Lincolnton, North Carolina Construction loan lenders AI selection 2025

The Lendersa® listing of construction loan lenders in Lincolnton, NC encompasses regional banks, national financial institutions, and local hard money lenders utilizing private capital for both ground-up construction projects and major renovations.

In Lincolnton, NC, lenders calculate the construction cost for a 2,000-square-foot home, with basic construction starting at $240,650 and more elaborate building reaching $435,934. Interest rates and loan conditions are contingent upon the borrower's financial status, LTV, ARV, and the choice of lender.

Compare loan offers from 100 different lenders

The amazing construction loan calculator

To comprehensively meet all your construction financing demands, Lendersa® deploys AI technology to rapidly match your loan inquiry with hundreds of construction lenders. This allows you to discover optimal construction rates for funding entirely new builds, fix and flips, or substantial remodels on residential and commercial properties throughout NC.

Locate construction loan lenders in your area

Avoiding unnecessary credit checks can preserve your score. Get preapproved for a land loan without revealing your social security number or sensitive financial information.

You might qualify for 100% LTV financing by agreeing to use additional property as a security deposit under a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to locate lenders offering vacant land loans in zip codes 28092, 28093.



  • Proactive Lending Group
  • 10004 Wurzbach Rd, San Antonio, TX, 78230
  • Proactive Commercial Lending Group, LLC was formed back in 2003 by Bruce Myles with the thought that many good, hard working business owners were not getting the Banking Services they needed to survive, maintain and grow their business.We are able to apply more more relaxed credit and property restrictions.
  • Expedient Mortgage
  • 15900 La Cantera, Suite 26235, San Antonio, TX, 78256
  • Expedient Mortgage is the trusted, local APM division that caters to the specific needs of your community. Like APM, Expedient Mortgage’s mission is to create experiences that matter while serving your home financing needs.Whether you are buying your first home, a new investment property or building your dream home.
  • ValueBank Texas
  • 3649 Leopard Street, Corpus Christi, TX, 78408
  • We are proud of who we are and our communities where we bank and work. ValueBank Texas is an independent, locally owned community bank that has been serving our customers since 1967. We like to say that we are in the “people business” and there is no business more important to us than your business. We call our customers friends. Our driving force
  • Synergy Federal Credit Union
  • 1 Valero Way, San Antonio, TX, 78249
  • Synergy Federal Credit Union is dedicated to building lifelong relationships with members while providing excellent personalized service and quality financial products. To be a growth credit union offering competitive products and services through state of the art delivery outlets while maintaining a sound financial position.
  • Security Service Federal Credit Union
  • 15000 IH 10 West, San Antonio, TX, 78249
  • Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with locations in Texas, Colorado and Utah. The credit union is among the top credit unions in the nation.
  • Texas Champion Bank
  • 6124 South Staples St, Corpus Christi, TX, 78413
  • Texas Champion Bank makes it convenient and easy to borrow for any purpose. We offer a complete range of loan products while delivering personal, efficient customer service. All decisions are made locally and in a professional and expedient manner. Texas Champion Bank can assist you with the following types of loans
  • Third Coast Home Loans, LLC
  • 5337 Yorktown Blvd, Suite 303, Corpus Christi, TX, 78413
  • Third Coast Home Loans, LLC is committed to helping you find the right mortgage product for your residential purchase, refinance, or permanent-to-construction financing. Our mission is simple: To present the best possible real estate advice and mortgage solutions by maintaining our commitment to quality loan files and outstanding customer service.
  • First Bank and Trust of Memphis
  • 501 Main Street, Memphis, TX, 79245
  • First Bank & Trust of Memphis of Memphis, TX provides banking services. The Bank offers checking accounts, credit & debit cards, loans, insurance, payment protection, phone banking, bill pay, and merchant services. We started as a community bank, and even though we’ve grown, we haven’t really changed.
  • The Brady National Bank
  • 101 S. Blackburn St., Brady, TX, 76825
  • Brady National Bank was chartered in 1905 and is the oldest bank in McCulloch County. Our safe and sound banking practices, as well as our ability to meet the needs of our local community, promises we'll be around for another 100 years. We have a long-time history of offering modern financial conveniences while still providing
  • The Commercial National Bank of Brady
  • 105 E. 2nd Street, Brady, TX, 76825
  • Our full service banking offices are located in Brady and San Saba. Our local ownership enables us to deliver an unmatched level of personal service to each and every customer. While we will never stray from our commitment to personal service, we realize that technology is reshaping the way that individuals and customers conduct business.
  • Central Texas Farm Credit
  • PO Box 1231, Brady, TX, 76825
  • Central Texas Farm Credit provides financing for farms and ranches, operating expenses, Livestock and equipment, recreational property, and country homes. As a Central Texas Farm Credit borrower, you are a member of a cooperative and entitled to share in its financial success. Established in 1916.
  • Flatwater Bank
  • 900 Lake Avenue, Gothenburg, NE, 69138
  • Flatwater Bank has been pioneering banking since 1902. We are proud to be family-owned and work hard to offer our customers the very best in community banking. We want the communities we live and work in to be strong. We want a place where kids can return to work, where people can start and grow businesses, and neighbors reach out to lend a hand.