491 Construction Loan Lenders with AI in Bainbridge, New York 2026

Lendersa® offers a comprehensive list of construction loan providers in Bainbridge, NY, including regional banks, national lenders, and local hard money lenders utilizing private funds for your ground-up construction or substantial renovations.

In Bainbridge, NY, lenders estimate construction costs for a 2,000 square foot home, starting at $279,157 for basic construction and reaching up to $510,016 for more elaborate setups. The interest rates and loan terms can vary widely depending on the borrowers' financial details, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the type of lender selected.

Examine and compare offers from 100 lenders

Experience the magic construction loan calculator

With Lendersa®'s advanced AI technology, your construction financing request is matched instantly with hundreds of suitable lenders. Easily find optimal construction rates for funding ground-up projects, fix-and-flip undertakings, or significant rehabs on both residential and commercial properties in NY.

Are there construction loan lenders near your location?

Avoiding excessive credit inquiries is essential to maintaining your credit score. Obtain preapproval for your land loan without needing to submit your social security number or any sensitive financial info.

You might be eligible for 100% LTV financing by offering additional property as collateral under a blanket loan agreement.

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans in the zip codes of 13733.



  • Prosper First Capital
  • 763 Saratoga Road, Suite 4, Burnt Hills, NY, 12027
  • Lends in New York
  • Prosper First Capital have worked hard to build our reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • Pursuit
  • 50 Beaver Street, Suite 500, Albany, NY, 12207
  • Lends in New York
  • Our mission is to provide businesses with affordable small business loans and resources so that they can reach higher, transform and grow. Our mission guides our lending. When you work with us, you’ll have access to a community-focused small business lender that is 100% invested in providing the best possible loan for you now, and in the future.

  • SEFCU
  • 575 Broadway, Albany, NY, 12207
  • Lends in New York
  • As a SEFCU shareholder, you will enjoy benefits not found in other financial relationships. Benefits that keep growing with each passing year to help you achieve your purpose.SEFCU is among the 50 largest credit unions in the U.S. with more than $3.5 billion in assets, 330, 000 members, and 50 branches in the Capital Region.

  • Prime Commercial Lending
  • 66 South Pearl Street, 10th floor, Albany, NY, 12207
  • Lends in New York
  • For over 20 years Prime Commercial Lending has been a nationally recognized leader in non-bank financing, providing capital to businesses and real estate investors nationally with over 1 billion dollars of transactions financed to date.
    Prime Commercial Lending is a direct lender and also has long standing syndication relationships with banks, he

  • Pioneer Bank
  • 652 Albany Shaker Road, Albany, NY, 12211
  • Lends in New York
  • Founded for the financial strength of the community, Pioneer has been operating within New York's Greater Capital Region for more than 130 years, providing financial support to help people build a better life. Today, our values remain the same, holding firm to our belief that the customer, our employees, and our community come first.

  • Sunmark Credit Union
  • 1187 Troy Schenectady Road, Latham, NY, 12110
  • Lends in New York
  • Sunmark Credit Union is a full-service, community chartered credit union serving New York through financial services, education and empowerment. Since 1937, Sunmark Credit Union has been helping members in New York improve their financial position by offering a full range of products, from mortgage and retirement options to savings and checking.

  • Northeast Funding Services, Inc.
  • 30 Century Hill Dr Suite 103, Latham, NY, 12110
  • Lends in New York
  • Northeast Funding is a Licensed Mortgage Broker in both New York and Connecticut. As a broker we do the hard part for you. We shop out the interest rate between several local, regional, and national banks to find which one is the for you. We make the process as simple as we can for you.

  • TEG Federal Credit Union
  • 1 Commerce Street, Poughkeepsie, NY, 12603
  • Lends in New York
  • TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members.