409 Construction Loan Lenders with AI in Circle-Pines, Minnesota 2025

Lendersa® provides a robust directory of construction loan lenders in Circle-Pines, MN. This directory includes various lending institutions such as regional banks, national lenders, and local hard money lenders employing private funds to support your ground-up construction projects or major renovations. The diversity of lenders ensures that you have access to financial solutions specifically tailored to different building needs and project scales.

Construction costs in Circle-Pines, MN, are determined by lenders, with estimates for a 2,000 square foot home ranging from $187,901 for basic construction elements to $344,070 for more luxurious features. These cost estimates incorporate aspects such as material quality and design intricacy. Moreover, interest rates and loan terms are not fixed; they fluctuate based on the borrower's financial profile, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected. This flexibility allows borrowers to choose the most suitable options that align with their particular financial situations and project goals.

Compare loan offers from a wide array of 100 lenders, enabling you to find the best rates and terms that meet your construction ambitions.

Experience the Benefits of the Magic Construction Loan Calculator

To meet all your construction financing needs, Lendersa® utilizes AI technology to promptly match your loan request with hundreds of construction lenders. This approach allows you to access competitive construction rates suited for funding new constructions, fix-and-flip projects, or substantial rehabs on both residential and commercial properties across MN. This intelligent matching system provides access to the most favorable financial offerings for your project.

Finding Construction Loan Lenders Nearby

Reducing extraneous inquiries is key to protecting your credit score. Obtain preapproval for your land loan without exposing your social security number or sensitive financial information. This process safeguards personal information while streamlining the approval process.

You might qualify for 100% LTV financing by agreeing to use additional property as collateral through a blanket loan, providing strategic financial advantages.

Utilize the Lendersa® land loan calculator to easily find vacant land loan providers in the zip codes 55014, ensuring a smooth search process for the right financial resources.



  • Community Resource Bank
  • 1605 Heritage Drive, Northfield, MN, 55057
  • Community Resource Bank is a true community bank and an integral part of the communities we serve. It is not enough for us to simply open and maintain accounts or loans for our customers. CRB employees are active in a host of civic, charitable, educational, and economic development endeavors.
  • First National Bank Minnesota
  • 201 W. Main Street, Belle Plaine, MN, 56011
  • Through our four banking offices, we serve nonprofit organizations, businesses, agriculture, and individuals with a combination of responsive, personal service, and high-quality products. Our aim is to remain one of the area's most successful and respected financial organizations by creating.
  • The First National Bank of Cokato
  • 365 Broadway Ave S, Cokato, MN, 55321
  • The First National Bank of Cokato (formerly known as Citizens State Bank) opened for business November 2, 1916 with total assets of $970.62. In 1920 a new bank site was purchased and the bank moved into its new quarters in July, 1923. First National Bank has enjoyed the privilege.
  • Frandsen Bank & Trust
  • 116 Central St W, Lonsdale, MN, 55046
  • Frandsen Bank & Trust is a full-service community Bank with offices in Minnesota, North Dakota, and Wisconsin. Our complete selection of Banking products and services is delivered with superior customer service. We proudly offer business and personal Banking solutions along with wealth management trust* services.
  • Falcon National Bank
  • 183 Cedar Drive, Foley, MN, 56329
  • At Falcon National Bank we build long lasting Relationships with our customers, our communities, and our colleagues. With the highest level of Integrity, we provide trusted Solutions and exceptional Service to deliver the very best banking experience. We pride ourselves on our fast and reliable Execution.
  • First Community Bank
  • 201 W Main Street, Silver Lake, MN, 55381
  • First Community Bank is interested in the financial wellbeing of our valued customers. Listening to your needs is the first step in supporting and guiding your financial success. Our caring and knowledgeable staff are here to listen and recommend quality financial products and services to help you reach your goals.
  • American Heritage National Bank
  • 2915 2nd Street South, Saint Cloud, MN, 56302
  • American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.
  • Stearns Bank Holdingford National Association
  • 4140 Thielman Lane, Suite 105, Saint Cloud, MN, 56301
  • Stearns Financial Services Inc. (SFSI) is a well-capitalized, $2.3 billion independent financial holding company based in St. Cloud, MN. Founded in 1912, the bank was acquired by Norm Skalicky in 1964. His daughter Kelly Skalicky became president in 2018, and later was named president and CEO.
  • Great River Federal Credit Union
  • 1532 West St. Germain Street, Saint Cloud, MN, 56301
  • Great River Federal Credit Union is dedicated to serving all members in a confidential and professional manner. We are in business to provide you with convenient and efficient financial services. Our mission is "Building lifelong relationships by providing valuable financial services that our members recommend, benefits the community.
  • Liberty Bank Minnesota
  • 2842 2nd Street S, Saint Cloud, MN, 56301
  • Since 1939, Liberty has been providing quality financial services to Central Minnesota residents. As St. Cloud’s only remaining original bank with continuous family-ownership, we recognize our unique obligation to provide quality service on a first name basis. Our focus is providing retail banking services to individual customers.