4 Construction Loan Lenders with AI in Ogden, North Carolina 2026

The Lendersa® catalogue of construction loan providers in Ogden, NC covers a spectrum from regional banks to prominent national lenders, as well as local hard money lenders that make use of private funds for your new builds or significant renovations.

In Ogden, NC, the estimated construction costs for a 2,000 square foot home vary from $239,946 for standard builds to $435,230 for more elaborate projects. The interest rates and terms of construction loans are influenced by various factors, including the borrower's financial standing, the Loan to Value (LTV), the After Repair Value (ARV), and the category of lender chosen.

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Your comprehensive construction loan calculator

To address all your construction financing needs efficiently, Lendersa® employs AI technology that aligns your loan requests with hundreds of construction lenders promptly. This allows you to access optimum construction rates for funding building-from-ground projects, fix-and-flip ventures, or major renovations across residential and commercial properties in NC.

Seeking construction loan lenders in your vicinity?

Maintaining a minimal number of inquiries aids in protecting your credit score. You can achieve preapproval for a land loan without the need for disclosing your social security number or any other sensitive financial data.

Potentially, you could qualify for 100% LTV financing if you decide to offer additional property as collateral, which is referred to as a blanket loan.

With the Lendersa® land loan calculator, you can identify lenders for vacant land loans located in zip codes 28411.



  • First Federal Bank NC
  • 200 East Divine St, Dunn, NC, 28334
  • Lends in North Carolina
  • First Federal Bank headquartered in Dunn, North Carolina is a community bank with 6 locations in eastern North Carolina. First Federal provides corporations, businesses and consumers with a full range of innovative banking and financial solutions.
    Our services and products include commercial.

  • AAFMAA Mortgage Services LLC
  • 639 Executive Place, Suite 203, Fayetteville, NC, 28305
  • Lends in North Carolina
  • AAFMAA (American Armed Forces Mutual Aid Association) is a not-for-profit, member-owned financial services association that provides life insurance, military benefits counseling, Survivor Assistance Services, residential mortgages, financial planning, investment management and trust services to the American Armed Forces Community.

  • Lumbee Guaranty Bank
  • 403 E 3RD St, Pembroke, NC, 28372
  • Lends in North Carolina
  • Established in 1971, Lumbee Guaranty Bank proudly opened its doors as the first Native American owned bank in the United States. Today, we’ve grown to manage 14 locations throughout Robeson, Hoke, and Cumberland counties in beautiful North Carolina. We serve thousands of customers every year and hold assets of more than $400 million

  • Cape Fear Farm Credit
  • 333 E Russell Street, Fayetteville, NC, 28304
  • Lends in North Carolina
  • Cape Fear Farm Credit provides loans to more than 2,500 farmers and rural North Carolina residents. We're a cooperative, which means we’re in business to benefit our customer-owners. We have 10 branch offices in our 12-county territory, and our members vote for directors directly from our membership.

  • KS Bank, Inc.
  • 1031 Brightleaf Boulevard, Smithfield, NC, 27577
  • Lends in North Carolina
  • KS Bank has served the Triangle East region of North Carolina. KS Bank, a state-chartered savings bank, is a community-oriented financial institution offering a broad array of competitive and pro-growth financial services to businesses, professionals, individuals, and families. KS Bank offers retail and commercial lending and deposit services, mort

  • First South Bank
  • 1311 Carolina Avenue, Washington, NC, 27889
  • Lends in North Carolina
  • Founded in 1902, First South Bank has served the eastern and central North Carolina market for over 100 years. We have grown to thirty-two (32) full-service branch offices from Durham to Buxton and Elizabeth City to Wilmington. Banking products and services have evolved, however, the Bank’s commitment to its community has never wavered

  • Fidelity Bank NC
  • 1304 North Main Street, Fuquay Varina, NC, 27526
  • Lends in North Carolina
  • Fidelity Bank is a full-service financial institution with assets of approximately $3.4 billion headquartered in Fuquay-Varina, North Carolina. The Bank owns and operates 58 branches throughout North Carolina, Virginia, and South Carolina.

    For over 100 years, Fidelity Bank's vision has remained the same; to be the independent, sound.

  • Simple Commercial Capital
  • 223 South West Street, Raleigh, NC, 27603
  • Lends in North Carolina
  • Simple Commercial Capital is a boutique capital advisory firm founded in NYC, now headquartered in Raleigh, NC. We provide bespoke lending solutions to commercial real estate owners, investors and developers nationwide. Our 26 years of experience and extensive lender relationships allow us to structure out-of-the-box debt

  • State Employees’ Credit Union
  • 1000 Wade Ave, Raleigh, NC, 27605
  • Lends in North Carolina
  • A not-for-profit financial cooperative owned by its members, State Employees'​ Credit Union (SECU) has been providing employees of the state of North Carolina and their families with consumer financial services for 84 years. The Credit Union also offers a diversified line of financial advisory services including retirement and education planning.

  • G & M Services Unlimited
  • 206 New Edition Court, Cary, NC, 27511
  • Lends in North Carolina
  • G&M Services Unlimited, Inc., which was founded in 2002, with what began as our Managing Partner’s desire to assist a local church, utilizing his background in finance. It has since grown to more than a decade of originating commercial loans, including all areas of commercial lending.