2025 Construction Loans use AI Lenders complete for Smithville, New Jersey

Explore the array of construction loan options provided by Lendersa® in Smithville, NJ, including regional banks, nationwide institutions, and local hard money lenders leveraging private funds for new builds or significant renovations.

Lenders estimate the construction costs for a 2,000 square foot home in Smithville, NJ, to range from $297,747 for basic construction to $538,743 for more elaborate designs. Loan terms and interest rates vary based on borrower financials, the loan-to-value ratio (LTV), after-repair value (ARV), and the lender type.

Explore loan offers from 100 lenders

The Innovative Construction Loan Calculator

Lendersa® utilizes advanced AI technology to match your loan requests with hundreds of construction lenders, ensuring all your financing needs are met promptly. Discover competitive construction rates to fund new builds, refurbishments, or property flips on both residential and commercial projects in NJ.

Finding Construction Loan Lenders Nearby?

Minimize the impact on your credit score by avoiding unnecessary inquiries. Obtain preapproval for land loans without needing to provide your social security number or other sensitive information.

You can potentially qualify for 100% LTV financing if you're willing to use additional properties as collateral, a strategy also known as a blanket loan.

Use Lendersa®'s land loan calculator to find lenders for vacant land in specific zip codes 8205.



  • StarRiver Real Estate & Loan Services
  • 1294 Kifer Road, Suite 701, Sunnyvale, CA, 94086
  • We provide one stop real estate and mortgage service to customer to save their time and efforts. Located in the heart of Silicon Valley, San Francisco Bay Area, California. Whether you are buying or selling primary residence, Second home, Investment property, Mutil-family, Luxury home, we can help!
  • Cushman Rexrode Capital Corporation
  • 1437 Leimert Blvd, Suite C, Oakland, CA, 94602
  • Cushman Rexrode Capital Corporation Originate first and second loans and service mortgage investments for our private and pension plan customers. Arrange permanent loans, construction loans, take-out loans on residential and commercial loans in California Buy existing notes secured by Trust Deeds.
  • Hyperion Financial Services
  • 1025 Galvin Street, Oakland, CA, 94602
  • HYPERION FINANCIAL SERVICES IS A RESIDENTIAL AND COMMERCIAL LOAN BROKERAGE COMPANY FOCUSED ON PROVIDING DEBT SOLUTIONS FOR MULTIFAMILY, RETAIL, OFFICE AND INDUSTRIAL REAL ESTATE. CHARLIE SOSA IS THE FOUNDER OF HYPERION FINANCIAL SERVICES. HE’S BEEN ARRANGING COMMERCIAL FINANCING FOR OVER NINE YEARS.
  • Holmgren & Associates
  • 4200 Broadway, Oakland, CA, 94611
  • Holmgren & Associates has built a strong reputation as a trusted, independent mortgage provider in the Bay Area. Established in 1989.We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending
  • LaSalle Mortgage
  • 4200 Broadway, Suite 2, Oakland, CA, 94611
  • Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial. We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
  • Greater Bay Mortgage Co
  • 1980 Mountain Blvd., Suite 209, Oakland, CA, 94611
  • Greater Bay Capital and Greater Bay Mortgage team up to provide full service mortgage banking products and services.Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Niche-Loans
  • Oakland, Oakland, CA, 94601
  • We have Over 20 Years of Commercial & Residential Lending Experience at Niche-Loans. Great Network Relationships with Conventional Banks and Lenders, Bridge and Private Money Lenders, etc. Able to work through Complexed Deal Situations even in this current challenging lending market. Fast Answers, Great and Reliable Service and Willing to go the Ex
  • Direct Mortgage Funding
  • 236 N. Santa Cruz Ave, Suite 103, Los Gatos, CA, 95030
  • Direct Mortgage Funding know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.Today's technology is providing a more productive environment to work in. For example, through our website.
  • Guaranteed Rate
  • 1400 Shattuck Ave Suite 1, Berkeley, CA, 94709
  • Guaranteed Rate trusted local lender familiar with local market dynamics, Dianne Crosby is a Top Producing mortgage lender and Certified Mortgage Planning Specialist at Guaranteed Rate, closing over $100 million annually for her clients in the East Bay. With access to the low interest rates of a large mortgage bank.
  • F.E. Forbes Company Inc.
  • 1795 Solano Ave., Berkeley, CA, 94707
  • F.E. Forbes Company is a real estate investment management and private money mortgage lender located in Berkeley, California. Founded in 1921 by Frank E. Forbes, the Third generation Company specializes in the origination of both residential and commercial loans secured by Northern California real estate.
  • Metropolitan Bank
  • 250 East 18th Street, Oakland, CA, 94606
  • Our goal to provide our customers with the best community banking experience possible. Where other banks have devised new and inventive ways to deal with their customers at an arms length, we remain committed to the idea that bank-customer relationships should be personal. We make an effort to know you, our clientele, and adapt our service.
  • Community Bank of the Bay
  • 180 Grand Avenue, Suite 1550, Oakland, CA, 94612
  • Established in 1996, Community Bank of the Bay is an independent, community-focused bank with 25 years of active financial investment in businesses and individuals in the San Francisco Bay Area. Our mission is to foster and promote economic development in the communities we serve.