2026 Construction Loan Lenders for Wilmington, North Carolina

The Lendersa® directory for construction loan providers in Wilmington, NC encompasses a wide array of financial institutions, from regional banks and national entities to local hard money lenders, leveraging private funds for complete construction projects or extensive renovations.

Estimations for building in Wilmington, NC suggest costs for constructing a 2,000 square foot residence range from $241,112 for standard designs up to $436,396 for premium choices. The terms and interest rates of construction loans fluctuate according to a borrower's financial standing, the LTV, ARV, and the lender type selected.

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Utilizing the advanced AI capabilities of Lendersa®, seamlessly connect your loan application with an extensive network of construction lenders. Quickly find the most competitive construction financing rates available for new builds, fix and flips, or significant renovations of residential and commercial structures in NC.

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Protect your credit score by minimizing unnecessary inquiries. Secure pre-approval for your land loan without divulging your social security number or other sensitive financial information.

Eligibility for 100% LTV (Loan to Value) loans is possible if you consent to using additional properties as collateral (a technique known as a blanket loan).

Utilize Lendersa®'s land loan calculator to identify lenders specializing in vacant land loans within the zip codes 28409.



Wilmington Construction Loan Lenders

  • Gateway Funding, Inc.
  • 338 Shipyard Blvd, Wilmington, NC, 28412
  • Lends in North Carolina
  • Gateway Funding, Inc. is a NC based family owned and operated specializing in commercial lending with a wide range of products in 45 states. We give a free consultation in order to determine the goals of the client and assess their financial situation. (Including refinancing) Gateway Funding, Inc.

  • Alpha Mortgage Corporation
  • 1320 Airlie Rd, Wilmington, NC, 28403
  • Lends in North Carolina
  • Alpha Mortgage Corporation is a full service mortgage banking firm, headquartered in Wilmington, NC. We offer the very best in interest rates, service and experience. Our products include 100% VA, 100% USDA, FHA & Conventional loans for first-time buyers and the most experienced of buyers.

  • Alan Efting
  • 6752 Rock Spring Rd, Wilmington, NC, 28405
  • Lends in North Carolina
  • At Alan Efting, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Azalea Coast Mortgage
  • 7741 Market Street, Suite E, Wilmington, NC, 28411
  • Lends in North Carolina
  • At Azalea Coast Mortgage. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates and fees available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically

  • Marine Federal Credit Union
  • 4180 Western Boulevard, Jacksonville, NC, 28546
  • Lends in North Carolina
  • It starts with commitment. The foundation of all great relationships.

    We started this credit union for the Marines. To match the loyalty and commitment with which they serve us. And for over 60 years, we’ve been here. For the Marines and their community. Here for the long haul.

  • Eastern Mortgage Company, Inc.
  • 7601 Emerald Drive, Emerald Isle, NC, 28594
  • Lends in North Carolina
  • Eastern Mortgage Company Inc., has put over 150 years of mortgage experience to work for their clients. We take a great deal of pride in providing innovative and competitive mortgage products. Here at Eastern Mortgage we use a blend of old fashioned honest work ethic and modern technology with state of the art automated underwriting