386 Construction Loan Lenders with AI in Flat-Rock, North Carolina 2025

Lendersa® list of construction loan lenders in Flat-Rock, NC include regional banks, national lenders, and local hard money lenders utilizing private money for your ground-up construction or major rehab.

Lenders calculate to construction cost in Flat-Rock, NC of 2,000 Sf home at $238,549 for basic construction to $433,833 for fancier contraction. Interest rate and the construction loan terms are varied depending on the borrowers' financials, the LTV, ARV, and type of lender selected.

Compare loan offers from 100 lenders

The magic construction loan calculator

To ensure all of your construction financing needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of construction lenders. You can now discover the best construction rates to fund ground-up construction fix N flip or major rehab on residential and commercial properties in North Carolina.

Construction loan lenders near you?

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan without the need to see your social security number or any sensitive financial information.

You may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additional property as security (blanket loan).

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 28739, 28731.



  • First Federal Bank NC
  • 200 East Divine St, Dunn, NC, 28334
  • First Federal Bank headquartered in Dunn, North Carolina is a community bank with 6 locations in eastern North Carolina. First Federal provides corporations, businesses and consumers with a full range of innovative banking and financial solutions. Our services and products include commercial.
  • Amy Bonis Mortgage Team
  • 10224 Durant Road, Suite 207, Raleigh, NC, 27614
  • Amy is a very passionate woman who takes the business of mortgage banking and helping people realize their dream of financial independence very seriously. She started in mortgage banking in Los Angeles in the early 1990’s and her business has bloomed. She is now one of the top loan officers in the country NMLS# 106455.
  • First Capital Bank SC
  • 304 Meeting Street, 1st Floor, Charleston, SC, 29401
  • First Capital Bank’s mission is to provide profitable, competitive and responsive community banking services, which exceed the expectations of our customers, stockholders and employees. First Capital Bank is a community bank with an emphasis on special attention to our customers.
  • Sweetgrass Capital
  • 25 Cumberland Street, Suite 120, Charleston, SC, 29401
  • SweetGrass Capital makes homeownership possible for more South Carolinian’s than any other state based lender. Our philosophy is to keep marketing and advertising expenses at a minimum, instead allocating those funds to optimize a streamlined loan process. This allows us to provide our clients with lower rates and a higher level of customer service
  • Connvisions Capital Group
  • 5709 Enoree Lane, Raleigh, NC, 27616
  • Connvisions Capital Group provides short term financing ranging from $50,000 to $2,500,000 when traditional capital sources are unavailable, too slow or too costly. These short-term loans are used for both non owner occupied residential and income property for the purpose of acquisitions, flipping the collateral, seasoning the property for permanen
  • Wake Forest Federal
  • 302 South Brooks Street, Wake Forest, NC, 27587
  • Wake Forest Federal we strive to provide our customers with an atmosphere that is warm and welcoming – a “hometown feel.” We believe in truly knowing our customers and calling them by name. And our customers who are also our neighbors feel comfortable knowing we have their needs first and foremost.
  • Envoy Mortgage, LTD
  • 5820 Veterans Pkwy, Suite 309, Columbus, GA, 31904
  • Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.
  • KS Bank, Inc.
  • 1031 Brightleaf Boulevard, Smithfield, NC, 27577
  • KS Bank has served the Triangle East region of North Carolina. KS Bank, a state-chartered savings bank, is a community-oriented financial institution offering a broad array of competitive and pro-growth financial services to businesses, professionals, individuals, and families. KS Bank offers retail and commercial lending and deposit services, mort
  • First Carolina People's Credit Union
  • 201 East Ash Street, Goldsboro, NC, 27530
  • First Carolina People’s Credit Union was formed in 1950 and chartered in 1952 under the name of Goldsboro Postal Credit Union to provide postal employees and their families with high quality services, to promote the wise use of their financial resources and complement their diverse lifestyles. Membership is a family affair.
  • NC Community Credit Union
  • 2401 E Ash St, Goldsboro, NC, 27534
  • NC Community Credit Union has provided quality financial services to help members achieve their financial goals. Your Community Credit Union is committed to serving individuals, businesses, and other organizations who live, work, worship, or attend school in Wayne County. As a credit union member, you’re also the owner!
  • Kairos Equities
  • 1941 Bishop Ln, Louisville, KY, 40218
  • Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.
  • First Carolina Bank
  • 171 North Winstead Avenue, Rocky Mount, NC, 27804
  • First Carolina Bank is a community bank that serves Rocky Mount, Reidsville, Raleigh, Cary, Wilmington, and Virginia Beach areas. First Carolina Bank is dedicated to making a positive impact in all of our communities. We do this by giving back and continually supporting the activities within our local community.