2025 Construction Loans use AI Lenders complete for Spruce-Pine, North Carolina
Lendersa® lists construction loan lenders in Spruce-Pine, NC, including regional banks, national lenders, and local hard money lenders who utilize private funds for ground-up construction or significant rehabilitation.
For a 2,000 Sq. Ft home in Spruce-Pine, NC, the construction cost ranges from $239,297 for basic builds to $434,581 for more complex designs. Interest rates and terms vary with borrower financials, Loan-to-Value (LTV), After Repair Value (ARV), and lender choice.
Lendersa® harnesses AI technology to match your loan requests with numerous lenders, meeting all your financing needs. Find the best construction rates to fund ground-up projects, fix-and-flip, or substantial rehabs in NC.
Local construction loan lenders available?
To protect your credit score, avoid unnecessary inquiries. Secure preapproval for land loans without revealing your social security number or sensitive information.
You might qualify for 100% LTV financing by pledging additional property as collateral under a blanket loan.
Use the Lendersa® land loan calculator to locate lenders for vacant land loans within zip codes: 28777.
TLOA offers financing to real estate investors and is considered one of the best private lenders in the industry. Our management team has over 15 years of extensive underwriting knowledge in over 20 States. In addition, the team has originated loans of varying size, loan structure, purpose, and collateral types.
Total Mortgage Services is an industry-leading direct mortgage lender and mortgage broker, having funded over $10 billion in mortgage loans since 1997.Total Mortgage offers a variety of products and programs including fixed-rate loans, adjustable-rate loans (ARMs), jumbo loans, FHA mortgages and more.
601 University Blvd, Suite 104, Jupiter, FL, 33458
We are a team of mortgage professionals, who are up to today’s complex mortgage challenges. Buying a home is the realization of a dream and it takes hard work to achieve this dream. You deserve a team of mortgage professionals working just as hard for you. With 50 years of combined experience
We prefer to keep our focus on the local community, and our relationships in the towns we serve. While we may be small in size, we are big on our neighbors. Wear a suit or overalls when you come inside, it’s all the same to us. We value face to face deals and handshakes. And we’re big on getting to know your name, your family.
Our Mission is to become the trusted advisor for families, businesses and the community offering a complete range of financial services. Our tailored customer centric approach enables flexibility and solutions that position our clients for success not only today, but every day in the future.
American Trust & Savings Bank is a bank with operations in one state. American Trust & Savings Bank offers numerous mortgage programs including conventional, FHA, FHA 203(k), VA, USDA and construction mortgages. American Trust & Savings Bank is a FREEandCLEAR Certified Gold Low Rate Lender and Technology All Star.
We pride ourselves on being a community bank that offers the capabilities of a big bank while staying dedicated to the well-being of our clients. We value giving back to our community by focusing on the needs of local organizations, businesses and families. Our Vision is Building financial foundations for successful client relationships.
OakStar has an engaging, inviting environment that feels less like banking and more like catching up with old friends. All of our guests are encouraged to enjoy a cup of coffee (the good stuff, we promise), a freshly baked cookie, and the opportunity to unwind. We believe that the community is at its best when its citizens thrive.
