Construction Loan Lenders in Gardiner, New York (2026)

Lendersa® offers an extensive directory of construction loan lenders in Gardiner, NY, including regional banks, national lenders, and local hard money lenders using private funds. These lenders are prepared to support ground-up construction and significant rehabs, providing financial solutions tailored to your project needs, whether starting a new build or conducting a major renovation.

Lenders in Gardiner, NY, estimate the costs of a 2,000 square foot home, ranging from $282,248 for basic models to $513,107 for more sophisticated designs. Interest rates and loan terms are based on factors like the borrower's financial situation, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the chosen lender type, ensuring financial packages fit the unique requirements of each project.

Explore loan options from 100 lenders to find the best financial terms for your needs. This process helps you secure the most advantageous rates and conditions available.

Discover the magic with the construction loan calculator

Using advanced AI technology, Lendersa® matches your loan requests with hundreds of construction lenders, ensuring all your financing needs are efficiently met. Discover the best construction rates for funding projects like new builds, fix-and-flip, or major renovations on residential and commercial properties in NY, streamlining your access to optimal financial resources.

Local construction loan lenders available?

To protect your credit score, reduce unnecessary inquiries. Obtain preapproval for your land loan without needing to provide your social security number or sensitive financial information, safeguarding your privacy and simplifying the process.

If you agree to provide additional properties as collateral in a blanket loan arrangement, you might qualify for 100% LTV (Loan to Value) financing. This option can significantly increase your financing capabilities.

Use the Lendersa® land loan calculator to find lenders for vacant land loans in zip codes 12589, connecting you with suitable financial partners tailored to your land acquisition or development objectives.



Gardiner Construction Loan Lenders

  • Wallkill Valley Federal
  • 23 Wallkill Ave, Wallkill, NY, 12589
  • Lends in New York
  • Wallkill Valley Federal Savings & Loan Association, the stated goals were to promote thrift and homeownership within the local community. The Association sought to meet these goals by providing a safe place for local savings deposits and by prudently lending these deposits back into the community in the form of home mortgages

  • Walden Savings Bank
  • 15 Scott's Corners Drive, Montgomery, NY, 12549
  • Lends in New York
  • Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office

  • Hudson Valley Credit Union
  • PO Box 1071, Poughkeepsie, NY, 12602
  • Lends in New York
  • Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.

  • TEG Federal Credit Union
  • 1 Commerce Street, Poughkeepsie, NY, 12603
  • Lends in New York
  • TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members.

  • Superior Mortgage Co., Inc.
  • 578 Route 32, Highland Mills, NY, 10930
  • Lends in New York
  • Superior Mortgage Co., we specialize in residential and commercial loans. This is all we do so you can count on us to provide the best products and services available. Whether you are purchasing or refinancing or you need a home equity loan, even if you have credit problems, we can help you.When you call Superior Mortgage you work directly with us.

  • Orange Bank &Trust Company
  • 212 Dolson Ave, Middletown, NY, 10940
  • Lends in New York
  • Orange Bank & Trust Company is an independent bank that began with the vision of 14 founders over 125 years ago. It has grown through conservative banking practices, ongoing innovation and an unwavering commitment to its community and business clientele to more than $2.0 billion in total assets.

  • Ulster Savings Bank
  • 180 Schwenk Drive, Kingston, NY, 12401
  • Lends in New York
  • Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol
    A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve

  • Rhinebeck Bank
  • 6414 Montgomery Street, Rhinebeck, NY, 12572
  • Lends in New York
  • Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships.

  • The Everest Equity Company, Inc.
  • 2 Executive Blvd Ste 201, Suffern, NY, 10901
  • Lends in New York
  • The Everest Equity Company, Inc. is a corporation, founded in 2004, with an experienced,highly skille, & professional staff of Mortgage Brokers, along with an extensive support team, who specialize in meeting our clients’ unique mortgage needs.Our goal at the Everest Equity Company is to provide you with the smoothest and most comfortable mortgage.