419 Construction Loan Lenders with AI in Waconia, Minnesota 2026

Lendersa® provides a detailed list of construction loan lenders available in Waconia, MN, which includes a variety of financial institutions such as regional banks, national lenders, and local hard money lenders. These lenders utilize private capital for various projects ranging from ground-up new constructions to substantial rehabs.

Within Waconia, MN, lenders assess the cost for constructing a 2,000 square foot home, starting at $188,605 for basic structures to $344,774 for more luxurious ones. The interest rates and terms of the construction loans fluctuate based on the borrower's financial profile, the lender chosen, as well as other factors like the LTV (Loan-to-Value ratio) and ARV (After Repair Value).

Compare loan offerings from over 100 lenders

Introducing the magic of our construction loan calculator

Lendersa® uses advanced AI technology to make sure all of your construction financing needs are fulfilled promptly by aligning your loan requests with a vast network of lenders. Discover the best possible construction rates to fund new builds, fix-and-flip projects, or major rehabs across residential or commercial sectors in MN.

Looking for construction loan lenders nearby?

Safeguard your credit score by minimizing unnecessary inquiries. Secure preapproval for your land loan without needing to provide your social security number or other sensitive financial details.

Achieving 100% LTV (Loan to Value) financing is possible if you agree to pledge additional properties as collateral in what's known as a blanket loan arrangement. This can open opportunities for full funding without upfront payments.

Make use of the Lendersa® land loan calculator to locate vacant land loan providers within the zip codes 55387, ensuring you find the most competitive options for your financing needs.



  • Cornerstone State Bank
  • 415 North Main, Le Sueur, MN, 56058
  • Lends in Minnesota
  • CornerStone State Bank- offering deposit and lending services to communities across the state of Minnesota. Chartered in 1974, as one office in Le Sueur, Minnesota, now CornerStone State Bank has grown into seven communities; Le Sueur, Cloquet, Belle Plaine, Montgomery, Green Isle, and most recently, Madison Lake and Eagle Lake, Minnesota.

  • Edina Realty Mortgage
  • 735 Cleveland Ave S, Saint Paul, MN, 55116
  • Lends in Minnesota
  • At Edina Realty, we believe that an informed buyer or seller is an empowered one. We offer as much information online as possible, and our agents can fill in the gaps that data can’t provide by offering insights you can use throughout the home buying or selling process in Minnesota and western Wisconsin.

  • Expedition Credit Union
  • 1270 Northland Drive, Suite 350, Mendota Heights, MN, 55120
  • Lends in Minnesota
  • Expedition Credit Union was established in 1957 to benefit Minnesota Education Association members. Originally named MEA Credit Union, we assisted with the specific financial needs of the education community. Throughout the years — from strikes and natural disasters, to times of prosperity — the credit union was there.

  • Gabriel Financial Group Inc
  • 1171 Northland Drive, Suite 100, Mendota Heights, MN, 55120
  • Lends in Minnesota
  • Gabriel Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools

  • United Family Mortgage Monticello
  • 8623 Elk Ave, Monticello, MN, 55362
  • Lends in Minnesota
  • United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area

  • Gateway Bank MN
  • 745 Market Street, Saint Paul, MN, 55118
  • Lends in Minnesota
  • Mendota Heights-based Gateway Bank was founded in 2004 with a clear vision of what a community bank should be. And we remain committed to conducting every transaction with that vision in mind. We believe that our community is defined by the individuals and businesses within it. We offer competitive personal and business products and services.

  • Northstar Bank
  • 1820 Lexington Ave N, Saint Paul, MN, 55113
  • North Star Bank is an independent, locally owned bank with a proud tradition of sound management and integrity. Established in 1947, we have been continuously committed to providing quality, customized banking service for personal and commercial financial needs. When you bank with us, your money is reinvested into the community in which you live

  • Bremer Bank
  • 380 Saint Peter St, Suite 500, Saint Paul, MN, 55102
  • Lends in Minnesota
  • We offer banking, mortgage, investment, wealth management, trust and insurance in Minnesota, North Dakota and Wisconsin. We’re here to help you solve your toughest problems, seize your biggest opportunities, and achieve success on your terms, now and in the future. Bremer Bank has roots in the places where we live and work that go back to 1943.

  • Citizens Bank & Trust Co
  • 102 Main St South, Hutchinson, MN, 55350
  • Lends in Minnesota
  • Citizens Bank and Trust, your hometown bank since 1886. We are proud to provide personal banking, commercial banking, agricultural banking, and mortgage lending to Hutchinson and the surrounding area. As one of the few remaining independent banks, we can provide you with fast and flexible service that is unmatched by others.