2025 Construction Loans use AI Lenders complete for Lincolnton, North Carolina

The Lendersa® listing of construction loan lenders in Lincolnton, NC encompasses regional banks, national financial institutions, and local hard money lenders utilizing private capital for both ground-up construction projects and major renovations.

In Lincolnton, NC, lenders calculate the construction cost for a 2,000-square-foot home, with basic construction starting at $240,650 and more elaborate building reaching $435,934. Interest rates and loan conditions are contingent upon the borrower's financial status, LTV, ARV, and the choice of lender.

Compare loan offers from 100 different lenders

The amazing construction loan calculator

To comprehensively meet all your construction financing demands, Lendersa® deploys AI technology to rapidly match your loan inquiry with hundreds of construction lenders. This allows you to discover optimal construction rates for funding entirely new builds, fix and flips, or substantial remodels on residential and commercial properties throughout NC.

Locate construction loan lenders in your area

Avoiding unnecessary credit checks can preserve your score. Get preapproved for a land loan without revealing your social security number or sensitive financial information.

You might qualify for 100% LTV financing by agreeing to use additional property as a security deposit under a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to locate lenders offering vacant land loans in zip codes 28092, 28093.



  • Rural 1st
  • 12501 Lakefront Place, Louisville, KY, 40299
  • Rural 1st is the consumer lending division of Farm Credit Mid-America and offers specialized financing for those looking to fulfill their dream of country living. Rural 1st offers home loans – purchase and refinance, construction loans, lot loans, land loans and home equity loans in rural areas of Indiana, Ohio, Kentucky and Tennessee.
  • Marshland Credit Union
  • 3650 Community Rd, Brunswick, GA, 31520
  • Marshland Credit Union consistently serves its members with the high-quality and professional service they look for in a financial institution. Marshland Credit Union is a not-for-profit organization. This means that any profits made by the credit union are returned to the member in the form of lower rates on loans
  • General Electric Credit Union
  • 124 Marshall Lane, Highland Heights, KY, 41076
  • General Electric Credit Union, being a member means more than just better banking. It means being part of a community with access to solid financial solutions that put YOU first, not shareholders.A not-for-profit, full-service financial institution, we’ve experienced significant growth throughout the years & continue to be one of the most secure.
  • Integrity Home Mortgage Corporation
  • 122 Pilot Circle, Winchester, VA, 22602
  • Integrity Home Mortgage Corporation is headquartered in Winchester Virginia and serving the following states Virginia, West Virginia, Maryland, Pennsylvania and DC. Integrity Home Mortgage Corporation first opened its doors in 2005 when Adam Huddleston, CEO and President, saw a need to improve the mortgage industry
  • SUCCESS MORTGAGE, LLC
  • 508 Front Royal Pike, Winchester, VA, 22602
  • SUCCESS MORTGAGE, LLC believe in working hard to get the job done. Our leaders set the example, and it’s this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied.
  • Integrity Home Mortgage Corp.
  • 122 Pilot Circle, Winchester, VA, 22602
  • IHMC you find a creative team of mortgage specialists available to assist you in finding the financing that suits your needs.Specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from & will educate you & walk you through the process every step of the way.
  • Centerbank
  • 744 State Route 28, Milford, OH, 45150
  • CenterBank, founded in 2000, was built upon an old concept; community banking. We know our customers on a first name basis, keep an open-door policy, and work hard to find common sense solutions for customers. Our product set and customer niche are delimited to foster expertise necessary to deliver best in class service and manage
  • Bank of Clarkson
  • 101 E. Main Street, Clarkson, KY, 42726
  • Bank of Clarkson is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
  • Bank of Edmonson County
  • 109 N Main St, Brownsville, KY, 42210
  • Bank of Edmonson County understands the American Dream of home ownership. We have helped many of your neighbors finance the purchase or construction of their homes. We want to help you. Because the purchase of a home is the single most important investment most of us will ever make, a buyer needs to choose the source of financing as carefully as th
  • Commodore Bank
  • 100 East Main Street, Somerset, OH, 43783
  • Commodore Bank is a customer-driven banking institution that targets business owners, professionals, and residents within its service area. The bank emphasizes customer service by the ability to make decisions locally. The Bank’s structure positions customers directly with front-line personnel.
  • North Alabama Educators Credit Union
  • 2309 Whitesburg Drive South, Huntsville, AL, 35801
  • NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".
  • Bryant Bank
  • 320 Pelham Ave SW, Huntsville, AL, 35801
  • Founded in 2005, Bryant Bank proudly operates 18 branches located in five of the six largest metropolitan markets in the state of Alabama: Huntsville, Birmingham, Tuscaloosa, Mobile, and Baldwin County. We offer personal, business, and mortgage banking services as well as Treasury Management Services, Correspondent Banking, and Capital Markets.