398 Construction Loan Lenders with AI in Smithfield, North Carolina 2026
The Lendersa® catalog of construction loan lenders in Smithfield, NC includes a variety of financial providers. Among them are regional banks, national lenders, and local hard money lenders, who make use of private money for ground-up construction or major renovations.
In Smithfield, NC, lenders determine the construction cost for a 2,000 square foot home, with costs spanning from $240,815 for basic builds up to $436,099 for more upscale constructions. Interest rates and the terms of construction loans differ significantly depending on several factors including the borrower's financial background, the Loan-To-Value (LTV) ratio, After-Repair Value (ARV), and the nature of the lender chosen.
Discover the power of the magic construction loan calculator
Lendersa® employs advanced AI technology to effectively match your financing needs with a broad array of construction lenders. You can effortlessly uncover the optimal construction rates for new builds, fix and flips, or substantial renovations for both residential and commercial properties in NC.
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Reducing unnecessary inquiries helps preserve your credit score. Secure preapproval for your land loan without needing to disclose your social security number or other sensitive financial information.
Whitley Mortgage is an independent mortgage lender licensed in North and South Carolina. We are family owned and locally operated since 1984. We partner with many banks and lenders across the country. This allows us to shop the lowest rate for you. We want to help with your mortgage – whether it’s a new home, vacation home.
In February of 2018, a group of Union County business leaders announced plans to form a de novo bank. De novo refers to a newly chartered bank founded independently of any other financial institutions. Union County has always supported a locally owned, locally managed bank. The group chose the name “American Bank” with the name giving a nod
We know what Matters at National Lending Pro. As a Premier Lender funding Ground New Construction, Bridge Loans, DSCR, Multi Unit, Rehabs and Developer Loans we know each Real Estate Investor have different requirements and needs. We are Not a One Size Fit All – Lender.
Get your Project Pre-Approved today and find out what sets National Lendin
"On Point Home Loans, Inc. is an independent mortgage firm that is locally owned and operated in Charlotte, North Carolina. Our mission to empower each client to make the best decisions for their individual financial futures. After years of working for large banks and retail lenders, the founders of On Point saw a considerable amount of time"
At Charlotte Metro, our mission is simple – helping members prosper. Not some members – ALL members!
What you really want to know is can we handle your banking needs? Of course! We're your partner for financial growth and management, making your money work harder for you with smarter, less complicated, and readily available tools and services.
Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better
128 South Tryon Street, Suite 20-104, Charlotte, NC, 28202
Lends in North Carolina
Primeline Capital is dedicated to helping all our clients find the best rates and guide you throughout the entirety of your financing journey. We help each client reap the rewards of finding the perfect lending solution. Primeline Capital offers a vast network of options paired with local experience and educated guides to match you.
Pantheon was created in 2012 based on an identified need and opportunity to unite investors wanting a higher rate of return on secured investments with proven, successful entrepreneurs who needed capital to fund their real estate and business expansion projects. Pantheon is a boutique firm that is all about relationships.
10724 Carmel Commons Blvd, Unit 550, Charlotte, NC, 28226
Lends in North Carolina
East Coast Mortgage Lending is a full-service mortgage company located in Charlotte, NC. We provide Purchase, Refinance, Debt Consolidation, Commercial and Construction Loans in North Carolina and South Carolina. Since we started this company in 2005 we have had the privilege of helping thousands of families
2923 South Tryon Street, Suite 220, Charlotte, NC, 28203
Lends in North Carolina
At Eagle Financial Services Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs
At DHL Mortgage, formerly known as Direct Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you