2026 Construction Loans use AI Lenders complete for Holtsville, New York

Lendersa® offers a comprehensive listing of construction loan lenders in Holtsville, NY, comprising regional banks, national lending institutions, and local hard money lenders who employ private funding for ground-up construction or significant rehab projects.

In Holtsville, NY, lenders assess the construction cost for a 2,000-square-foot home ranging from $286,296 for standard builds to $517,155 for more upscale constructions. The interest rates and terms of construction loans fluctuate based on several factors such as the borrower's financial health, the LTV, ARV, and the chosen lending source.

Compare loan offers from 100 lenders

Experience the Magic of the Construction Loan Calculator

Lendersa® employs advanced AI technology to match your loan request with numerous construction lenders to ensure all your financing needs are met. This allows you to explore the finest construction rates for financing new builds, fix-and-flip projects, or extensive rehab ventures for both residential and commercial properties in NY.

Construction Loan Lenders in Your Area?

Maintaining your credit score is crucial, and limiting unnecessary inquiries is key. You can get preapproved for a land loan without revealing your social security number or other sensitive financial details.

By pledging additional properties, you may become eligible for 100% LTV (Loan to Value) financing, commonly known as a blanket loan.

Utilize Lendersa®'s land loan calculator to locate vacant land loan lenders within zip codes 11742, 00501, 00544.



  • SMS Mortgage
  • 2 Robinstree Lane, Irvine, CA, 92602
  • SMS Mortgage pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan.

  • 1st Veteran Mortgage Inc
  • 26626 Portales Lane, Mission Viejo, CA, 92691
  • 1st Veteran Mortgage Inc is the right choice for your full-service real estate financing needs. Our services range from residential, commercial mortgage, realty services and financial consulting. We pride ourselves on truly encompassing what it means to be a full-service mortgage brokerage.

  • Virtue Loan Center
  • 25909 Pala Suite 100, Mission Viejo, CA, 92691
  • Virtue Loan Center Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Rescom Financial Services
  • 26691 Plaza #225, Mission Viejo, CA, 92691
  • We are a Direct Lender who specialize in new home purchase and refinance loans.Our other services include Reverse Mortgages, CAL FHA and subprime lending. Rescomfs.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.

  • Mortgage Loan Centers
  • 26041 Acero, Mission Viejo, CA, 92691
  • Mortgage Loan Centers is the low cost leader in mortgage lending. We specialize in purchase and refinance transactions for one to four unit residential and condominium properties. We handle owner, second and investment property transactions. Call for a quote and see for yourself.

  • Sunset Mortgage
  • 26381 Crown Valley Parkway #200, Mission Viejo, CA, 92691
  • Sunset Mortgage brings together the experience of some of the top mortgage,
    management and supervisory talent available. Darin Moore, with over 25 years in mortgage funding and underwriting, corporate planning, loan servicing and accounting, leads the Sunset Mortgage team.Sunset Mortgage has been funding private money real estate loans since 1991.

  • LamCap Partners
  • 26381 Crown Valley Parkway, Suite 200, Mission Viejo, CA, 92691
  • In 2008, Lamberton Capital now LamCap Partners was formed to serve the needs of Californians. Our mission then was as simple and direct as it is now; To save our client’s money by offering great rates and the best mortgage experience to meet our client’s specific needs. We do it so they can live a better life.

  • The Ross Fund Real Estate Finance
  • 26050 Acero #415, Mission Viejo, CA, 92691
  • "The Ross Fund Real Estate Finance will provide you greater loan options to choose from since we are partnered with private lenders and bank institutions.Matthew Marshall is the President of The Ross Fund Real Estate Finance with an expertise in mortgage loans for more than 20+ years helping people located in Orange County, CA.
    ‍"

  • Ethos Lending
  • 26391 Crown Valley Parkway, Suite 230, Mission Viejo, CA, 92691
  • Welcome to ETHOS Lending: Mortgages Made For You
    ETHOS Lending is not just another mortgage company. We're driven by a simple yet powerful mission: to provide honest, transparent, and trustworthy lending services across the United States. Founded by Dino Katsiametis, our team is dedicated to revolutionizing the mortgage experience for every homeow

  • Pivotal Capital Group
  • 111 Corporate Drive, #270, Ladera Ranch, CA, 92694
  • "Pivotal Capital Group is a direct lender providing financing for non-owner occupied residential properties throughout California.
    We lend on fix and flips, ground up construction, bridge/acquisition, and small value-add multifamily property repositions. Pivotal is well-capitalized with institutional private equity, and offers stability, "

  • Portland Loan Team LLC
  • 1825 North East 50th Avenue, Portland, OR, 97213
  • Portland Loan Team is an independent mortgage brokerage in Portland, Oregon. We offer competitive rates with a personal touch, a single point of contact available seven days a week, and 24-hour pre-approval to expedite the offer process. Everyone wins! We are a small Mortgage Broker focused on great service and rates.