby, MI, 49455 At Shelby State Bank, we pride ourselves on the community-based banking we have offered since 1931 in Shelby, Michigan. We may have grown to ten branches since then, but each retains that sense of community. We're right down the street, and online when you just can't make it to the bank.
734-249-4241 Lender's profile and map Reviews Parker Mortgage Group LLC 1101 S MAIN ST, STE 151, Chelsea, MI, 48118 Whether you're purchasing your first home, are a seasoned investor with multiple properties or fall somewhere in between, we're here to ensure you get the maximum return on your investment by choosing the best mortgage product to meet both your short AND long-term financial goals.