2025 Construction Loans use AI Lenders complete for Washington, North Carolina

Lendersa® provides a comprehensive list of construction loan lenders in Washington, NC, including regional banks, national lenders, and local hard money lenders using private funds. These lenders are equipped to support your ground-up construction or major rehab projects, offering a variety of financial options tailored to diverse building needs.

Lenders assess construction costs for a 2,000 square foot home in Washington, NC, from $240,342 for basic construction to $435,626 for more sophisticated builds. Interest rates and loan terms fluctuate based on the borrower's financial conditions, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the selected type of lender, providing adaptable financial solutions suitable for different needs.

Explore and compare loan offers from 100 diverse lenders

The Magic Construction Loan Calculator

Employing state-of-the-art AI technology, Lendersa® efficiently matches your loan request with hundreds of construction lenders, ensuring your financing needs are thoroughly met. This system enables you to find competitive construction rates for projects like ground-up builds, fix-and-flip ventures, or significant rehabs on both residential and commercial properties in NC, making it easier to access the funding you require.

Are Construction Loan Lenders Near You?

To preserve your credit score, aim to avoid unnecessary inquiries. Obtain preapproval for your land loan without needing to provide your social security number or any sensitive financial information, ensuring a secure application process.

You might qualify for 100% LTV (Loan to Value) financing by agreeing to use additional property as collateral, referred to as a blanket loan, thus enhancing your borrowing capacity by leveraging more assets.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers within zip codes 27817, 27889, ensuring you have access to optimal financial resources tailored to your specific needs and locations.



  • Southwest National Bank
  • 400 E Douglas Ave, Wichita, KS, 67202
  • Southwest National Bank’s original bank charter was granted to L. S. Naftzger on March 15, 1915 to do business as Southwest State Bank. After eight years of operation, Southwest State Bank received authority to expand its operation as a national bank and remains today as one of only three banks in Wichita to survive the Great Depression of 1929.
  • Direct Commercial Funding Inc
  • 440 Louisiana Street, 9th Floor, Houston, TX, 77002
  • Direct Commercial Funding Inc. works around the clock 24/7 to provide fast commercial financing for an array of commercial loan request. Some of our products include commercial mixed use development loans, hospitality financing, apartment loans, commercial land acquisition & construction and more
  • Urban Mutual
  • 2007 Commerce Street, Suite 200, Houston, CA, 77002
  • Urban Mutual is a boutique Private Equity and Corporate Advisory Investment Firm representing family office and institutional money. Urban Mutual's mandate is to provide innovative and secure, turn-key 100% LTV/LTC funding solutions to the real estate development and construction industry.
  • First Rate Financial, LLC
  • 14083 Badlands Drive, Frisco, TX, 75035
  • First Rate Financial is a Mortgage Broker located in Frisco, Texas. Our goal is to achieve such a high level of satisfaction for our clients that we will receive repeat and referral business. We do NOT charge fees of any kind to handle your mortgage financing. When looking for a home loan or beginning the process of refinancing a home
  • Woodlands National Bank
  • 424 Main Street, Onamia, MN, 56359
  • We believe our customer service record is one of the best in the industry and we want our customers to know that they are important to us and know that we do things differently than our competitors. Woodlands National Bank has a 100-year tradition of quality customer service and we are willing to stand behind our promises through The Woodlands Way.
  • Unity National Bank of Houston
  • 2602 Blodgett St., Houston, TX, 77004
  • Unity National Bank, originally founded in 1963 and later chartered in 1985, is the only African-American owned banking institution in Texas. In February 1989, through a series of transactions and diligent efforts, it was acquired from Bay Bancshares by local minority leaders. Dr. Kase Lawal, Chairman & CEO of Erin Energy, serves as Chairman of the
  • Loan Hub
  • 1300 McGowen St, Houston, TX, 77004
  • DOSS Home Loans is affiliated with the DOSS Brand of services & technology designed to automate the process, reduce transactional friction, & pass that savings on to our clients. Our mission is to develop the best technology to make homeownership in AMERICA more affordable.our mission is to serve our customers with honesty, integrity & competence.
  • Sync Funding LLC
  • 2101 Palo Duro Drive, Prosper, TX, 75078
  • Sync Funding is built on a foundation of empowering clients and Sync employees to pave a new more forward thinking company. Gone are the days of paper files, antiquated tedious systems and slim product offerings. We are breaking and remaking the mortgage mold. Get help in finding the perfect mortgage loan for your
  • FREESTONE CREDIT UNION
  • 613 Main Street, Teague, TX, 75860
  • Our Mission is to provide quality financial services to our members. We are dedicated to providing loans at reasonable rates, promoting thrift and maintaining financial stability to safeguard the assets of Freestone Credit Union. At the same time, we will offer these services with professionalism, integrity and innovation to provide