Construction Loan Lenders in Manchester, New Hampshire (2026)

The Lendersa® compilation of construction loan lenders in Manchester, NH, offers a diverse group including regional banks, national lenders, and local hard money lenders, all of which utilize private funds to facilitate your ground-up construction or major rehab projects.

In Manchester, NH, lenders assess construction costs for a 2,000 square foot home, starting at $239,909 for basic construction up to $434,223 for more elaborate builds. Interest rates and terms for these construction loans vary according to factors such as the borrower's financial conditions, the loan-to-value (LTV) ratio, after-repair value (ARV), and the type of lender selected. These factors ensure a tailored approach suited to each project's individual needs.

Explore loan offers from a network of 100 lenders

Utilize the magic construction loan calculator

Lendersa® deploys AI technology to seamlessly connect your loan requests with hundreds of construction lenders, ensuring that all your financing needs are thoroughly met. With this technology, you can find top-notch construction rates for funding projects ranging from ground-up construction and fix-and-flip operations to major rehabs for both residential and commercial properties across NH.

Are there construction loan lenders near you?

To protect your credit score, it's important to avoid unnecessary inquiries. Easily get preapproved for land loans without having to provide your social security number or any other sensitive financial information.

If you're able to offer additional property as collateral, known as a blanket loan, you might qualify for 100% LTV (Loan to Value) financing.

Use the Lendersa® land loan calculator to identify lenders specializing in vacant land within the zip codes 03109. This tool simplifies the search for suitable financial options to meet your land acquisition needs.



Manchester Construction Loan Lenders

  • Insight Mortgage Corp.
  • 66 Hanover St, Suite 302, Manchester, NH, 03101
  • Lends in New Hampshire
  • At Insight Mortgage Corp., we broke away from the intimidating, slow process borrowers dread. We use Internet-based automated procedures to speed you on your way to home ownership or refinancing. You can provide loan application information on a secure Web server linked from our Web site, in person, or over the telephone.

  • HarborOne Mortgage
  • 650 Elm Street, 6th Floor, Manchester, NH, 03101
  • Lends in New Hampshire
  • HarborOne Mortgage has been a leader in residential mortgage lending. Our reputation as a premier service provider has been the key to our success. As a wholly owned subsidiary of HarborOne Bank. we offer a seasoned team of experienced mortgage professionals backed by the strength of New England’s largest state-chartered cooperative bank.

  • Members First Credit Union
  • 7 Salmon Street, Manchester, NH, 03104
  • Lends in New Hampshire
  • At Members First, we're like pocket-sized financial superheroes - here to save the day! We're small enough to get to know you, which lets us make a big difference in your finances. So, share your goals with a member of our staff and we'll do everything we can to ensure we've made a difference for you.

  • Pinnacle Mortgage Corp
  • 835 Hanover St, Unit 301, Manchester, NH, 03104
  • Lends in New Hampshire
  • The Pinnacle Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • St. Marys Bank
  • 200 McGregor Street, Manchester, NH, 03102
  • Lends in New Hampshire
  • St. Mary's Bank is proud of its heritage. For just over a century, we've been helping New Hampshire individuals, families, and businesses with a wide range of financial products and services, including checking accounts, personal loans, real estate loans, business banking, and savvy financial planning.

  • Bedford Lending Corporation
  • 77 Gilcreast Rd, Suite 2004, Londonderry, NH, 03053
  • Lends in New Hampshire
  • Bedford Lending Corporation is a direct MAP and LEAN approved FHA lender & commercial mortgage banking company that provides financing solutions for apartments, healthcare facilities, senior living, hospitals, and other commercial real estate. Our direct loan programs can be used to acquire, refinance, construct, or rehabilitate assets nationwide.

  • snh commercial finance
  • 264 South River Road, Suite 542, Bedford, NH, 03110
  • Lends in New Hampshire
  • SNH Commercial Finance offers a portfolio of specialized commercial property financing including; Conventional Real Estate Loans, SBA Guaranteed Loans, Stated Commercial Loans, and Commercial Bridge Financing.

    For cost effective options with Cash-Out, Discounted Pay-Off or simple Rate & Term Refinancing contact SNH Commercial Finance to refina

  • Cambridge Trust
  • 99 S River Rd, Bedford, NH, 03110
  • Lends in New Hampshire
  • Cambridge Trust is a private bank that creates custom financial solutions to build, grow and protect wealth for the needs of today’s individuals, families, businesses, private partnerships and nonprofit organizations. Each of our clients has a dedicated private banker who understands their needs

  • Bank of New England
  • 31 Pelham Road, Salem, NH, 03079
  • Lends in New Hampshire
  • Bank of New England remains committed to providing the business community with a standard of service second to none. As the regional economy continues to recover we seek to add quality loans; improve our capital levels; and address new opportunities. We look forward to meeting the deposit