2025 Construction Loans use AI Lenders complete for Summit, New Jersey

Lendersa® provides a comprehensive list of construction loan lenders located in Summit, NJ, featuring regional banks, national institutions, and local hard money lenders utilizing private funds for ground-up construction or significant rehabs.

The lenders in Summit, NJ, evaluate costs for constructing a 2,000 square foot home, with estimates ranging from $300,211 for basic builds to $541,207 for more upscale construction. The interest rates and terms of these loans can differ based on the borrower's financial situation, Loan-To-Value (LTV) ratio, After Repair Value (ARV), and the selected lender.

Explore loan offers from 100 different lenders

Discover the Magic Construction Loan Calculator

Lendersa® utilizes advanced AI technology to ensure all your construction financing needs are met by instantly matching your loan request with hundreds of construction lenders. Now you can discover the best construction rates for funding ground-up builds, fix-and-flips, or major renovations on residential and commercial properties in NJ.

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Reducing unnecessary inquiries is crucial to maintain your credit score. Preapproval for your land loan can be obtained without needing to reveal your social security number or any sensitive financial data.

By using additional property as collateral, you may qualify for 100% Loan-To-Value (LTV) financing.

Take advantage of the Lendersa® land loan calculator to find lenders offering vacant land loans in zip codes such as 07901, 07902.



  • Safebay, Inc.
  • 4546 El Camino Real, Los Altos, CA, 94022
  • Safebay, Inc full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs.
  • Milestone Financial
  • 4970 El Camino Real, Suite 230, Los Altos, CA, 94022
  • Milestone Financial LLC is a wholesale California Finance Company, offering competitive 1st and 2nd trust deed loan programs for most types of real estate, including single family, condominiums, apartments, multi-family, and More importantly can get your loan funded within seven to 10 days and can usually quote within 24 hour.
  • FJM Private Mortgage Fund
  • 1372 N McDowell Blvd. Suite D, Petaluma, CA, 94954
  • Founded in 2012, First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions.
  • Allison Capital
  • 936 Constitution Drive, San Mateo, CA, 94404
  • Innovation We design custom funding solutions for your business needs. Working Capital - Term Loans - Business Lines of Credit and more! Fund Your Business Our company can get you the funding you need through revenue based or credit based funding options. WHO WE ARE We are a provider of non traditional business funding options. We offer
  • Xila Financial
  • 1 Plaza View Lane, Suite 367, San Mateo, CA, 94404
  • Xila Financial is a full service real estate advisory firm with offices in California. What makes Xila Financial unique is our ability to advise clients from the standpoint of both a lender and an investor. This multi-faceted view approach has proven to be beneficial and invaluable for our clients and sets us apart from our peers.
  • Reali
  • 777 Mariners Island Blvd., San Mateo, CA, 94404
  • Founded in 2016 by a team of experienced agents, engineers, and innovators, Reali is an end-to-end real estate platform that makes the homeownership journey simple, affordable and stress-free every step of the way. By combining all disciplines under one roof from agents and loans to escrow and title Reali provides a seamless process.
  • Emerson Financial
  • 675 Mariners Island Blvd, Suite 107, San Mateo, CA, 94404
  • Emerson Financial is an established Mortgage Loan Brokerage firm specializing in the financing of residential and investment property throughout California.and also Whether you are looking to refinance, buy your next home or starting as a first-time homebuyer, our loan officers are here. They will guide you through your transaction..
  • Cypress Financial
  • PO Box 9418, Santa Rosa, CA, 95405
  • Cypress Financial Mortgage & Investments, Inc. has its headquarters in Santa Rosa California, the heart of the California wine and telecom industries. Cypress Financial is a full service mortgage brokerage providing mortgages to families and individuals for many years. We provide loans for residential.
  • BaySierra Financial, Inc.
  • 1410 Neotomas Ave., Suite 106, Santa Rosa, CA, 95405
  • BaySierra Financial, Inc. (“BaySierra”) is a licensed California real estate broker specializing in the business of arranging, funding, selling, purchasing and servicing trust deed investments secured by California real property for its private investors and its own account. BaySierra was formed in 2000
  • LendingClub Bank
  • 595 Market Street, Suite 200, San Francisco, CA, 94105
  • Since our founding in 2006, we have transformed the banking industry by bringing a traditional credit product - the installment loan - online and we’ve been on the fast track ever since. We are one of the first fintechs to acquire a national bank charter, which has transformed our business economics and introduced all new capabilities.
  • LendingClub Bank, National Association
  • 595 Market Street, Suite 200, San Francisco, CA, 94105
  • LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank, National Association, Member FDIC. It is the only digital marketplace bank, and the first public U.S. neobank. Members can gain access to a broad range of financial products and services through a technology-driven platform, designed to help them pay less when borrowing.