384 Construction Loan Lenders with AI in Waynesville, North Carolina 2025

The Lendersa® directory offers an extensive list of construction loan lenders in Waynesville, NC, including regional banks, national lenders, and local hard money lenders. These lenders leverage private funds to cater to your ground-up construction or major rehab projects, providing a broad range of financial solutions tailored to diverse needs.

In Waynesville, NC, lenders estimate construction costs for a 2,000 square foot home, ranging from $240,078 for basic structures to $435,362 for more elaborate designs. The interest rates and terms of construction loans vary widely based on factors such as the borrower's financial status, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender chosen. This ensures customizable financial options designed to meet unique borrower requirements and project needs.

Explore and compare loan offers from 100 lenders

Unveil the Magic Construction Loan Calculator

To comprehensively address your construction financing needs, Lendersa® employs sophisticated AI technology to promptly match your loan request with numerous construction lenders. This set-up enables you to find advantageous construction rates ideal for funding projects such as ground-up builds, fix-and-flip opportunities, or major rehabs on residential and commercial properties across NC. This AI-driven approach streamlines the financial application process, ensuring access to the most competitive solutions tailored to your specific construction project goals.

Are There Construction Loan Lenders Nearby?

Avoiding unnecessary inquiries is crucial for maintaining a strong credit score. Securing preapproval for your land loan is possible without needing to provide a social security number or other sensitive financial details, ensuring a straightforward and secure application process.

Moreover, you might qualify for 100% LTV (Loan to Value) financing by using additional property as collateral, widely referred to as a blanket loan. This method enhances your funding capacity by leveraging existing assets to secure necessary financing.

Utilize the Lendersa® land loan calculator to locate lenders offering vacant land loans within zip codes 28786, 28738, ensuring you gain access to optimized financial resources that align perfectly with your geographic and project-specific needs.



  • Raleigh Mortgage Group, Inc
  • 8414 Falls of Neuse Rd, Suite 202, Raleigh, NC, 27615
  • Raleigh Mortgage Group, Inc (RMG) is a licensed Mortgage Broker providing financing for properties located in North Carolina.We have been right here on Six Forks Road in Raleigh since 2001.RMG has survived the economic downturn and is up to date and in compliance with all aspects of the recent mortgage reforms & remains locally owned and operated.
  • Amy Bonis Mortgage Team
  • 10224 Durant Road, Suite 207, Raleigh, NC, 27614
  • Amy is a very passionate woman who takes the business of mortgage banking and helping people realize their dream of financial independence very seriously. She started in mortgage banking in Los Angeles in the early 1990’s and her business has bloomed. She is now one of the top loan officers in the country NMLS# 106455.
  • First Federal Bank NC
  • 200 East Divine St, Dunn, NC, 28334
  • First Federal Bank headquartered in Dunn, North Carolina is a community bank with 6 locations in eastern North Carolina. First Federal provides corporations, businesses and consumers with a full range of innovative banking and financial solutions. Our services and products include commercial.
  • Wake Forest Federal
  • 302 South Brooks Street, Wake Forest, NC, 27587
  • Wake Forest Federal we strive to provide our customers with an atmosphere that is warm and welcoming – a “hometown feel.” We believe in truly knowing our customers and calling them by name. And our customers who are also our neighbors feel comfortable knowing we have their needs first and foremost.
  • Connvisions Capital Group
  • 5709 Enoree Lane, Raleigh, NC, 27616
  • Connvisions Capital Group provides short term financing ranging from $50,000 to $2,500,000 when traditional capital sources are unavailable, too slow or too costly. These short-term loans are used for both non owner occupied residential and income property for the purpose of acquisitions, flipping the collateral, seasoning the property for permanen
  • ASSURANCE FINANCIAL, LLC
  • 500 Office Park Dr, Suite 410, Birmingham, AL, 35223
  • Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time
  • First Capital Bank SC
  • 304 Meeting Street, 1st Floor, Charleston, SC, 29401
  • First Capital Bank’s mission is to provide profitable, competitive and responsive community banking services, which exceed the expectations of our customers, stockholders and employees. First Capital Bank is a community bank with an emphasis on special attention to our customers.
  • Sweetgrass Capital
  • 25 Cumberland Street, Suite 120, Charleston, SC, 29401
  • SweetGrass Capital makes homeownership possible for more South Carolinian’s than any other state based lender. Our philosophy is to keep marketing and advertising expenses at a minimum, instead allocating those funds to optimize a streamlined loan process. This allows us to provide our clients with lower rates and a higher level of customer service