22 Construction Loan Lenders with AI in Pacific, Missouri 2026

The Lendersa® list in Pacific, MO, offers a range of construction loan lenders, including regional banks, national lenders, and local hard money lenders, all utilizing private funds for ground-up constructions or major rehabs.

In Pacific, MO, lenders estimate construction costs for a 2,000 square foot home, ranging from $180,484 for basic builds to $330,457 for more sophisticated designs. Loan interest rates and terms will vary based on borrower financials, LTV, ARV, and the lender selected.

Explore offers from 100 lenders

The Magic Construction Loan Calculator

To ensure comprehensive financing, Lendersa® AI technology efficiently matches your loan requests with a broad network of construction lenders, allowing you to find excellent construction rates for new builds, flips, or significant rehabs on residential and commercial properties throughout MO.

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Avoiding unnecessary inquiries can safeguard your credit score. Secure preapproval for your land loan without needing to provide your social security number or any sensitive information.

It's possible to qualify for 100% LTV financing by using additional property as collateral, referred to as a blanket loan.

Use the Lendersa® land loan calculator to identify vacant land loan providers in ZIP code areas 63069.



Pacific Construction Loan Lenders

  • Bank Star One
  • 1999 W. Osage, Pacific, MO, 63069
  • Lends in Missouri
  • We’re not just a bank. We’re a really good bank. One that helps you take care of your money without having to work too hard, because you already work hard enough. Whatever you need from your bank, you can find it right here. Bank Star's headquartered in Fulton, MO & also has branches in New Bloomfield, Lake Ozark, and Osage Beach -all in Missouri.

  • Jefferson Bank and Trust Company
  • 100 The Legends Parkway, Eureka, MO, 63025
  • Lends in Missouri
  • Jefferson Bank & Trust was organized & incorporated in Missouri on July 20, 1892. It was one of the earliest neighborhood banks in the City of Saint Louis.The bank’s 1st location was at the Northwest corner of Jefferson and Franklin. Over the last century, Jefferson Bank and Trust has earned an enviable reputation.

  • First Community Credit Union.
  • 17151 Chesterfield Airport Road, Chesterfield, MO, 63005
  • Lends in Missouri
  • First Community is a cooperative, owned and operated by its members. We are a $3 billion financial institution with over 350, 000 members, serving all of St. Louis County, St. Louis City, Franklin County, Jefferson County, St. Charles County, Warren County, and the Illinois counties of Madison, Monroe and St. Clair.

  • Groundwork Mortgage
  • 643 Cepi Drive, Chesterfield, MO, 63005
  • Lends in Missouri
  • Groundwork Mortgage (NMLS #1211416, Missouri No. 15-2198, Illinois MB.6761278), an equal housing residential mortgage company, delivers best-in-class mortgage services to qualified borrowers. Groundwork Mortgage’s new home purchase focus and expertise differentiates it in the crowded mortgage lending market,

  • Senior Commercial Capital
  • 100 Chesterfield Business Pkwy, 2nd Floor, Chesterfield, MO, 63005
  • Lends in Missouri
  • We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.

  • Vantage Credit Union
  • 19 Missouri Research Park Ct, Saint Charles, MO, 63304
  • Lends in Missouri
  • Vantage Credit Union is a leading, full-service financial institution that’s owned and guided by our St. Louis-based member-owners—people just like you—and not by stockholders like at a publicly-traded bank. Because we’re a not-for-profit financial institution, our member-owners enjoy better rates, lower fees and superior service.

  • United Bank of Union
  • 15 E. Main Street, Union, MO, 63084
  • Lends in Missouri
  • Our mission is to protect customer deposits through safe and sound operations of the bank, to be leaders in supporting our community while providing an above average return on our stockholders'​ investments and providing our employees with an excellent opportunity for growth and advancement.

  • Missouri Mortgage Clearing House
  • 697 Green Forest Drive, Fenton, MO, 63026
  • Lends in Missouri
  • The Missouri Mortgage Clearing House team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area.The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • Bank of Washington
  • PO Box 377, Washington, MO, 63090
  • Lends in Missouri
  • The Bank of Washington, headquartered in Washington, Missouri, is proud to be the oldest and largest independently owned bank in Franklin County. Since 1877, as a community bank we have focused on hometown friendliness, personal attention and treating every customer like family. The spirit of the Bank of Washington is deeply rooted.

  • Bank of Franklin County
  • 900 East Eighth Street, Washington, MO, 63090
  • Lends in Missouri
  • At Bank of Franklin County, we’re committed to serving the needs of the residents and businesses of this community.As part of this commitment, Bank of Franklin County operates five convenient locations, a mortgage subsidiary, Franklin Mortgage Company, and an investment management subsidiary.