44 Construction Loan Lenders with AI in Dayton, Minnesota 2026

Lendersa® provides a list of construction loan lenders in Dayton, MN, which includes regional banks, national financiers, and local hard money lenders that use private funds for ground-up projects or major renovations.

In Dayton, MN, lenders project the cost of building a 2,000 square foot home to range from $188,165 for basic builds to $344,334 for more upscale constructions. The interest rates and terms for construction loans vary, depending on the borrower's financial situation, the Loan-To-Value (LTV) ratio, the After Repair Value (ARV), and the chosen lender.

Compare offers from 100 lenders for the best options available.

Unlock the Benefits with the Construction Loan Calculator

Lendersa® employs AI technology to efficiently match your loan requests with numerous construction lenders, ensuring all your financial needs are addressed. Discover competitive construction rates to finance new builds, fix-and-flips, or major rehabs on both residential and commercial properties in MN.

Find Construction Loan Providers Near You

To protect your credit score, minimize unnecessary inquiries by securing preapproval for land loans without revealing your social security number or sensitive financial details.

You might qualify for 100% LTV financing by offering additional property as collateral under a blanket loan agreement.

Utilize the Lendersa® land loan calculator to identify lenders for vacant land in zip codes 55369.



  • Mortgages By Noone, LLC
  • 2508 Dana Drive, Burnsville, MN, 55337
  • Lends in Minnesota
  • Mortgages By Noone is committed to helping you find the right mortgage products for your needs including: FHA, VA and USDA. I understand that every borrower is different. I offer a variety of products to meet your individual requirements. I will make the process of securing a mortgage simple & straightforward by offering the latest financial tools

  • Platinum Bank
  • 7667 Tenth Street North, Oakdale, MN, 55128
  • Lends in Minnesota
  • We understand your challenges, because we, too, are a growth-oriented business. Our business-savvy professionals offer advice and insights that you will likely find unique to the business banking world. You know your business better than anyone, and Platinum Bank respects and appreciates this.

  • Sherburne State Bank
  • 12500 Sherburne Ave SE, Becker, MN, 55308
  • Lends in Minnesota
  • We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.

  • Associated Healthcare Credit Union
  • 6789 Upper Afton Road, Woodbury, MN, 55125
  • Lends in Minnesota
  • AHCU is a full-service credit union offering financial wellness and education, savings, checking, investments, deposit accounts, all loan types, and electronic services to help accommodate those busy schedules. We also offer car buying and retirement services. If you’re not a member, we hope you will join us.

  • Lake Elmo Bank
  • 11465 39th Street N, Lake Elmo, MN, 55042
  • Lends in Minnesota
  • Lake Elmo Bank has built its tradition on a personal approach to banking. We get to know our customers so that we understand each customer's unique needs with the intent of building long-term financial relationships. This goal has been the foundation of our business for over 100 years.

  • Boundary Waters Bank
  • 2230 Eagle Creek Lane, Suite A, Woodbury, MN, 55129
  • Lends in Minnesota
  • BWB is an independent bank made up of a small group of investors with a vision to create a different, more extraordinary and refreshing banking experience – much like the Boundary Waters itself. We are a team of dedicated financial experts that understands every business journey is unique.

  • Voyageur Financial Inc
  • 14093 Commerce Avenue NE, Suite 100, Prior Lake, MN, 55372
  • Lends in Minnesota
  • Voyageur Financial, Inc. is a family owned mortgage company located in Prior Lake. For over 30 years we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

  • Cambridge State Bank
  • 127 South Main, Cambridge, MN, 55008
  • Lends in Minnesota
  • Cambridge State Bank is located at 127 South Main Street and 127 Opportunity Blvd North in Cambridge. We are committed to helping you grow, and our products combine all the technology you need to achieve your goals, with the personal touch you want. Cambridge State Bank has been going strong since 1914.

  • Minnco Credit Union
  • 236 2nd Avenue SW, Cambridge, MN, 55008
  • Lends in Minnesota
  • Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.

  • The First State Bank of Rosemount
  • 3025 145th Street West, Rosemount, MN, 55068
  • Lends in Minnesota
  • In 1909 S.A. Netland opened the State Bank of Rosemount. It was the first locally owned independent bank in the city of Rosemount. Mr. Netland also owned banks in Bixby, Northfield, Carlos and Mendota. In 1909 the Bank had a capital of $10,000, and the total cost of the building, including the vault and fixtures was $4,050.

  • First State Bank and Trust
  • 950 Highway 95 North, Bayport, MN, 55003
  • Lends in Minnesota
  • First State Bank and Trust is a community owned bank that has been serving the Saint Croix Valley since 1914. With four locations in Minnesota - Bayport, Stillwater, Oak Park Heights,and Boutwells Landing - and another one in Hudson, WI, First State Bank and Trust is a full service bank that can assist in all aspects of your financial portfolio.