2025 Construction Loans use AI Lenders complete for Waconia, Minnesota

Lendersa® provides a detailed list of construction loan lenders available in Waconia, MN, which includes a variety of financial institutions such as regional banks, national lenders, and local hard money lenders. These lenders utilize private capital for various projects ranging from ground-up new constructions to substantial rehabs.

Within Waconia, MN, lenders assess the cost for constructing a 2,000 square foot home, starting at $188,605 for basic structures to $344,774 for more luxurious ones. The interest rates and terms of the construction loans fluctuate based on the borrower's financial profile, the lender chosen, as well as other factors like the LTV (Loan-to-Value ratio) and ARV (After Repair Value).

Compare loan offerings from over 100 lenders

Introducing the magic of our construction loan calculator

Lendersa® uses advanced AI technology to make sure all of your construction financing needs are fulfilled promptly by aligning your loan requests with a vast network of lenders. Discover the best possible construction rates to fund new builds, fix-and-flip projects, or major rehabs across residential or commercial sectors in MN.

Looking for construction loan lenders nearby?

Safeguard your credit score by minimizing unnecessary inquiries. Secure preapproval for your land loan without needing to provide your social security number or other sensitive financial details.

Achieving 100% LTV (Loan to Value) financing is possible if you agree to pledge additional properties as collateral in what's known as a blanket loan arrangement. This can open opportunities for full funding without upfront payments.

Make use of the Lendersa® land loan calculator to locate vacant land loan providers within the zip codes 55387, ensuring you find the most competitive options for your financing needs.



  • Raystar Mortgage Group Inc
  • 9404 S Delaware Ave, Tulsa, OK, 74137
  • Raystar Mortgage LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage loan
  • Centera Bank
  • 119 South Inman Street, Sublette, KS, 67877
  • Centera Bank was originally chartered in 1937 under the name of The Haskell County State Bank. The original bank originated from the merger of three banks: Copeland State Bank, Satanta State Bank and Santa Fe State Bank. It was locally owned from 1937 to 1977. In 1977 a one-bank holding company, Santa Fe Trail Banc Shares, Inc, was formed.
  • First Oklahoma Bank
  • 100 S Riverfront Dr, Jenks, OK, 74037
  • Banking, finance and understanding the role of money in our lives is critical to helping people succeed. At First Oklahoma Bank, we are grateful for the opportunity to help people fulfill dreams of building and expanding businesses, buying homes, and building their personal wealth.
  • Gateway Mortgage Group
  • 244 South Gateway Place, Jenks, OK, 74037
  • Gateway was founded in 2000 by J. Kevin Stitt, who didn’t have much more to start with than $1,000, a computer, and lofty dreams about what a mortgage company could be. Kevin began his career in the mortgage industry, and his vision to help families and communities grow stronger through home ownership.
  • Kairos Equities
  • 1941 Bishop Ln, Louisville, KY, 40218
  • Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.
  • Limestone Bank
  • 2500 Eastpoint Parkway, Louisville, KY, 40223
  • Based in Louisville, Kentucky, Limestone Bank provides commercial, equine, agricultural and personal banking solutions for individuals in urban and rural areas. With more than 110 years of building relationships across the Commonwealth, Limestone Bank strives to serve as the bedrock for our customers’ financial futures.
  • Pathway Mortgage LLC
  • 10351 Linn Station Rd, Louisville, KY, 40223
  • Pathway Mortgage LLC works diligently to provide a concierge experience to our clients. Pathway is also dedicated to making sure our clients always receive the most current and accurate advice by hiring most talented and motivated mortgage loan officers in the business that Pathway Mortgage LLC strives to make you a client for life.
  • River Valley AgCredit
  • 408 East Broadway, Mayfield, KY, 42066
  • River Valley AgCredit is part of the nationwide Farm Credit System, providing financing for agriculture and rural living since 1916. We serve Western Kentucky as well as 12 counties in Tennessee with a total of 14 Service Centers conveniently located to serve you. We have more than $475 million in loans outstanding to more than 5, 000 members
  • Oklahoma Community Credit Union
  • 311 E McElroy Road, Stillwater, OK, 74075
  • Oklahoma Community Credit Union is the only original Credit Union from Stillwater, OK. Oklahoma Community Credit Union was founded at Oklahoma State University in 1968. We have grown from a small room, open once a week in the Student Union, to two Stillwater locations and over 13, 000 members.