St.-Stephens, North Carolina Construction loan lenders AI selection 2025

Lendersa® presents a directory of construction loan lenders in St.-Stephens, NC, featuring regional banks, national lenders, and local hard money lenders. These lenders provide private financing for ground-up construction or major rehab projects, offering a diverse range of financial products.

Lenders in St.-Stephens, NC, calculate costs for a 2,000 square foot home, ranging from $240,023 for basic construction to $435,307 for more elaborate builds. Interest rates and terms vary based on the borrower's financial standing, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected, ensuring flexible financial solutions tailored to specific needs.

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The Magic Construction Loan Calculator

Lendersa® utilizes AI technology to effectively match your loan requests with numerous construction lenders, ensuring all your financing needs are met. This advanced system helps you discover excellent construction rates for projects including ground-up constructions, fix-and-flip ventures, or major rehabs on residential and commercial properties in NC. The AI-driven process streamlines access to suitable financial solutions for various project requirements.

Are Construction Loan Lenders Near You?

To maintain your credit score, avoid unnecessary inquiries. Secure preapproval for a land loan without disclosing your social security number or sensitive financial information, ensuring a secure and confidential process.

Additionally, you might qualify for 100% LTV (Loan to Value) financing by using additional property as collateral, commonly known as a blanket loan. This method can enhance borrowing potential by leveraging existing assets.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 28613, 28601, ensuring access to optimal financial solutions suited to your geographical and project needs.



  • Pendleton Community Bank
  • 128 North Main Street, Franklin, WV, 26807
  • PCB is an independent community bank dedicated to providing products and services that facilitate financial success for our customers, encouraging professional success for our team members, and stimulating economic growth in our communities. Serving West Virginia and Virginia since 1925, PCB is Your Bank for Generations.
  • Atlanta hard money
  • 3220 West Roxboro Rd, Atlanta, GA, 30324
  • Atlanta, Georgia Based Friendly Hard Money. Owner Occ OK! Fast Approvals Based on Equity, Not Credit. Cash Out Any Reason. 30 Year Fixed. No Balloons, No Adjustments, No Prepayment Penalties!Hard Money. Owner Occ OK! Fast Approvals Based on Equity, Not Credit. Cash Out Any Reason. 30 Year Fixed. No Balloons.
  • STONE OAK MORTGAGE LLC
  • 2470 Windy Hill Rd, Suite 211, Marietta, GA, 30067
  • STONE OAK MORTGAGE LLC IS a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
  • RATECAPITAL INC
  • 2996 Grandview Ave. NE, Suite 305, Atlanta, GA, 30305
  • RateCapital is know that each customer has specific needs, so here at RateCapital, we strive to meet those specific needs with quality service and individual attention. We pride ourselves on our repeat customers which is a result of our level of service, rates and unbeatable, low closing costs.
  • Harvest Financial Associates LLC
  • 2637 Flat Shoals Road, Decatur, GA, 30034
  • Harvest Financial Associates, LLC, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
  • Highland Mortgage
  • 664 Seminole Ave NE, Suite 101, Atlanta, GA, 30307
  • Highland Mortgage is not only a different kind of mortgage experience, it's a different kind of mortgage company. We are employee-owned. No hedge funds. Just knowledgeable industry leaders making a difference for our clients. Our Mission is to better the lives of our clients, referrel partners and employees through transparency, simplicity.
  • SL Lending
  • 1939 Hosea Williams Drive, Atlanta, GA, 30317
  • Atticus is one of the co-founders of Stryant Investments, LLC and Stryant Construction, Inc. The companies were also co-founded by Stan Sugarman in 2009 with the purpose of finding distressed or undervalued real estate investments in the metro Atlanta area since they had individually been pursuing opportunities since 2007.
  • Peoples Exchange Bank
  • 101 North Main Street, Winchester, KY, 40391
  • Peoples Exchange Bank is proud to be your community bank. We strive to be first in what matters to our customers. Helping you pay less, earn more, protect smarter and borrow wisely. Since 1912, we've built a trusted name by helping our customers, our employees and our communities.