412 Construction Loan Lenders with AI in Clifton, New Jersey 2025

Lendersa® offers a directory of construction loan lenders in Clifton, NJ, including regional banks, national lenders, and local hard money lenders who use private funds for ground-up constructions or major renovations.

For a 2,000 square foot home in Clifton, NJ, lenders estimate costs between $301,388 for basic builds and $542,384 for more elaborate constructions. Interest rates and loan terms depend on financial factors, such as LTV, ARV, and chosen lender type.

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The Magic Construction Loan Calculator

To meet all your construction financing needs, Lendersa® AI technology quickly matches your loan request with numerous construction lenders. Find the best construction rates for new builds, fix-and-flip projects, or major renovations on residential and commercial properties in NJ.

Locate Construction Loan Providers Nearby

To preserve your credit score, avoid unnecessary inquiries. Secure preapproval for land loans without the need to share your social security number or sensitive financial details.

You might qualify for 100% LTV financing by using additional property as collateral (blanket loan).

Utilize the Lendersa® land loan calculator to find lenders offering vacant land loans in zip codes 07014, 07013, 07012, 07011, 07015.



  • Cross River Bank
  • 400 Kelby St, 14th Floor, Fort Lee, NJ, 07024
  • Cross River provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards, lending, and crypto solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s mos
  • New Millennium Bank
  • 222 Bridge Plaza South, Suite 400, Fort Lee, NJ, 07024
  • New Millennium Bank achieved the New Jersey State Banking Charter on July 12, 1999, and opened its doors for business one week later. Currently located in Fort Lee, New Brunswick and Palisades Park, New Jersey, as well as Bayside and Manhattan, New York, and Atlanta, Georgia, New Millennium Bank is your community bank.
  • Riverside Park Capital - Commercial Mortgages
  • 10 Times Square, New York, NY, 10018
  • We launched in 2015 with a single goal in mind, be different. Yes, we provide good terms, and yes our options are flexible and unique, but what truly sets us apart is our team. Every director, associate and underwriter has a minimum of ten years professional commercial banking experience none of our competitors can say the same.
  • Great Northern Mortgage
  • 1430 Broadway, Suite 1207, New York, NY, 10018
  • Great Northern Mortgage is one of the top New York based commercial and residential real estate mortgage companies, specializing in the placement of financing for commercial and residential real estate and business transactions. At Great Northern Mortgage we are dedicated to facilitating all of your real estate based financial needs.
  • We Lend, LLC
  • 54 W 40th Street, New York, NY, 10018
  • We Lend is a nationwide Private lender focused on providing quick and low-cost capital for investment properties. We Lend’s approach to lending is centered around the investor, allowing the investor to focus more on their investment and less on the loan process. The We Lend team is here to assist in the expansion of your real estate portfolio!
  • NKC Lending Group
  • 344 Grove St Suite 218, Jersey City, NJ, 07302
  • We Close On Time.
  • STEM Lending, Inc.
  • 101 Hudson Street, Suite 2100, Jersey City, NJ, 07302
  • Stem Lending is an online mortgage marketplace, helping home buyers shop wholesale lenders, as they finance their dream homes. Our customers create a login and with 4 simple steps, apply for a mortgage. Our technology fetches credit reports, verifies income, assets, employment and present mortgage application to top competing mortgage.
  • Asset Based Lending LLC
  • 30 Montgomery Street Suite 215, Jersey City, NJ, 07302
  • "Asset Based Lending LLC (ABL) is your first choice for private, hard money real estate lending! Let us fund your next ""fix and flip."" Asset Based Lending, LLC (ABL) is a private commercial lender founded in 2010. Our mission is to help real estate investors, quickly and efficiently, finance their business activities. "
  • Venture Estate Group
  • 401 West 48th Suite 2W, New York, NY, 10036
  • Where traditional lenders decline, we provide solutions. We offer specialized programs for real estate investors, including: No minimum FICO requirements Ground-up construction financing with no prior experience needed No-ratio loans (no income or DSCR) Financing for rural and non-conventional properties Up to 95% purchase and 100% rehab fu