Construction Loan Lenders in Grand-Rapids, Minnesota (2026)

Lendersa® provides a list of construction loan lenders in Grand-Rapids, MN that includes regional banks, national lenders, as well as local hard money lenders. These entities utilize private funding for both ground-up construction and major rehabilitation projects.

In Grand-Rapids, MN, lenders offer cost estimates for constructing a 2,000 square-foot home. Cost projections range from $188,539 for basic construction to up to $344,708 for more intricate structures. Interest rates and loan terms can vary widely, influenced by borrowers' financial profiles, including the Loan-to-Value (LTV), After-Repair Value (ARV), and the type of lender engaged.

Compare loan offers from up to 100 lenders to explore your options.

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To ensure all your construction financing requirements are fulfilled, Lendersa® employs AI technology that quickly matches your loan inquiry with numerous construction lenders. You can easily find competitive construction rates to finance new builds, fix-and-flip ventures, or major rehabs on both residential and commercial properties throughout MN.

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Keep your credit score intact by reducing unnecessary inquiries. Achieve preapproval for your land loan without needing to submit your social security number or other sensitive financial information.

If you agree to pledge additional property as security, you may be eligible for 100% LTV (Loan to Value) financing through a blanket loan. This option helps you obtain comprehensive financing.

Utilize the Lendersa® land loan calculator to locate lenders offering vacant land loans in zip codes 55744.



Grand-Rapids Construction Loan Lenders

  • Woodland Bank
  • 2610 South Highway 169, Grand Rapids, MN, 55744
  • Lends in Minnesota
  • Woodland Bank is a family owned bank that traces its roots back to the logging boom days in Northern Minnesota. The bank was chartered in 1920 as Shovel Lake State Bank by Fred Blais to serve the needs of his logging camp and area community of Shovel Lake, Minnesota. In 1924, the bank acquired and merged with the First State Bank of Swatara

  • First State Bank of Bigfork
  • 400 Main Avenue, Bigfork, MN, 56628
  • Lends in Minnesota
  • The First State Bank of Bigfork dates back to 1912 when a group of investors consisting of F.P. Sheldon who served as President, S. J. Moran who served as Vice President, A.E. Peterson, Cashier and A. Wedge, Jr. established the business in its original location on the south end of Main Street.

  • FIRST NATIONAL BANK NORTH
  • 600 Minnesota Avenue, Walker, MN, 56484
  • Lends in Minnesota
  • The First National Bank North has served local communities since 1902 and now serves several Minnesota Communities. At First National Bank North, we are invested in the growth and success of the Minnesota Communities we serve. As we continue to grow and provide the newest features to our customers, whether that be e-statements, mobile banking.

  • Grand Timber Bank
  • 204 North Maddy Street, McGregor, MN, 55760
  • Lends in Minnesota
  • A local, community bank is important to the area. All financial decisions are made by people who live and work in the community, understanding its needs. Originally located in the northern portion of the bowling alley building, the bank grew and a narrow addition was added to the north connecting it to the former Iverson garage building.

  • Miners National Bank of Eveleth
  • 401 Grant Ave, Eveleth, MN, 55734
  • Lends in Minnesota
  • The Miners National Bank of Eveleth is an independent, family-owned, community bank located in downtown Eveleth. Established in 1903, we are a full service institution specializing in personalized service for all your personal and business needs. To help you keep up with the fast pace of the world today, we offer you access to your account info.

  • The First National Bank of Gilbert
  • 2 North Broadway, Gilbert, MN, 55741
  • Lends in Minnesota
  • We offer a wide variety of checking accounts and savings plans to suit your special needs. As we are an independent bank serving the Iron Range area since 1908, our products and services are designed for customers within our local community. We're here to serve you, in a prompt, efficient, and friendly manner.

  • The First National Bank of Bemidji
  • 1600 Paul Bunyan Dr NW, Bemidji, MN, 56601
  • Lends in Minnesota
  • First National Bank Bemidji has served Bemidji's businesses and families. We are a community bank – investing in local people and their dreams – and celebrate the successes that enhance our quality of life. We'll always be Bemidji's Bank because we are owned by employees, ensuring that we will be your banking partner for generations.

  • Northwoods Credit Union
  • 1702 Avenue B, Cloquet, MN, 55720
  • Lends in Minnesota
  • Northwoods Credit Union has 2 offices in Cloquet, one in Floodwood and one in Moose Lake. We started out as Northwest Paper Company Employees Credit Union back in 1936 & we have grown to serve all those who live, work, worship, attend school, or volunteer in Carlton, Pine, or St Louis County! We offer big bank products with local, hometown service.

  • Members Cooperative Credit Union
  • 1299 MN-33 S., Cloquet, MN, 55720
  • Lends in Minnesota
  • At MCCU, we strive to be the primary, positive financial influence in the lives of our members/owners. That’s our mission. You’ll see it in everything we do for you. Imagine doing business with an organization that truly has your best financial future as its number-one goal. That’s our mission