Construction Loan Lenders in Neptune-City, New Jersey (2026)

Lendersa® provides a comprehensive listing of construction loan lenders in Neptune-City, NJ, which includes regional banks, national lenders, and local hard money lenders using private funds for new constructions or major rehabilitation projects.

In Neptune-City, NJ, lenders estimate the cost for building a 2,000 square foot home, ranging from $296,724 for basic construction to $537,720 for more extravagant designs. Interest rates and loan terms change according to borrower financials, LTV, ARV, and the selected lender type.

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To efficiently address all of your construction financing needs, Lendersa® employs AI technology to swiftly match your loan request with hundreds of lenders. Discover competitive construction rates to fund new builds, property flips, or extensive renovations on both residential and commercial properties in NJ.

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Limiting unnecessary credit inquiries can help maintain your score. Obtain preapproval for land loans without the need for your social security number or sensitive financial information.

By pledging additional property as security, you might qualify for 100% LTV (Loan to Value) financing via a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to find lenders for vacant land loans in zip codes 07753.



Neptune-City Construction Loan Lenders

  • Progress Capital
  • 620 Tinton Avenue, Building B, 1st Floor, Eatontown, NJ, 07724
  • Lends in New Jersey
  • Progress Capital is a commercial real estate advisory firm specializing in arranging debt for commercial real estate owners and developers of mixed-use, multi-family, construction, industrial, retail, office and commercial storage properties. With 30 years of industry leading experience in the Metro New York, Philadelphia and New Jersey markets.

  • Manasquan Bank
  • 2221 Landmark Place, Manasquan, NJ, 08736
  • Lends in New Jersey
  • Manasquan Bank has been dedicated to helping our community grow and thrive since 1874 with mortgages, construction loans, business loans, and everyday banking like checking and savings accounts. As technology has evolved, so have traditional banking capabilities and we take pride in providing you with the latest banking solutions.

  • First Funding Loans
  • 1 3rd Ave, Suite 4, Long Branch, NJ, 07740
  • Lends in New Jersey
  • First Funding Loans, we are dedicated to being the best hard money lenders in New Jersey. This is why we offer a simple and quick way to access loans for various types of property investments. Hard money loans are a great option because they are approved quickly, require minimum documentation and offer funds for projects

  • Dynasty Mortgage Network LLC
  • 707 Union Avenue, Suite 201, Brielle, NJ, 08730
  • Lends in New Jersey
  • Dynasty Mortgage is a premium mortgage company dedicated to providing affordable home loans for customers with various types of credit records. Whether you want a fixed rate mortgage, adjustable rate mortgage, a home equity loan, refinance, purchase, investment or debt consolidation, we have a loan for you with the lowest rates available.

  • Commercial Mortgage Associates Inc.
  • 626 Princeton Ave, Brick, NJ, 08724
  • Lends in New Jersey
  • Commercial Mortgage Associates Inc. was founded by Gary Ambrosi in 1989 as a commercial mortgage brokerage company helping business owners and investors finance small to mid-size commercial real estate. Since, Commercial Mortgage Associates has become highly respected in the commercial lending industry that investors can rely on, and yet.

  • NAVESINK HOME LOANS LLC
  • 157 Broad Street, Suite 319, Red Bank, NJ, 7701
  • Lends in New Jersey
  • At Navesink Home Loans, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Freehold Savings Bank
  • 68 W Main St, Freehold, NJ, 07728
  • Lends in New Jersey
  • Freehold Bank is a community-first financial services provider, and our commitment to growth shapes everything we do. We see growth potential everywhere we look, and our mission is to deliver solutions that genuinely serve your best interests. We are banking powered by good values, deep roots, friendly faces, and proven expertise.

  • Navesink River Capital
  • 83 South Street, Suite 101, Freehold, NJ, 07728
  • Lends in New Jersey
  • Navesink River Capital, LLC has been a guiding force within the private lending market, with over a billion dollars funded and 1,500 plus properties financed. Their unsurpassed knowledge of the real estate climate and simplified, streamline loan process has allowed them to remain at the forefront, offering lightning loans from $75,000 to $2 million

  • Provident Bank
  • 105 Chambers Bridge Rd, Brick, NJ, 08723
  • Lends in New Jersey
  • Provident Bank has served individuals, families, and businesses in our local communities with personal and business banking services. We’re proud of that. And we’re proud of this: we’re still your bank—right here, right now. What your parents wanted? We had it. What you need? We’ve got it. What your kids will face? We’ll solve it. You are our commi