Spring-Lake, New Jersey Construction loan lenders AI selection 2025

Lendersa® features an extensive listing of construction loan lenders in Spring-Lake, NJ, incorporating regional banks, national lenders, and local hard money lenders who utilize private money to support ground-up construction projects or significant renovations.

When calculating costs for constructing a 2,000 square foot home in Spring-Lake, NJ, lenders offer figures starting at $295,668 for basic builds, extending up to $536,664 for more extravagant options. Interest rates and construction loan terms differ based on factors such as the borrower's financial profile, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the type of lender you choose to fund your project.

Explore and compare loan offers from 100 different lenders

The magic of the construction loan calculator

With Lendersa®'s sophisticated AI technology, all your construction financing needs can be met by instantly connecting your loan request with hundreds of potential lenders. You can uncover the best construction rates available to facilitate ground-up construction, fix-and-flip ventures, or major rehab efforts for both residential and commercial properties in NJ.

Find construction loan lenders near you

To protect your credit score, reduce the number of unnecessary credit inquiries. Obtain preapproval for a land loan without needing to provide your social security number or any other sensitive financial details.

You might qualify for 100% LTV (Loan-to-Value) financing by agreeing to pledge additional properties as collateral in what is known as a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan providers operating within zip codes 7762.



  • Michigan One Community Credit Union
  • 510 S Dexter Street, Ionia, MI, 48846
  • Moments after walking into one of our lobbies you’ll see there’s something different about M1. Our employees greet you with gratitude, eager to serve you as our member and financial partner. This people-first way of doing business is something you might not expect from a financial institution, but it’s just the norm here.
  • PBK BANK, INC.
  • 120 Frontier Boulevard, Stanford, KY, 40484
  • PBK has been in business for over 100 years. We opened our first office in Hustonville, Kentucky in 1906 and have been growing and expanding ever since. We have a vast array of banking services including checking and savings accounts, certificates of deposit, IRA’s, Christmas and Vacation club accounts, health savings accounts.
  • Citizens National Bank TN
  • 200 Forks of the River Pkwy, Sevierville, TN, 37862
  • The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients'​ expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.
  • Isabella Community Credit Union
  • 2400 South Isabella Road, Mount Pleasant, MI, 48858
  • Isabella Community Credit Union (ICCU) is a not-for-profit financial cooperative providing quality financial products and personal service to its members in the Central Michigan area. Those who live or work in Isabella, Osceola, Clare, Gladwin, Midland, Gratiot, Montcalm and Mecosta counties are eligible to join!
  • Community Link Federal Credit Union
  • 325 Etna Avenue, Huntington, IN, 46750
  • CLFCU has served Huntington and surrounding areas since 1932. We take pride in providing exceptional service to our members. CLFCU is federally insured by NCUA and is an Equal Housing Lender. Our Mission: Community Link Federal Credit Union is committed to being the first-choice financial institution in the community.
  • Bippus State Bank
  • 150 Hauenstein Rd, Huntington, IN, 46750
  • Bippus State Bank has served Huntington and surrounding counties since 1911. We are a community bank and pride ourselves on providing excellent customer service. BSB offices are conveniently located in Huntington, North Manchester, Roanoke, and Warren. We are Member FDIC and an Equal Housing Lender.
  • Union Bank
  • 933 Fourth Ave, Lake Odessa, MI, 48849
  • Union Bank is a truly local, right-sized, and proudly independent bank with roots deep in West and Central Michigan's soil. For nearly a century we've worked alongside truly local and proudly independent West and Central Michigan businesses, the people who own them, and the people who work at them.
  • Peoples Bank of the South
  • 106 West Central Ave, La Follette, TN, 37766
  • Peoples Bank of the South Founded in 1917,The Bank was founded on the same corner on which it now stands. It was not founded as a result of a planned course of action by a large group of bankers or financiers. Quite to the contrary, this bank is a result of a vision shared by two men of high character.
  • Carrollton Federal Bank
  • 2539 Highway 227, Carrollton, KY, 41008
  • Established in 1875, Carrollton Federal Bank is the oldest financial institution in Carroll County. Since 1937 Carrollton Federal has been FDIC insured. To best serve our customers in 2002 we converted to a full service bank and changed our name from Carrollton Federal Savings & Loan to Carrollton Federal Bank.
  • Farmers National Bank of KY
  • 304 W Main St, Danville, KY, 40422
  • Farmers National Bank has a long, deep-rooted history as a financial institution. Since February 10, 1879, the bank has served customers in ways that earn their trust and loyalty. As it has helped generations of customers in the Bluegrass state achieve their goals, it is known as Your Lifetime Bank.
  • Beacon Community Bank
  • 578 East Bay Street, Suite D, Charleston, SC, 29403
  • In the spring of 2017, the concept of Beacon Community Bank was developed by a group of local businessmen and women to fill a void created by recent mergers and acquisitions of a number of locally owned banks. At that time, only one local bank remained, when a decade prior there had been as many as seven.