James-City, NC Construction Loans

The Lendersa® directory lists construction loan lenders in James-City, NC, including regional banks, national institutions, and local hard money lenders. These lenders offer private funds suitable for both ground-up constructions and significant rehabs.

In James-City, NC, constructing a 2,000 Sq. Ft home costs between $239,506 for basic constructions and $434,790 for more elaborate projects. Interest rates and loan terms vary with the borrower's financials, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the chosen lender.

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To fully support your construction financing needs, Lendersa® uses AI technology to seamlessly match your loan requests with an extensive network of lenders. Find top construction rates to support ground-up builds, fix-and-flip ventures, or major renovations in both residential and commercial properties across NC.

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Reducing unnecessary inquiries helps keep your credit score healthy. Achieve preapproval for land loans without needing to reveal your social security number or sensitive financial details.

If you pledge additional properties as collateral under a blanket loan, you might qualify for 100% LTV financing.

Utilize the Lendersa® land loan calculator to find lenders for vacant land loans in zip codes: 28560.

James-City Construction Loan Lenders
(910) 577-7333 Lender's profile and map Marine Federal Credit Union 4180 Western Boulevard, Jacksonville, NC, 28546 Lends in North Carolina It starts with commitment. The foundation of all great relationships. We started this credit union for the Marines. To match the loyalty and commitment with which they serve us. And for over 60 years, we’ve been here. For the Marines and their community. Here for the long haul.
(252) 354-4700 Lender's profile and map Eastern Mortgage Company, Inc. 7601 Emerald Drive, Emerald Isle, NC, 28594 Lends in North Carolina Eastern Mortgage Company Inc., has put over 150 years of mortgage experience to work for their clients. We take a great deal of pride in providing innovative and competitive mortgage products. Here at Eastern Mortgage we use a blend of old fashioned honest work ethic and modern technology with state of the art automated underwriting
(888) 993-7664 Lender's profile and map First South Bank 1311 Carolina Avenue, Washington, NC, 27889 Lends in North Carolina Founded in 1902, First South Bank has served the eastern and central North Carolina market for over 100 years. We have grown to thirty-two (32) full-service branch offices from Durham to Buxton and Elizabeth City to Wilmington. Banking products and services have evolved, however, the Bank’s commitment to its community has never wavered
(252) 523-5800 Lender's profile and map SMC home finance 717 Rosanne Drive, Suite One, Kinston, NC, 28504 Lends in North Carolina SMC Home Finance was established in 1996 by Donald Fader after spending time in management roles with First American Savings and First South Bank. The company is licensed as a non-depository mortgage lender under the supervision and regulation of the North Carolina Commissioner of Banks.
(919) 734-8224 Lender's profile and map NC Community Credit Union 2401 E Ash St, Goldsboro, NC, 27534 Lends in North Carolina NC Community Credit Union has provided quality financial services to help members achieve their financial goals. Your Community Credit Union is committed to serving individuals, businesses, and other organizations who live, work, worship, or attend school in Wayne County. As a credit union member, you’re also the owner!
(919) 736-0885 Lender's profile and map First Carolina People's Credit Union 201 East Ash Street, Goldsboro, NC, 27530 Lends in North Carolina First Carolina People’s Credit Union was formed in 1950 and chartered in 1952 under the name of Goldsboro Postal Credit Union to provide postal employees and their families with high quality services, to promote the wise use of their financial resources and complement their diverse lifestyles. Membership is a family affair.
(910) 270-4663 Lender's profile and map Azalea Coast Mortgage 7741 Market Street, Suite E, Wilmington, NC, 28411 Lends in North Carolina At Azalea Coast Mortgage. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates and fees available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically
(910) 232-0253 Lender's profile and map Alan Efting 6752 Rock Spring Rd, Wilmington, NC, 28405 Lends in North Carolina At Alan Efting, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
(252) 937-2152 Lender's profile and map First Carolina Bank 171 North Winstead Avenue, Rocky Mount, NC, 27804 Lends in North Carolina First Carolina Bank is a community bank that serves Rocky Mount, Reidsville, Raleigh, Cary, Wilmington, and Virginia Beach areas. First Carolina Bank is dedicated to making a positive impact in all of our communities. We do this by giving back and continually supporting the activities within our local community.