5 Construction Loan Lenders in Elizabethtown, North Carolina in 2026

The Lendersa® directory provides a comprehensive list of construction loan lenders in Elizabethtown, NC, including a selection of regional banks, national financial institutions, and local hard money lenders. These entities utilize private funds to support your ground-up construction projects or major rehabilitation efforts, offering the essential funding needed to realize both residential and commercial property ambitions. Choosing from such a diverse range of lenders enables you to align with the financial partner best suited to your specific project needs and financial framework.

For a 2,000 square foot home in Elizabethtown, NC, lenders estimate construction costs from $238,538 for basic builds to $433,822 for more upscale and fancier constructions. The interest rates and loan terms for these projects vary, influenced by factors such as borrower financial status, Loan-to-Value (LTV), After-Repair Value (ARV), and the type of lender selected. Carefully considering these factors ensures that you select a lender whose offerings align with your project's financial requirements and anticipated outcomes.

Compare diverse loan offers from a spectrum of 100 lenders to find the best financial match for your construction projects.

The transformative magic construction loan calculator

To address all your construction financing needs efficiently, Lendersa® harnesses advanced AI technology to match your loan request with hundreds of construction lenders. Discover optimal construction rates for a variety of endeavors, such as ground-up builds, fix-and-flip opportunities, or major rehabs across residential and commercial landscapes in NC. This streamlined technology ensures quick access to tailored financial solutions fitted to your unique project specifications.

Finding construction loan lenders near you?

To protect your credit score, it’s important to avoid unnecessary inquiries. Obtain preapproval for your land loan without needing to submit your social security number or sensitive financial data, thus maintaining security and simplicity in the process.

If you choose to use additional property as collateral in a blanket loan agreement, you may qualify for 100% Loan to Value (LTV) financing, providing considerable leverage and flexibility in your financial planning.

Use the Lendersa® land loan calculator to find potential vacant land loan lenders within the zip codes 28337, guiding you to secure the most favorable financing options for your land acquisition and overall project success.



Elizabethtown Construction Loan Lenders

  • AAFMAA Mortgage Services LLC
  • 639 Executive Place, Suite 203, Fayetteville, NC, 28305
  • Lends in North Carolina
  • AAFMAA (American Armed Forces Mutual Aid Association) is a not-for-profit, member-owned financial services association that provides life insurance, military benefits counseling, Survivor Assistance Services, residential mortgages, financial planning, investment management and trust services to the American Armed Forces Community.

  • Cape Fear Farm Credit
  • 333 E Russell Street, Fayetteville, NC, 28304
  • Lends in North Carolina
  • Cape Fear Farm Credit provides loans to more than 2,500 farmers and rural North Carolina residents. We're a cooperative, which means we’re in business to benefit our customer-owners. We have 10 branch offices in our 12-county territory, and our members vote for directors directly from our membership.

  • Lumbee Guaranty Bank
  • 403 E 3RD St, Pembroke, NC, 28372
  • Lends in North Carolina
  • Established in 1971, Lumbee Guaranty Bank proudly opened its doors as the first Native American owned bank in the United States. Today, we’ve grown to manage 14 locations throughout Robeson, Hoke, and Cumberland counties in beautiful North Carolina. We serve thousands of customers every year and hold assets of more than $400 million

  • First Federal Bank NC
  • 200 East Divine St, Dunn, NC, 28334
  • Lends in North Carolina
  • First Federal Bank headquartered in Dunn, North Carolina is a community bank with 6 locations in eastern North Carolina. First Federal provides corporations, businesses and consumers with a full range of innovative banking and financial solutions.
    Our services and products include commercial.

  • Alan Efting
  • 6752 Rock Spring Rd, Wilmington, NC, 28405
  • Lends in North Carolina
  • At Alan Efting, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Alpha Mortgage Corporation
  • 1320 Airlie Rd, Wilmington, NC, 28403
  • Lends in North Carolina
  • Alpha Mortgage Corporation is a full service mortgage banking firm, headquartered in Wilmington, NC. We offer the very best in interest rates, service and experience. Our products include 100% VA, 100% USDA, FHA & Conventional loans for first-time buyers and the most experienced of buyers.

  • Azalea Coast Mortgage
  • 7741 Market Street, Suite E, Wilmington, NC, 28411
  • Lends in North Carolina
  • At Azalea Coast Mortgage. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates and fees available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically

  • First Carolina People's Credit Union
  • 201 East Ash Street, Goldsboro, NC, 27530
  • Lends in North Carolina
  • First Carolina People’s Credit Union was formed in 1950 and chartered in 1952 under the name of Goldsboro Postal Credit Union to provide postal employees and their families with high quality services, to promote the wise use of their financial resources and complement their diverse lifestyles. Membership is a family affair.

  • Gateway Funding, Inc.
  • 338 Shipyard Blvd, Wilmington, NC, 28412
  • Lends in North Carolina
  • Gateway Funding, Inc. is a NC based family owned and operated specializing in commercial lending with a wide range of products in 45 states. We give a free consultation in order to determine the goals of the client and assess their financial situation. (Including refinancing) Gateway Funding, Inc.

  • KS Bank, Inc.
  • 1031 Brightleaf Boulevard, Smithfield, NC, 27577
  • Lends in North Carolina
  • KS Bank has served the Triangle East region of North Carolina. KS Bank, a state-chartered savings bank, is a community-oriented financial institution offering a broad array of competitive and pro-growth financial services to businesses, professionals, individuals, and families. KS Bank offers retail and commercial lending and deposit services, mort