386 Construction Loan Lenders with AI in James-City, North Carolina 2025

The Lendersa® directory lists construction loan lenders in James-City, NC, including regional banks, national institutions, and local hard money lenders. These lenders offer private funds suitable for both ground-up constructions and significant rehabs.

In James-City, NC, constructing a 2,000 Sq. Ft home costs between $239,506 for basic constructions and $434,790 for more elaborate projects. Interest rates and loan terms vary with the borrower's financials, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the chosen lender.

Explore loan offers from a variety of 100 lenders

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To fully support your construction financing needs, Lendersa® uses AI technology to seamlessly match your loan requests with an extensive network of lenders. Find top construction rates to support ground-up builds, fix-and-flip ventures, or major renovations in both residential and commercial properties across NC.

Locate construction lenders in your vicinity

Reducing unnecessary inquiries helps keep your credit score healthy. Achieve preapproval for land loans without needing to reveal your social security number or sensitive financial details.

If you pledge additional properties as collateral under a blanket loan, you might qualify for 100% LTV financing.

Utilize the Lendersa® land loan calculator to find lenders for vacant land loans in zip codes: 28560, 28562, 28564.



  • Harbor Private Equity
  • 1075 Peachtree Street NE, Suite 3650, Atlanta, GA, 30309
  • Harbor Equity management team has over 75 years experience in this marketplace with tens of millions of profits under its management. In 2009 residential, not commercial, real estate collapsed and the accompanying credit crunch afforded us the opportunity to pursue its management of a publicly held company.
  • AccoLend
  • 310 Cedar Lane, Suite 3A, Teaneck, NJ, 07666
  • AccoLend is a fast growing direct lending company. We are based in NJ but fund bridge/hard money loans in 30+ states. We with offer great career path for loan officers, especially for those with a proven track record. Our product mix is flexible, we offer competitive rates, charge no points and provide fast and reliable service for our clients.
  • UNMB Home Loans Inc.
  • 3601 Hempstead Turnpike, Suite 300, Levittown, NY, 11756
  • UNMB Home Loans Inc. is strong. Our business is built through the heart and soul of our team. From CEO Don Giorgio to our mortgage loan originators to our administrative and support staff, we stand strong in our mission to provide the most responsible and sound financing options to our clients.
  • Baker Collins
  • 260 Peachtree St Suite 1002, Atlanta, GA, 30303
  • Baker Collins & CoWe produce fast, reasonable, secure real estate loans that enable investors to close quickly on residential or commercial property investments. Baker Collins private money lenders, also known as hard money lenders, issue real estate financing that avoids the time-consuming process and requirements of conventional lenders.
  • Commercial Mortgage Unlimited LLC
  • 22 Tilghman Dr, Glen Rock, NJ, 07452
  • Commercial Mortgage Unlimited Offers custom tailored lending programs to fit the needs of each individual borrower and property type. All property typesCommercial Mortgage Unlimited Offers custom tailored lending programs to fit the needs of each individual borrower and property type.
  • DLP Real Estate Capital
  • 405 Golfway West Drive, Saint Augustine, FL, 32095
  • DLP Capital is a private real estate investment and financial services company focused on making an IMPACT by acquiring, developing, and building relationships, housing, leaders, and organizations. DLP Capital executes its IMPACT through a wide array of business divisions and companies including lending, investment funds, sales, leasing, property m
  • Unlimited Funding
  • 1445 Woodmont Ln #309, Atlanta, GA, 30318
  • Unlimited Funding specializes in funding real estate properties that banks won't lend on for various reasons. Our clients desire asset based lending that allows them to purchase and refinance properties without the red tape, heavy documentation, and strict bank underwriting guidelines that kill many deals.
  • Malve Capital
  • 26 Harbor Park Drive, Port Washington, NY, 11050
  • Malve Capital is a private real estate lending firm offering fast, flexible financing for investors needing acquisition, refinance, or construction loans. We specialize in Fix & Flip, Rental, New Construction, and Bridge Loans, providing competitive rates, quick approvals, and streamlined funding. As investors ourselves, we understand your challeng
  • KLB Business Funding
  • 3702 Pratt Avenue, Bronx, NY, 10466
  • KLB Business Funding is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses, KLB Business Funding,