Gardiner, New York Construction loan lenders AI selection 2025

Lendersa® offers an extensive directory of construction loan lenders in Gardiner, NY, including regional banks, national lenders, and local hard money lenders using private funds. These lenders are prepared to support ground-up construction and significant rehabs, providing financial solutions tailored to your project needs, whether starting a new build or conducting a major renovation.

Lenders in Gardiner, NY, estimate the costs of a 2,000 square foot home, ranging from $282,248 for basic models to $513,107 for more sophisticated designs. Interest rates and loan terms are based on factors like the borrower's financial situation, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the chosen lender type, ensuring financial packages fit the unique requirements of each project.

Explore loan options from 100 lenders to find the best financial terms for your needs. This process helps you secure the most advantageous rates and conditions available.

Discover the magic with the construction loan calculator

Using advanced AI technology, Lendersa® matches your loan requests with hundreds of construction lenders, ensuring all your financing needs are efficiently met. Discover the best construction rates for funding projects like new builds, fix-and-flip, or major renovations on residential and commercial properties in NY, streamlining your access to optimal financial resources.

Local construction loan lenders available?

To protect your credit score, reduce unnecessary inquiries. Obtain preapproval for your land loan without needing to provide your social security number or sensitive financial information, safeguarding your privacy and simplifying the process.

If you agree to provide additional properties as collateral in a blanket loan arrangement, you might qualify for 100% LTV (Loan to Value) financing. This option can significantly increase your financing capabilities.

Use the Lendersa® land loan calculator to find lenders for vacant land loans in zip codes 12589, 12561, 12525, connecting you with suitable financial partners tailored to your land acquisition or development objectives.



  • Bank of Sun Prairie
  • 228 East Main Street, Sun Prairie, WI, 53590
  • Our Mission is to become the trusted advisor for families, businesses and the community offering a complete range of financial services. Our tailored customer centric approach enables flexibility and solutions that position our clients for success not only today, but every day in the future.
  • Peru Federal Savings Bank
  • 1730 Fourth Street, Peru, IL, 61354
  • At Peru Federal Savings Bank, our mission is to meet the financial needs of each individual by providing exceptional customer service focused on personalized attention and building relationships. We strive to be THE community bank which continues to serve generations in the Illinois Valley.
  • AHP Capital
  • 755 Commerce Drive, Suite 803, Decatur, GA, 30030
  • AHP Capital Out of the depths of the recession of the mid 2000s and the largest loss of real estate value in US history David Dick and Jim Cantrell formed a new real estate company with a diversified approach to lending and investing. and also Their new company combined construction, property management, sales and lending.
  • Atlanta hard money
  • 3220 West Roxboro Rd, Atlanta, GA, 30324
  • Atlanta, Georgia Based Friendly Hard Money. Owner Occ OK! Fast Approvals Based on Equity, Not Credit. Cash Out Any Reason. 30 Year Fixed. No Balloons, No Adjustments, No Prepayment Penalties!Hard Money. Owner Occ OK! Fast Approvals Based on Equity, Not Credit. Cash Out Any Reason. 30 Year Fixed. No Balloons.
  • UNION BANK & TRUST COMPANY
  • PO Box 409, Evansville, WI, 53536
  • Union Bank & Trust Company began serving the Evansville community as Grange Bank in 1897. In 1916, it was acquired by Gertrude Eager and operated by her son, Leonard Eager. In 2016, we celebrate our centennial anniversary of Eager family community banking. At the same time, we honor the 150th birthday of the place our story began.
  • First State Bank of Bloomington
  • 204 North Prospect Road, Bloomington, IL, 61704
  • First State Bank of Bloomington is unique because we’re 100% employee-owned. If that sounds uncommon, it’s because our ownership structure is extremely rare. In fact, industry analysts have estimated that fewer than 10 banks across the country have a similar structure to ours.We have the attitude & the commitment to make you financially successful.
  • Team USA Mortgage
  • 1709 Tullamore Ave, Suite D, Bloomington, IL, 61704
  • "Team USA Mortgage is a national mortgage company offering retail mortgages and employment opportunities for qualified groups and individuals. Team USA Mortgage is committed to serving customers in all licensed states. Our core values of Honesty, Integrity, and Transparency flow from the corporate office
  • RATECAPITAL INC
  • 2996 Grandview Ave. NE, Suite 305, Atlanta, GA, 30305
  • RateCapital is know that each customer has specific needs, so here at RateCapital, we strive to meet those specific needs with quality service and individual attention. We pride ourselves on our repeat customers which is a result of our level of service, rates and unbeatable, low closing costs.