2025 Construction Loans use AI Lenders complete for Red-Oak, North Carolina

The robust Lendersa® directory of construction loan lenders in Red-Oak, NC comprises a diverse selection of financial institutions. This list includes regional banks, prominent national lenders, and local hard money lenders who utilize private capital to back both ground-up construction projects and major rehabilitation efforts. With these vital financing options, you are equipped to tackle a wide array of real estate projects, ensuring you have the comprehensive support needed to bring your residential or commercial property ambitions to fruition. The variety on offer allows you to choose a lender that precisely aligns with your project's specific requirements and financial framework.

Lenders in Red-Oak, NC undertake meticulous calculation of construction costs for a 2,000 square foot home, with estimates starting at $238,582 for basic construction and up to $433,866 for more sophisticated, upscale builds. These costs, further varied by interest rates and terms, depend on factors such as the borrower's financial history, the Loan-to-Value (LTV) ratio, the After-Repair Value (ARV), and the chosen lender type. This breadth of options necessitates an informed decision to ensure the lender you select complements both your budget and project aspirations.

Browse, analyze, and compare a wide selection of loan offers from a network of 100 diverse lenders to find the optimal financing solution tailored to your construction goals.

Utilize the advanced construction loan calculator

With Lendersa® leveraging state-of-the-art AI technology, your construction financing needs are thoroughly addressed as your loan request is efficiently matched with a vast network of construction lenders. This technology allows you to find competitive construction rates ideal for funding diverse projects such as new builds, fix-and-flip initiatives, or major rehabilitations across residential and commercial properties throughout NC. This seamless approach ensures access to the best financing options meticulously customized for your individual project.

Finding construction loan lenders near you?

To maintain a healthy credit profile, it's advantageous to avoid excessive credit checks. Obtain preapproval for your land loan without having to disclose your social security number or delicate financial information, facilitating a secure and efficient process.

Committing to use additional property as collateral in the form of a blanket loan may qualify you for 100% Loan to Value (LTV) financing, offering significant financial flexibility and empowerment.

Utilize the Lendersa® land loan calculator to navigate and identify lenders offering vacant land loan options within the zip codes 27809, 27856, 27804, 27868. This invaluable tool guides you in securing appropriate financial solutions, ensuring your land acquisition aligns with your broader development objectives and growth plans.



  • The Rice Financial Group, Inc
  • 16431 Chapman Crossing Dr., Lithia, FL, 33547
  • Bart started The Rice Financial Group with one goal in mind, personalized customer service. He believes in maintaining an organic feel, with a handshake approach. One of the company mottos is “love your neighbor as yourself.” This personal approach to securing loans distinguishes the RFG while providing an exceptional client experience.
  • Hometown Financial Services
  • 1186 SW Gatlin Blvd, Port Saint Lucie, FL, 34953
  • The Hometown Financial Services team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Mortgage Masters Group
  • 481 SW Port St. Lucie Blvd., Suite A, Port Saint Lucie, FL, 34953
  • We work as an incredible Mortgage Consulting team to guide each of our clients in a very personalized manner to help them arrive at the best decision for their specific Lending needs and future plans in regards to their Home Loan choices or Commercial Loan / Business Investments.
  • Horizon Bank
  • 502 Franklin St, Michigan City, IN, 46360
  • Horizon is a community Bank serving northern and central Indiana, and southern, central and the Great Lakes Bay regions of Michigan. Our focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. This philosophy is what has kept us growing stronger than ever since 1873
  • Commercial Bank
  • 301 N. State St, Alma, MI, 48801
  • Commercial Bank has been a proud local bank since 1893. We have an unwavering devotion to our neighbors and their futures. We make it our mission to reinvest in the community through donations, sponsorships and loans to support the growth of our local residents and businesses. We firmly believe that being local matters.
  • Heartland National Bank
  • 320 US Highway 27 N, Sebring, FL, 33870
  • Heartland National Bank was organized in 1998 by a group of local businessmen. Their biggest concern at that time was the effect bank mergers and acquisitions were having on Highlands County businesses. It was their belief that the community would benefit from a locally owned, independent banking institution.
  • Grand Rivers Community Bank
  • 260 S Main St, Grand Chain, IL, 62941
  • Since 1902, Grand Rivers Community Bank has served the needs of Pulaski County on a personal level. Though you are our customers, you are a lot more than that. You are fellow community members, neighbors — even family and friends. And that's exactly how we treat you. We get to know your personal goals and dreams.
  • Certainty Home Loans LLC
  • 1354 E. JOHN SIMS PARKWAY, Niceville, FL, 32578
  • Certainty Home Loans has been helping homebuyers for over 20 years, with a focus on making homeownership a reality by putting people first and investing in the right technology and Our core belief is that our Certainty family is our #1 asset. We never want to lose sight of the importance of our team members or of our values: integrity, quality.
  • Insight Loans
  • 759 SW Federal Hwy, Stuart, FL, 34994
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan