2025 Construction Loans use AI Lenders complete for Virginia, Minnesota

The Lendersa® listing of construction loan providers in Virginia, MN includes regional banks, national lending institutions, and local hard money lenders. These lenders use private capital, ideal for projects that involve either ground-up construction or substantial renovations.

Within Virginia, MN, lenders estimate construction costs for a 2,000 square foot home, ranging from $188,583 for basic builds to $344,752 for more upscale projects. Interest rates and loan terms vary, contingent upon the borrower’s financial situation, loan-to-value (LTV) ratio, after-repair value (ARV), and the chosen lender.

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The incredible magic construction loan calculator

Utilizing advanced AI technology, Lendersa® quickly matches your financing needs with hundreds of construction lenders, ensuring all your requirements are adequately addressed. You can explore the top construction rates for financing new builds, fix-and-flip endeavors, or extensive rehabs on both residential and commercial properties within MN.

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To maintain your credit score, it's important to minimize unnecessary inquiries. You can achieve preapproval for your land loan without needing to disclose your social security number or sensitive financial information.

You might qualify for 100% LTV (Loan to Value) financing by agreeing to use additional properties as collateral, through what's known as a blanket loan.

Employ the Lendersa® land loan calculator to find providers offering vacant land loans in zip codes 55792, 55777, ensuring you have access to the most suitable options for your financial requirements.



  • Watertown Savings Bank
  • 111 Clinton Street, Watertown, NY, 13601
  • Watertown Savings Bank, a FDIC insured institution, remains true to its mission of conducting business in the best interest of the community and the Jefferson County area for the long term. We are ""Committed to our Community and Committed to our Customers"" and we look forward to serving you
  • Northern Credit Union - NY
  • 120 Factory Street, Watertown, NY, 13601
  • Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.
  • Cayuga Lake National Bank
  • 165 Cayuga Street, Union Springs, NY, 13160
  • Cayuga Lake National Bank is a full-service community bank headquartered in Union Springs, NY with a second office in Aurora, NY. We provide consumer and commercial banking and lending products to the Finger Lakes Region of Central New York and beyond. Cayuga Lake National Bank offers a full suite of consumer banking products.
  • Merchants and Planters Bank
  • 120 Hazel Street, Newport, AR, 72112
  • Merchants and Planters Bank traces its roots back to 1946 in Tupelo, Arkansas, when the nation was recovering from World War II. Businesses and agricultural operations were expanding, and the financial needs for local farmers and merchants were also growing as the economy was on a post-war fast track. To help meet those financial needs
  • Citizens Bank
  • 1850 Highway 27 South, Somerset, KY, 42501
  • Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community
  • First & Farmers National Bank
  • 2020 South Highway 27, Somerset, KY, 42501
  • Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper. Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.
  • Cumberland Security Bank
  • 107 South Main Street, Somerset, KY, 42501
  • Cumberland Security Bank is a locally-owned community bank serving Pulaski County and surrounding counties. We invite you to stop in or give us a call so we can get to know you better. We can then discuss your specific goals and needs to find out how we can start making life better for you as your financial partner.
  • Citizens National Bank Kentucky
  • 44 Public Square, Somerset, KY, 42501
  • Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.
  • Arapahoe Credit Union
  • 3999 E. Arapahoe Rd, Centennial, CO, 80122
  • Arapahoe Credit Union is the Colorado alternative to typical banking. We are not-for-profit, without sales quotas, and put our staff and members first. This allows us to offer a work culture that is worlds away from large banks. We are family-first, inclusive, and prize the personal priorities of our staff.
  • St. Lawrence Federal Credit Union
  • 800 Commerce Park Drive, Ogdensburg, NY, 13669
  • Our mission is to be a trusted provider of financial services while building lasting relationships with our members, employees, and community.Since our beginning in 1954 as the St. Lawrence State Hospital Employees Federal Credit Union, we have focused on making a positive impact on people’s lives.We are committed to honesty
  • Hard Money Mike
  • 1101 W Mineral Ave., Suite 101, Littleton, CO, 80120
  • Hard Money Mike offers loans for fix and flips in Colorado and parts of the Midwest. If you have experience in fix and flips, construction, and/or real estate, we can provide: In-house funded loans with an interest rate of 8%. (Loans out of Colorado start at 9%.) Fund up to 90% of purchase and 80% of rehab. Higher loan-to-value loans.