2025 Construction Loans use AI Lenders complete for Red-Oak, North Carolina

The robust Lendersa® directory of construction loan lenders in Red-Oak, NC comprises a diverse selection of financial institutions. This list includes regional banks, prominent national lenders, and local hard money lenders who utilize private capital to back both ground-up construction projects and major rehabilitation efforts. With these vital financing options, you are equipped to tackle a wide array of real estate projects, ensuring you have the comprehensive support needed to bring your residential or commercial property ambitions to fruition. The variety on offer allows you to choose a lender that precisely aligns with your project's specific requirements and financial framework.

Lenders in Red-Oak, NC undertake meticulous calculation of construction costs for a 2,000 square foot home, with estimates starting at $238,582 for basic construction and up to $433,866 for more sophisticated, upscale builds. These costs, further varied by interest rates and terms, depend on factors such as the borrower's financial history, the Loan-to-Value (LTV) ratio, the After-Repair Value (ARV), and the chosen lender type. This breadth of options necessitates an informed decision to ensure the lender you select complements both your budget and project aspirations.

Browse, analyze, and compare a wide selection of loan offers from a network of 100 diverse lenders to find the optimal financing solution tailored to your construction goals.

Utilize the advanced construction loan calculator

With Lendersa® leveraging state-of-the-art AI technology, your construction financing needs are thoroughly addressed as your loan request is efficiently matched with a vast network of construction lenders. This technology allows you to find competitive construction rates ideal for funding diverse projects such as new builds, fix-and-flip initiatives, or major rehabilitations across residential and commercial properties throughout NC. This seamless approach ensures access to the best financing options meticulously customized for your individual project.

Finding construction loan lenders near you?

To maintain a healthy credit profile, it's advantageous to avoid excessive credit checks. Obtain preapproval for your land loan without having to disclose your social security number or delicate financial information, facilitating a secure and efficient process.

Committing to use additional property as collateral in the form of a blanket loan may qualify you for 100% Loan to Value (LTV) financing, offering significant financial flexibility and empowerment.

Utilize the Lendersa® land loan calculator to navigate and identify lenders offering vacant land loan options within the zip codes 27809, 27856, 27804, 27868. This invaluable tool guides you in securing appropriate financial solutions, ensuring your land acquisition aligns with your broader development objectives and growth plans.



  • NEWMARK HOME MORTGAGE LLC
  • 1 Eves Drive, Suite 111, Marlton, NJ, 08053
  • NewMark Home Mortgage is determined to provide each client with the most ideal mortgage experience that includes NO LENDER FEES, the most competitive wholesale rates available in the marketplace, a smooth/efficient process combined with a customer service that is second to none. NMLS #1877629
  • 3rd Generation Mortgages
  • 103 Route 70 East, Suite 2, Marlton, NJ, 08053
  • 3rd Generation Mortgages is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. mortgage product for your needs. We understand that every borrower is different
  • Nation One Mortgage Corporation
  • 701 Route 73 North, Suite 2, Marlton, NJ, 08053
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • cfsbank
  • 101 McKean Avenue, Charleroi, PA, 15022
  • At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help. And that’s as true today as it was 85 years ago.
  • Hyperion Bank
  • 199 West Girard Avenue, Philadelphia, PA, 19123
  • Hyperion Bank is a community bank dedicated to delivering highly personal service to individuals and commercial customers throughout the greater Philadelphia region. Locally owned and operated since 2006, Hyperion Bank offers a full spectrum of banking services, including Small Business Administration (SBA) loans.
  • I Fund Cities
  • 448N 10th Street, Suite 402, Philadelphia, PA, 19123
  • I Fund Cities is an alternative lending platform born from the desire to provide investors with reliable capital and a lending experience that’s all about speed, transparency, and partnership. Our company is doing things a little differently around here and some like to even call us the renegade in the lending industry - innovative and disruptive.
  • Spring Garden Lending Group LLC
  • 990 Spring Garden Street, Suite 602, Philadelphia, PA, 19123
  • A private lender specializing in bridge and permanent loans to acquire, rehab, construct and refinance real estate investment properties for rent or to flip in Philadelphia, Baltimore, Washington, DC, and Lancaster, PA and their surrounding suburbs. Spring Garden Lending now provides 30 year fixed rate financing for rental properties.
  • Commercial Bank and Trust of PA
  • 900 Ligonier Street, Latrobe, PA, 15650
  • Commercial Bank & Trust of PA opened its doors for business in May 1934 at the Latrobe office of the former Peoples National Bank, a building that serves still today as the bank's main retail office and administrative headquarters. The bank was organized with a total capitalization of $193,250. Founding directors were L.B. Berlin, Michael Charley.
  • Westmoreland Federal Savings and Loan Association
  • 322 Main Street, Latrobe, PA, 15650
  • Westmoreland Federal Savings is one of approximately 600 institutions nationwide that has chosen to remain an independent and community focused Mutual Savings Bank. We hold true to the original beliefs of thrift, conservatism and putting our depositors first. While we uphold tradition, we also realize the need.