491 Construction Loan Lenders with AI in Berne, New York 2026

The Lendersa® directory lists construction loan lenders in Berne, NY, comprising regional banks, national lenders, and local hard money providers who utilize private funding for ground-up construction or major rehab projects.

In Berne, NY, lenders estimate the building cost for a 2,000 Sq. Ft. home, which can range from $278,453 for basic designs to $509,312 for more intricate constructions. The interest rates and terms of construction loans vary according to borrower financials, LTV, ARV, and type of lender chosen.

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To address all of your construction financing needs, Lendersa® AI technology quickly matches your loan request with numerous construction lenders. You can find optimal construction rates to fund new builds, fix-and-flip projects, or major rehabs on both residential and commercial properties in NY.

Construction Loan Lenders Close to You

Reduce unnecessary inquiries to safeguard your credit score. Obtain land loan preapproval without needing to provide your social security number or any sensitive information.

Pledge additional property as security to potentially qualify for 100% LTV financing under a blanket loan.

Use the Lendersa® land loan calculator to discover vacant land loan lenders in zip codes 12059, 12023.



  • SeaComm
  • 30 Stearns Street, Massena, NY, 13662
  • Lends in New York
  • SeaComm is a member owned financial cooperative based in Massena with branches in Potsdam, Malone, Canton, Ogdensburg, Plattsburgh, NY and South Burlington, VT. We strive to improve the quality of life in the communities we serve.SeaComm Federal Credit Union serves over 48, 000 members with assets

  • CNB Mortgage Company
  • 72 South Main Street, Canandaigua, NY, 14424
  • CNB Mortgage Company we strive to make the mortgage process swift and simple - with local decision making and loan processing. Our experts will find a mortgage solution to fit your needs, offering portfolio mortgages, fixed rate mortgages, construction loans, home equities and Special Loan Programs.

  • Fast Capital 360
  • 95 James Way, Suite 113, Southampton, PA, 18966
  • Lends in New York
  • Fast Capital 360 As a leading FinTech company, we’re building cutting-edge platforms to automate and optimize every step in the application, approval and funding process, disrupting how the industry does business. Since 2013, we’ve helped thousands of customers in all types of industries access hundreds of millions of dollars nationwide.

  • FM Home Loans
  • 1229 Madison Avenue, 1st Floor, Lakewood, NJ, 08701
  • Lends in New York
  • Since its inception in 1991, FM Home Loans, LLC has been helping homeowners from all backgrounds purchase their dream home. With more than one billion in closed purchased transactions in 2015 alone, our company of over 175 employees are dedicated to the highest standards of ethics, responsiveness and customer service.

  • Ark Mortgage, Inc
  • 317 Monmouth Avenue, Suite 20, Lakewood, NJ, 08701
  • Lends in New York
  • Ark Mortgage is a full-service mortgage lender with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance.We have innovated new products & processes that make getting you home —easier, faster & better than ever! All of our lending specialists are committed to finding the right loan with the best rates

  • Pittsford Federal Credit Union
  • 20 Tobey Village Road, Pittsford, NY, 14534
  • Lends in New York
  • Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.

  • Normandy Corporation
  • 46 Prince Street, Rochester, Rochester, NY, 14607
  • Lends in New York
  • Normandy's financial strength along with common sense decision making, allows for a flexible and stream-lined loan process, resulting in quality service and an experience that benefits Normandy's customers.

    We offer a full line of Mortgage Loan Products specializing in residential and commercial construction loans. We have funded over $800 Milli

  • OceanFirst Bank
  • 975 Hooper Avenue, Toms River, NJ, 08753
  • Lends in New York
  • OceanFirst Bank is one of the largest regional banks in New Jersey with a presence in New York & Philadelphia. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve. OceanFirst was established in 1902 as the Point Pleasant Building and Loan Association.

  • New City Commercial Capital
  • 101 Greenwood Avenue Suite 101, Jenkintown, PA, 19046
  • Lends in New York
  • New City Commercial Capital arranges commercial mortgages for multifamily, mixed-use, retail, office buildings, hotels, industrial and net-leased properties. We work with seasoned real estate investors and developers to source and arrange Debt, financing for their projects. We arrange Acquisition Loans, Bridge Loans, Construction Loans, SBA Loans a

  • Tompkins Lending
  • 115 Liberty Pole Way, Rochester, NY, 14604
  • Lends in New York
  • Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.

  • The Upstate National Bank
  • 150 State Street, Suite 320, Rochester, NY, 14614
  • Lends in New York
  • The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.

  • Powers Funding Group
  • 16 West Main Street, Rochester, NY, 14614
  • Lends in New York
  • Powers Funding headquarters is located in the Powers Building in the heart of Rochester, NY banking and commerce center. Mark is firmly established in the community with years of experience working with firms in the fields of construction, manufacturing, food services and service related businesses.