5 Construction Loan Lenders with AI in Jefferson-City, Missouri 2026

The Lendersa® directory of construction loan lenders in Jefferson-City, MO consists of regional banks, national lenders, and local hard money lenders, all leveraging private money for your ground-up construction or significant renovation projects.

In Jefferson-City, MO, lenders estimate the construction costs for a 2,000 square foot home ranging from $181,287 for basic construction to $331,260 for more luxurious builds. Interest rate and loan terms are adjusted based on factors like borrowers' financials, the LTV, ARV, and the particular lender selected.

Explore loan offers from 100 lenders

Introducing the Construction Loan Calculator

To cover all your financing needs, Lendersa® utilizes AI technology to quickly connect your loan requests with a multitude of construction lenders. This helps you find the top construction rates for funding new builds, flips, or major rehabs across residential and commercial properties in MO.

Find Construction Loan Lenders Near You

Preventing unnecessary inquiries is vital to safeguard your credit score. Obtain preapproval for your land loan without needing to access your social security number or other sensitive financial details.

You may qualify for 100% LTV financing by pledging additional property as security, a process known as a blanket loan.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders within ZIP code areas 65101.



Jefferson-City Construction Loan Lenders

  • MECE Credit Union
  • 2722 East McCarty Street, Jefferson City, MO, 65101
  • Lends in Missouri
  • MECE Credit Union are not sponsored by Facebook or any other business. Employees, their immediate family members, and the Board of Directors of the Credit Union are not eligible for any prizes. All entrants must be members in good standing with the Missouri Electric Cooperatives Employees' Credit Union to be eligible for the drawing.

  • Hawthorn Bank
  • 132 E. High St., Jefferson City, MO, 65101
  • Lends in Missouri
  • Founded in 1865, Hawthorn Bank has proudly served Missouri families and small businesses for more than 150 years. A strong supporter of our local communities, we are an advocate for schools, charities, and civic groups in all of our markets. We promote the economic development of our communities

  • Bank of St. Elizabeth
  • 215 Main Street, Saint Elizabeth, MO, 65075
  • Lends in Missouri
  • We are a locally and family owned, community bank that was established in 1914. We have seen significant growth since that time and now have additional locations in Marys Home, Freeburg and Osage Beach. Our slogan “Your Hometown Friend” is one we take great pride in, as that’s exactly what we are to our customers.

  • River Region Credit Union
  • 400 East Broadway, Ashland, MO, 65010
  • Lends in Missouri
  • River Region Credit Union is a financial cooperative, owned and operated by its members, existing to encourage growth and better service through education and membership participation. The Credit Union will offer regular savings at competitive rates, promote thrift, quality loans at reasonable rates.

  • Maries County Bank
  • 205 Highway 63 N, Vienna, MO, 65582
  • Lends in Missouri
  • On August 7, 1900, eight men affixed their signature or mark to the handwritten letter requesting a charter for a bank in Vienna. These founders of The Maries County Bank were John Coates, Thomas Felker, J.H. Roberts, John Otto, T.F. Branson, Antone Feldkamper, John Birmingham and Peter Redel.

  • Bank of Iberia
  • 841 East Hwy 42, Iberia, MO, 65486
  • Lends in Missouri
  • Community owned, community first in mind.” Bank of Iberia has been in business since 1899. We are a locally owned and community-minded, full-service bank. The Tritten family is proud to have served our communities for three generations. Let our experienced and friendly staff be the ones you can count on.

  • Minnow Loan
  • 500 E Broadway, Columbia, MO, 65201
  • Lends in Missouri
  • Minnow Loan is a team of real estate professionals striving to provide investors access to the quick cash they need to grow their investment portfolio. Our small office allows us to provide creative lending strategies and the ability to act quickly. Our Fix and Flip, Bridge, and Long-Term Rental (DSCR) loan options offer the powerful leverage and s

  • The Callaway Bank
  • 5600 Bull Run Dr, Columbia, MO, 65201
  • Lends in Missouri
  • The Callaway Bank is a locally owned, community bank whose goal is to help improve the financial life of our personal and business clients: We're With You For The Moments That Matter & also They can be really big like starting a business or buying a home. They can be small like dinner with friends or treating your team to lunch for a great quarter.

  • Peoples Savings Bank
  • 101 Bluff Street, Rhineland, MO, 65069
  • Lends in Missouri
  • Peoples Savings Bank was organized August 13, 1935 in Rhineland, Missouri as a locally owned independent community bank. Throughout the next forty years, the bank had steady growth and in 1971 built a new bank adjacent to the old bank building. The bank was threatened by the flood of 1973,

  • The Tipton Latham Bank, National Association
  • 800 US-50, Tipton, MO, 65081
  • Lends in Missouri
  • The Tipton Latham Bank, N.A. is a locally owned and operated independent community bank established in 1906.

    We are a full-service bank offering:

    Free Checking
    Regular Checking
    Savings Account
    Now Account
    Super Now Account
    Money Market Account
    Certificates of Deposit
    IRAs
    Debit/ATM Cards