St.-James, Minnesota Construction loan lenders AI selection 2025

The Lendersa® list of construction loan lenders in St.-James, MN, features a broad selection, including regional banks, national financial institutions, and local hard money lenders who provide private funding for ground-up construction and major rehab projects. This diverse range of lenders ensures that borrowers can find the right financial fit for their specific construction needs, whether starting from scratch or renovating significantly.

In St.-James, MN, lenders estimate the costs for constructing a 2,000 square foot home, with prices ranging from $187,780 for basic foundations up to $343,949 for more sophisticated designs. Interest rates and loan terms are tailored to fit individual circumstances, depending on the borrower's financial health, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the chosen lender. This variability offers flexible solutions that align well with distinct project goals and financial profiles.

Compare loan offers from 100 lenders to secure terms that match your construction project objectives.

Leverage the Magic of Our Construction Loan Calculator

To fully support your financing needs, Lendersa® uses sophisticated AI technology to rapidly pair your loan requests with hundreds of construction lenders. This service allows you to find competitive construction rates perfect for funding new builds, fix-and-flip projects, or substantial rehabs on residential and commercial properties across MN. This ensures you access the best possible rates suited to your financial and construction strategies.

Locating Construction Loan Lenders Near You

Avoid unnecessary credit inquiries by securing preapproval for your land loan without providing your social security number or any sensitive financial details. This preapproval step protects your credit while streamlining the application process.

Additionally, you might qualify for 100% LTV financing if you opt to use additional property as security under a blanket loan. This financing strategy enhances your borrowing capability.

Use Lendersa® land loan calculator to find lenders for vacant land in zip codes 56081, making the search for your ideal financing solution more efficient and effective.



  • California International Bank, A National Banking Association
  • 15606 Brookhurst Street, Suite C-D, Westminster, CA, 92683
  • Our mission is to facilitate and enhance the economic activity of the communities in which we operate and serve. We accomplish our mission by assisting our customers on which bank products and services fit their financial requirements. Loan decisions are made locally by experienced commercial bankers who have extensive lending experience.
  • ADK BANCORP INC.
  • 14615 Magnolia St, Westminster, CA, 92683
  • ADK Bancorp Inc, we serve our California customers with honesty, integrity and competence, while providing them with the lowest interest rates and closing costs available. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan with many other lenders.
  • HPT Finance
  • 9972 Bolsa Avenue, Suite 100, Westminster, CA, 92683
  • HPT Realty specializes in Real Estate and Mortgage in Southern Los Angeles area.HPT business ideology is influenced by her father. He believes that if people want to grow a great family, they must take time to build a home for their family first.We are dedicated to finding the home where our clients grow & share their happiness among their family.
  • Unify Home Loans
  • 621 South Spring Street, Suite PH1010, Los Angeles, CA, 90014
  • At Unify Home Loans, we not only find you the right loan we also get you connected to a real estate professional, in the neighborhood you desire. With an extensive network of agents in the Greater Los Angeles area and Orange County, we can get you connected with one that has extensive knowledge of your desired location.
  • Smart Money Broker, Inc.
  • 530 W 7th St, Suite PH2, Los Angeles, CA, 90014
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
  • CalTerra Financial
  • 12792 Valley View Street, Suite 202, Garden Grove, CA, 92845
  • CalTerra Partners builds, customizes and grows a client’s real estate portfolio to accumulate wealth based on their individual short and long term goals. Our strategy is consumer focused and supports all aspects of a client's real estate needs, we 1) BuySell 2) FixList 3) FixFlip 4) Finance 5) Invest and 6) Manage Real Estate.
  • Royal Business Bank
  • 1055 Wilshire Blvd, Suite 1200, Los Angeles, CA, 90017
  • At RBB we combine the service benefits of a national bank with a personal banking touch that only a community bank can offer. We serve our community by offering Commercial and Industrial loans, residential mortgages and small business loans. Our staff has years of dedicated service living and working in our local communities
  • Mount Zion Financial
  • 800 Wilshire Blvd, Suite 200, Los Angeles, CA, 90017
  • Mount Zion Financial is a direct business funding company with emphasis on consultative and expert strategies to provide business funding, real estate funding, investment property financing, equipment financing and more. We understand that business can get complicated when it comes to rates and terms.
  • Shannon Christenot
  • 700 Flower St, Suite 1000, Los Angeles, CA, 90017
  • Shannon Christenot is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith
  • MOR Financial
  • 1100 Wilshire Blvd., 1701, Los Angeles, CA, 90017
  • MOR Financial is a direct in-house asset-based lender located in Downtown Los Angeles. With nearly 60 years of combined experience funding real estate transactions, MOR has successfully built a powerful funding base in California coupled with an extensive affiliate program stemming from coast to coast.
  • CMA Financial Group
  • 2852 East Coast Highway, Corona Del Mar, CA, 92625
  • CMA Financial Group mission statement is to continually focus on the needs of those for whom we serve. Our all-encompassing approach to mortgage lending allows us to immerse ourselves in a multitude of mortgage lending situations. This experience and dedication empowers our staff to fulfill our fiduciary duty while adhering to our strict standards.