385 Construction Loan Lenders with AI in Smithfield, North Carolina 2025

The Lendersa® catalog of construction loan lenders in Smithfield, NC includes a variety of financial providers. Among them are regional banks, national lenders, and local hard money lenders, who make use of private money for ground-up construction or major renovations.

In Smithfield, NC, lenders determine the construction cost for a 2,000 square foot home, with costs spanning from $240,815 for basic builds up to $436,099 for more upscale constructions. Interest rates and the terms of construction loans differ significantly depending on several factors including the borrower's financial background, the Loan-To-Value (LTV) ratio, After-Repair Value (ARV), and the nature of the lender chosen.

Explore and compare loan offers from 100 lenders

Discover the power of the magic construction loan calculator

Lendersa® employs advanced AI technology to effectively match your financing needs with a broad array of construction lenders. You can effortlessly uncover the optimal construction rates for new builds, fix and flips, or substantial renovations for both residential and commercial properties in NC.

Searching for construction loan lenders nearby?

Reducing unnecessary inquiries helps preserve your credit score. Secure preapproval for your land loan without needing to disclose your social security number or other sensitive financial information.

Pledging additional property as collateral in a blanket loan might qualify you for 100% LTV (Loan to Value) financing.

Use the Lendersa® land loan calculator to find vacant land loan lenders available within zip codes 27577.



  • Angel Oak
  • 980 Hammond Dr #850, Atlanta, GA, 30328
  • Angel Oak Mortgage Solutions offers the nation’s most aggressive non-agency and specialized mortgage solutions. We work directly with brokers and correspondents specializing in non-conforming, non-agency products that offer consumers unique flexibility.We are bringing liquidity back into the underserved segment of the market.
  • CLARITY ONE RICH GROUP LLC
  • 285 W WIEUCA RD NE 4294, ATLANTA, GA, 30342
  • **Unlock Your Financial Potential with CLARITY ONE RICH GROUP LLC** **About Us** Under expert leadership from Ezekiel Williams, CLARITY ONE RICH GROUP LLC focuses on personalized lending solutions, ensuring transparency and efficiency. **Our Commitment** We stand out by providing clarity in every transaction, making your financial aspiratio
  • Commercial Loan Direct
  • 5555 Glenridge Connector 2nd Floor, Atlanta, GA, 30342
  • Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.
  • LoanGIANT
  • 1100 Peachtree Street NE, 11th Floor, Atlanta, GA, 30309
  • Loangiant LLC is a Georgia Domestic Limited-Liability Company filed On July 12, 2019. The company's filing status is listed as Active/Compliance and its File Number is 19095669. The Registered Agent on file for this company is Katherine Loyd and is located at 1100 Peachtree Street Ne 7th Floor, Atlanta, GA 30309.
  • Harbor Private Equity
  • 1075 Peachtree Street NE, Suite 3650, Atlanta, GA, 30309
  • Harbor Equity management team has over 75 years experience in this marketplace with tens of millions of profits under its management. In 2009 residential, not commercial, real estate collapsed and the accompanying credit crunch afforded us the opportunity to pursue its management of a publicly held company.
  • Groundfloor
  • 600 Peachtree St. NE, Suite 810, Atlanta, GA, 30308
  • GROUNDFLOOR was born out of the belief that there is a fundamentally better way to capitalize America. Banks and Wall Street can’t be trusted to do it, but your fellow Americans can. We believe that a critical mass of individual investors can make a difference, keep capital flowing, and therefore keep an important part of our economy moving.
  • Baker Collins
  • 260 Peachtree St Suite 1002, Atlanta, GA, 30303
  • Baker Collins & CoWe produce fast, reasonable, secure real estate loans that enable investors to close quickly on residential or commercial property investments. Baker Collins private money lenders, also known as hard money lenders, issue real estate financing that avoids the time-consuming process and requirements of conventional lenders.
  • New City Commercial Capital
  • 101 Greenwood Avenue Suite 101, Jenkintown, PA, 19046
  • New City Commercial Capital arranges commercial mortgages for multifamily, mixed-use, retail, office buildings, hotels, industrial and net-leased properties. We work with seasoned real estate investors and developers to source and arrange Debt, financing for their projects. We arrange Acquisition Loans, Bridge Loans, Construction Loans, SBA Loans a
  • Unlimited Funding
  • 1445 Woodmont Ln #309, Atlanta, GA, 30318
  • Unlimited Funding specializes in funding real estate properties that banks won't lend on for various reasons. Our clients desire asset based lending that allows them to purchase and refinance properties without the red tape, heavy documentation, and strict bank underwriting guidelines that kill many deals.
  • Centennial Lending Group
  • 1126 Horsham Road, Ambler, PA, 19002
  • Centennial Lending, is a growing mortgage lender headquartered in Maple Glen, PA, currently licensed in eleven states with goals to expand its footprint nationwide, offering award-winning knowledge and service to home buyers and home owners seeking new mortgages or refinancing. Inclusion on Inc Magazine’s Inc 5000 list for the past three years
  • Stream Mortgage Group LLC
  • 3300 Benjamin E Mays Dr SW, Atlanta, GA, 30311
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Fast Capital 360
  • 95 James Way, Suite 113, Southampton, PA, 18966
  • Fast Capital 360 As a leading FinTech company, we’re building cutting-edge platforms to automate and optimize every step in the application, approval and funding process, disrupting how the industry does business. Since 2013, we’ve helped thousands of customers in all types of industries access hundreds of millions of dollars nationwide.