2026 Construction Loan Lenders for Concord, North Carolina

The Lendersa® directory in Concord, NC, lists regional, national, and local hard money lenders who leverage private funds for ground-up construction or major rehabs.

Lenders estimate costs for a 2,000 square-foot home in Concord, NC, ranging from $241,123 for basic to $436,407 for more complex constructions. Rates and terms vary based on borrower financials, LTV, ARV, and lender type.

Compare offers from 100 lenders

The Magic Construction Loan Calculator

Lendersa® utilizes AI technology to match your loan request with numerous lenders instantly, helping you find top construction rates for ground-up, fix-and-flip, or major rehab projects in NC.

Are Construction Loan Lenders Nearby?

Protect your credit by limiting inquiries. Get land loan preapproval without disclosing your social security number or other sensitive details.

Qualify for 100% LTV financing by using additional property as collateral through a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land lenders in zip codes 28025.



Concord Construction Loan Lenders

  • Uwharrie Bank
  • 132 N 1st St, Albemarle, NC, 28001
  • Lends in North Carolina
  • Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better

  • On Point Home Loans, Inc.
  • 1200 The Plaza, Suite G2, Charlotte, NC, 28205
  • Lends in North Carolina
  • "On Point Home Loans, Inc. is an independent mortgage firm that is locally owned and operated in Charlotte, North Carolina. Our mission to empower each client to make the best decisions for their individual financial futures.
    After years of working for large banks and retail lenders, the founders of On Point saw a considerable amount of time"

  • Charlotte Metro Credit Union
  • 718 Central Avenue, Charlotte, NC, 28204
  • Lends in North Carolina
  • At Charlotte Metro, our mission is simple – helping members prosper. Not some members – ALL members!

    What you really want to know is can we handle your banking needs? Of course! We're your partner for financial growth and management, making your money work harder for you with smarter, less complicated, and readily available tools and services.

  • PrimeLine Capital Inc
  • 128 South Tryon Street, Suite 20-104, Charlotte, NC, 28202
  • Lends in North Carolina
  • Primeline Capital is dedicated to helping all our clients find the best rates and guide you throughout the entirety of your financing journey. We help each client reap the rewards of finding the perfect lending solution. Primeline Capital offers a vast network of options paired with local experience and educated guides to match you.

  • Pantheon Capital Advisors
  • 525 N Tryon St, Charlotte, NC, 28202
  • Lends in North Carolina
  • Pantheon was created in 2012 based on an identified need and opportunity to unite investors wanting a higher rate of return on secured investments with proven, successful entrepreneurs who needed capital to fund their real estate and business expansion projects. Pantheon is a boutique firm that is all about relationships.

  • Uwharrie Bank
  • 141 Providence Rd, Charlotte, NC, 28207
  • Lends in North Carolina
  • Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better

  • National Lending Pro
  • 301 E John Street #1972, Matthews, NC, 28105
  • Lends in North Carolina
  • We know what Matters at National Lending Pro. As a Premier Lender funding Ground New Construction, Bridge Loans, DSCR, Multi Unit, Rehabs and Developer Loans we know each Real Estate Investor have different requirements and needs. We are Not a One Size Fit All – Lender.

    Get your Project Pre-Approved today and find out what sets National Lendin

  • Whitley Mortgage Associates, Inc.
  • 121 East Phifer Street, Monroe, NC, 28110
  • Lends in North Carolina
  • Whitley Mortgage is an independent mortgage lender licensed in North and South Carolina. We are family owned and locally operated since 1984. We partner with many banks and lenders across the country. This allows us to shop the lowest rate for you. We want to help with your mortgage – whether it’s a new home, vacation home.

  • Mullinix Mortgage Group
  • 2108 South Blvd, Suite 214, Charlotte, NC, 28203
  • Lends in North Carolina
  • Mullinix Mortgage Group is a trusted local lender, backed by an independent mortgage company with more than 20 years in the industry.

    Founded by one of The Carolina’s top mortgage professionals, Will Mullinix, Mullinix Mortgage Group has established itself as a leader in the industry