427 Construction Loan Lenders with AI in Summit, New Jersey 2026

Lendersa® provides a comprehensive list of construction loan lenders located in Summit, NJ, featuring regional banks, national institutions, and local hard money lenders utilizing private funds for ground-up construction or significant rehabs.

The lenders in Summit, NJ, evaluate costs for constructing a 2,000 square foot home, with estimates ranging from $300,211 for basic builds to $541,207 for more upscale construction. The interest rates and terms of these loans can differ based on the borrower's financial situation, Loan-To-Value (LTV) ratio, After Repair Value (ARV), and the selected lender.

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Lendersa® utilizes advanced AI technology to ensure all your construction financing needs are met by instantly matching your loan request with hundreds of construction lenders. Now you can discover the best construction rates for funding ground-up builds, fix-and-flips, or major renovations on residential and commercial properties in NJ.

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Reducing unnecessary inquiries is crucial to maintain your credit score. Preapproval for your land loan can be obtained without needing to reveal your social security number or any sensitive financial data.

By using additional property as collateral, you may qualify for 100% Loan-To-Value (LTV) financing.

Take advantage of the Lendersa® land loan calculator to find lenders offering vacant land loans in zip codes such as 07901, 07902.



  • Funding Resources, LLC.
  • 630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572
  • Lends in New Jersey
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • CROWN HOME MORTGAGE
  • 1004 29th Ave North, Suite B, Myrtle Beach, SC, 29577
  • Lends in New Jersey
  • At Crown, we understand how stressful a move can be. We are here to help make your move a little easier. Here at Crown Home Mortgage we go the extra mile making sure you can get into your new home as smoothly as possible. As an additional service to you a Crown Home Connections concierge will do all the heavy lifting for you ( literally).

  • Martin Blair - EMB Lenders
  • 141 Prosperous Place, Suite 25, Lexington, KY, 40509
  • Lends in New Jersey
  • Our team of mortgage professionals, led by Martin Blair, has well over a century of experience "making home happen". Powered by EMB Lenders, a Division of Mid America Mortgage Inc, our team has nationwide reach but provides a personalized, hands-on loan experience. We are currently licensed to provide mortgages in-house.

  • Ruoff Mortgage
  • 1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804
  • Lends in New Jersey
  • We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.

  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Lends in New Jersey
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.

  • Lima One Capital
  • 201 East McBee Avenue, Greenville, SC, 29601
  • Lends in New Jersey
  • Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.

  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • Lends in New Jersey
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.

  • Republic Bank & Trust Company
  • 2001 Newburg Road, Louisville, KY, 40205
  • Lends in New Jersey
  • Republic Bank has grown to become the largest locally-owned community bank in Kentucky. With 45 banking centers in Kentucky, Indiana, Florida, Tennessee and Ohio, and $5.1 billion in assets, Republic is dedicated to meeting the needs of consumers, small business owners and large corporations by offering a full range of competitive products.

  • Amiachi Property Advisers
  • 4625 S. Calumet, Chicago, IL, IL, 60653
  • Lends in New Jersey
  • Elevate your real estate journey with Amiachi Property Advisers. Led by Melissa Pitts, we offer tailored property solutions that redefine client satisfaction. With a commitment to integrity and excellence, trust us to guide you through every investment decision. Choose Amiachi for unmatched expertise and personal dedication, turning your real estat

  • CIBC Bank USA
  • 120 South LaSalle Street, Chicago, IL, 60603
  • Lends in New Jersey
  • The PrivateBank is now CIBC. We’ve changed our name, but we’re still the same team you trust. Ensure you don’t miss company news and career opportunities by connecting with us on our new CIBC US page. A link can be found on our latest post.

    CIBC U.S. provides tailored commercial, wealth management, personal

  • SIC Funds
  • 2418 W. Marquette Rd. 1st Floor, Chicago, IL, 60629
  • Lends in New Jersey
  • In September of 2018 Secure Investor Capital, Inc. (SIC Funds) became a nationwide direct lender for 1-4 unit non-owner rehab fix & flip business loans. SIC founded in 2010 in Elmhurst Illinois has also became a lender in the great states of Illinois, Florida and Michigan (Nationwide) for small balance commercial bridge loans.