Construction loans lenders Woodson-Terrace, MO [2025lenders list]

Lendersa® compiles a comprehensive directory of construction loan lenders in Woodson-Terrace, MO. This inclusive list features a variety of financial institutions, including regional banks, national lenders, and local hard money lenders. These lenders utilize private funds to cater to ground-up construction and major rehab projects. By offering such an expansive selection, Lendersa® ensures that borrowers can find suitable financial partners for diverse construction needs, whether embarking on new builds or undertaking significant renovations.

In Woodson-Terrace, MO, lenders evaluate the construction cost for a 2,000 square foot home, with prices starting at $179,439 for basic construction and extending to $329,412 for more advanced and luxurious projects. These construction loan terms, including interest rates, are subject to variation based on critical factors such as the borrower's financial status, the Loan-to-Value (LTV) ratio, the After-Repair Value (ARV), and the specific type of lender selected. This flexibility allows borrowers to negotiate loan conditions best suited to their unique financial circumstances and project objectives, ensuring a tailored approach to financing.

Explore and compare diverse loan offers from over 100 lenders to find the financial path that best aligns with your construction or rehabilitation goals. This comparison allows you to identify competitive rates and terms that fit your project's scale and scope.

Discover your project's potential with the magic construction loan calculator

To fully address your construction financing needs, Lendersa® employs sophisticated AI technology. This system adeptly matches your loan request with countless construction lenders instantly, helping you discover optimal construction rates. These rates are crucial for funding a range of projects, from ground-up construction to fix-and-flip initiatives or extensive rehabs on residential and commercial properties throughout MO. This precise matching service ensures that your financial choices are closely aligned with your project's needs and timing.

Finding construction loan lenders in your area

Preserving a strong credit score requires avoiding unnecessary inquiries. You can obtain preapproval for your land loan without the need to disclose sensitive details like your social security number, thereby maintaining your privacy and protecting your personal information.

If you are able to pledge additional property as collateral, you may qualify for 100% LTV (Loan-to-Value) financing through a blanket loan. This option significantly enhances your borrowing capacity, providing increased financial leverage to fully realize your project ambitions.

For a precise search, use the Lendersa® land loan calculator to pinpoint vacant land loan lenders in designated zip codes 63134. This targeted approach ensures an efficient search tailored to your geographic preferences, facilitating prompt engagement with prospective lenders who are ideally positioned to meet your specific location and project requirements.

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CONSTRUCTION LOAN LENDERS

(573) 483-2514 Lender's profile and map Reviews Bloomsdale Bank 55 Mill Hill Road, Bloomsdale, MO, 63627 Bloomsdale Bank Since opening our doors in 1914, Bloomsdale Bank has held the values of community, integrity, and sticking to what we know and doing it well. As one of the oldest community banks in Ste. Genevieve County, we understand the importance of treating our neighbors like family, making wise financial decisions.
(618) 243-5234 Lender's profile and map Reviews The Old Exchange National Bank of Okawville 110 E. Walnut St, Okawville, IL, 62271 The Old Exchange National Bank is an independent community Bank where the decisions about our policies and customers’ needs are made by people living and working in the local community. Our mission is to provide a high level of service to our customers and to be active in our community both as an institution and as individuals.
(636) 488-5441 Lender's profile and map Reviews Jonesburg State Bank 110 First Street, Jonesburg, MO, 63351 Jonesburg State Bank is a community oriented financial institution. Since its incorporation, the bank has been a rock solid member of the community whose name stands for integrity and commitment to Montgomery and Warren counties and the surrounding area. We’ve had the same name, been within one block of the original location.
(217) 532-2030 Lender's profile and map Reviews First Community Bank of Hillsboro 807 South Main Street, Hillsboro, IL, 62049 First Community Bank of Hillsboro was organized, chartered and opened in 1998 by a group of local investors who felt the need for a locally owned and operated bank. In March 2002, the former Bass Funeral Home, with all its beauty and local history, became the new home of First Community Bank of Hillsboro.
(217) 532-3991 Lender's profile and map Reviews Bank of Hillsboro 230 S Main St, Hillsboro, IL, 62049 Bank of Hillsboro, previously known as, National Bank, is headquartered in Hillsboro, Illinois with 11 branches serving South Central Illinois. Bank of Hillsboro is locally owned by and operated. We believe our local ownership provides valuable Insight into the needs of our communities.
(573) 468-3191 Lender's profile and map Reviews Bank of Sullivan 318 W. Main Street, Sullivan, MO, 63080 Sullivan Bank formerly Bank of Sullivan was founded in 1895 and continues to operate by the principles that formed our charter: stability, strength and service.The bank is a locally owned financial institution chartered by the State of Missouri. It is a member of the Federal Deposit Insurance Corporation (FDIC).
(618) 327-3316 Lender's profile and map Reviews Nashville Savings Bank 209 East Lebanon Street, Nashville, IL, 62263 Our mission is to serve our community and our customers to the best of our abilities. To achieve this goal, we will provide our customers with loans and savings opportunities at competitive rates, while always maintaining the highest level of personalized service and attention to our customer's financial needs.
(573) 754-6221 Lender's profile and map Reviews The Mercantile Bank of Louisiana, Missouri 222 Georgia Street, Louisiana, MO, 63353 The Mercantile Bank of Louisiana MO was established in 1880 with capital of $50,000 and occupied as its banking house the building on the northeast corner of Third and Georgia Streets, directly opposite the present bank. The original officers of The Mercantile Bank were Stuart Carkener, President; R. H. Goodman,
(573) 883-8222 Lender's profile and map Reviews MRV Banks Genevieve Drive, Suite 871, Sainte Genevieve, MO, 63670 MRV Banks is a locally owned, independent bank dedicated to serving consumers and small businesses throughout Missouri. Since our beginnings in 2007, we have been providing the best products and services for our customers while supporting the communities in which we work and live.
(217) 285-5585 Lender's profile and map Reviews Farmers State Bank - A Tradition of Trust 108 East Adams, Pittsfield, IL, 62363 Farmers State Bank, headquartered in Pittsfield, IL, has been locally owned since 1889 and remains one of the strongest banks in the nation. Farmers State Bank is ranked the number one bank in agriculture in its market areas of Pike, Scott, Greene, Jersey, Morgan and Adams Counties.
(618) 826-5038 Lender's profile and map Reviews Chester National Bank 1112 State St., Chester, IL, 62233 Chester National Bank is located approximately 60 miles south of St. Louis, Missouri on the Mississippi River with its Main Office located in Chester, Illinois, "The Home of Popeye". Originally organized in 1919, Chester National Bank conducts business from the main office in Chester, IL with two full service offices.