419 Construction Loan Lenders with AI in Virginia, Minnesota 2026

The Lendersa® listing of construction loan providers in Virginia, MN includes regional banks, national lending institutions, and local hard money lenders. These lenders use private capital, ideal for projects that involve either ground-up construction or substantial renovations.

Within Virginia, MN, lenders estimate construction costs for a 2,000 square foot home, ranging from $188,583 for basic builds to $344,752 for more upscale projects. Interest rates and loan terms vary, contingent upon the borrower’s financial situation, loan-to-value (LTV) ratio, after-repair value (ARV), and the chosen lender.

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Utilizing advanced AI technology, Lendersa® quickly matches your financing needs with hundreds of construction lenders, ensuring all your requirements are adequately addressed. You can explore the top construction rates for financing new builds, fix-and-flip endeavors, or extensive rehabs on both residential and commercial properties within MN.

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To maintain your credit score, it's important to minimize unnecessary inquiries. You can achieve preapproval for your land loan without needing to disclose your social security number or sensitive financial information.

You might qualify for 100% LTV (Loan to Value) financing by agreeing to use additional properties as collateral, through what's known as a blanket loan.

Employ the Lendersa® land loan calculator to find providers offering vacant land loans in zip codes 55792, 55777, ensuring you have access to the most suitable options for your financial requirements.



  • ExactLenders LLC
  • 56200 Trenton Ln, Plymouth, MN, 55442
  • Lends in Minnesota
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Marshall County State Bank
  • 118 East Minnesota Avenue, Newfolden, MN, 56738
  • Lends in Minnesota
  • Marshall County State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Serving the heart of Marshall County. We are here to serve you! Offering personal banking needs, loan services and insurance. Marshall County State Bank is your trusted local partner for all types of mortgage loans.

  • Viking Bank, National Association
  • 4277 Dakota Street, Alexandria, MN, 56308
  • Lends in Minnesota
  • Viking Bank, we are proud to be locally owned and operated and are committed to providing a positive banking experience for our customers. We are community bankers and proud of it. Our team of talented and knowledgeable bankers are focused on making the needs of our customers their foremost priority with relationships based

  • Northeast Bank
  • 77 Broadway Street Northeast, Minneapolis, MN, 55413
  • Lends in Minnesota
  • Northeast Bank is a locally-owned community bank with offices in Northeast Minneapolis, New Brighton and Coon Rapids, MN focused on serving small to medium businesses. At Northeast Bank, we partner to meet community needs. Local businesses are important to us and our community – that is why we go to great lengths to help them grow.

  • Reliable Mortgage Inc
  • 333 Washington Avenue North, Suite 300, Minneapolis, MN, 55401
  • Lends in Minnesota
  • Reliable Mortgage Inc. has maintained a reputation for exceptional service and competitive mortgage financing since 2001. The majority of our business is derived from referrals of past, satisfied clients and real estate agents. As a local business, we utilize market-leading lenders and secure the best loan program at the lowest possible rates.

  • Northport Funding LLC
  • 424 North Washington Avenue, Suite 201, Minneapolis, MN, 55401
  • Lends in Minnesota
  • At NorthPort, we believe a key component to successful business is having a robust set of services that allow our business customers to manage their financing easily and efficiently giving them more time to focus on the important parts of their business by spending less time shopping the mortgage market.

  • City & County Credit Union
  • 144 11th Street East, Saint Paul, MN, 55101
  • Lends in Minnesota
  • At City & County Credit Union, we work relentlessly as a not-for-profit financial cooperative to provide the best for our members, employees and community. Guided and owned by our members, we offer financial accounts and tools that make our members'​ financial lives less stressful.

  • Insight Commercial Capital
  • 445 Minnesota St, Suite 1550, Saint Paul, MN, 55101
  • Lends in Minnesota
  • As hard money lenders in St Paul, MN our mission is to deliver low rates and fast approval for every client. We often provide funding in only a few days for hard money loans in Saint Paul and throughout Minnesota.hard money lenders in St Paul, MN our mission is to deliver low rates and fast approval for every client.

  • Associated Healthcare Credit Union
  • 6789 Upper Afton Road, Woodbury, MN, 55125
  • Lends in Minnesota
  • AHCU is a full-service credit union offering financial wellness and education, savings, checking, investments, deposit accounts, all loan types, and electronic services to help accommodate those busy schedules. We also offer car buying and retirement services. If you’re not a member, we hope you will join us.

  • Drake Bank
  • 60 East Plato Blvd, Suite 100, Saint Paul, MN, 55107
  • Lends in Minnesota
  • Drake Bank is a purpose-driven independent bank in St. Paul. We were founded in 2002 by a group of successful local entrepreneurs committed to helping others succeed for the shared prosperity of their community. Our 70+ founders invested their own money to fund the first business loans, and many are still shareholders today.

  • Affinity Plus Federal Credit Union
  • 175 West Lafayette Frontage Rd, Saint Paul, MN, 55107
  • Lends in Minnesota
  • Affinity Plus is a not-for-profit member-owned cooperative. We improve the lives of our members through meaningful banking, exceptional experiences, and trusted relationships. We are honest and trustworthy. We are open to new ideas and feedback. We learn from our mistakes. We adapt as the world changes, and work evolves by leveraging technology,