2026 Construction Loan Lenders for Homer, New York

Lendersa® offers a list of construction loan lenders in Homer, NY, which includes regional banks, national lenders, and local hard money lenders using private funds for ground-up construction or major rehabs.

For a 2,000 square foot home in Homer, NY, construction costs are calculated from $282,677 for basic builds to $513,536 for more elaborate designs. Interest rates and loan terms depend on the borrower's financial condition, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender chosen.

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Using Lendersa®'s AI technology, your loan request is matched with numerous construction lenders to meet all financing needs. Discover the best construction rates for ground-up projects, fix-and-flip, or major rehabs in NY across residential and commercial properties.

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To protect your credit score, avoid unnecessary inquiries. Get preapproval for your land loan without revealing your social security number or any sensitive financial details.

If using additional property as collateral (blanket loan), you might qualify for 100% LTV financing.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 13077.



Homer Construction Loan Lenders

  • Cooperative Federal Mortgages
  • 723 Westcott St, Syracuse, NY, 13210
  • Lends in New York
  • Cooperative Federal is a unique combination of a traditional credit union and a non-profit community development organization. Becoming a member of Cooperative Federal is making a choice to build our local community and to advance social justice. and Cooperative Federal is deeply involved in efforts to revitalize our community.

  • MHD Empire Service Corp.
  • 300 South State St, Suite 1000, Syracuse, NY, 13202
  • Lends in New York
  • At MHD Empire Service Corp. We are a sister company of Haylor, Freyer & Coon, one of the largest independent insurance agencies in the Northeast.

    Founded in 1983, MHD Empire Service Corp. was established to assist retailers, community owners and individuals in securing quality financing and insurance for

  • Syracuse Fire Department Credit Union
  • 211 Wilkinson Street, Syracuse, NY, 13204
  • Lends in New York
  • The Syracuse Fire Department Credit Union was chartered on March 24, 1950. Since that day, we have proudly served professional firefighters in Syracuse and surrounding communities. Today, our membership primarily consists of profesional firefighters, police officers, emergency responders and other small businesses from around Central New York.

  • Empower Federal Credit Union
  • 515 Erie Blvd W, Syracuse, NY, 13204
  • Lends in New York
  • Empower Federal Credit Union is a full-service financial institution that provides savings, loan, and transaction services to members in Central New York, and in eight counties in New York State. Main offices are located in Syracuse NY. As a credit union, Empower is a financial cooperative and is not-for-profit. For information go to www.empowerfcu

  • Cayuga Lake National Bank
  • 165 Cayuga Street, Union Springs, NY, 13160
  • Lends in New York
  • Cayuga Lake National Bank is a full-service community bank headquartered in Union Springs, NY with a second office in Aurora, NY. We provide consumer and commercial banking and lending products to the Finger Lakes Region of Central New York and beyond. Cayuga Lake National Bank offers a full suite of consumer banking products.

  • Solvay Bank
  • 1537 Milton Ave, Syracuse, NY, 13209
  • Lends in New York
  • Serving the Greater Central New York community for 100 years, Solvay Bank continues to strive to provide consumers and small business customers outstanding service and quality financial products. We are a people-oriented, independent, commercial bank that focuses on meeting the needs of the communities we serve.

  • Solvay Bank
  • 1537 Milton Ave, Solvay, NY, 13209
  • Lends in New York
  • Founded in 1917, Solvay Bank is the oldest commercial bank in Central New York. We have nine locations in the Greater Syracuse area.Our mission is to provide the best experience for our customers to help make their financial dreams come true, while upholding socially responsible and community-minded principles, and delivering value to our sharehold

  • Quickline Capital Partners, Inc
  • 4713 Crossroads Park Dr, Suite 101, Liverpool, NY, 13088
  • Lends in New York
  • We help individuals and corporate borrowers secure the necessary capital, whether they need a refi, a stated income loan, fix-and-flip financing, or improvement financing. While some properties are harder to finance than others, most anything can be financed with some expert help. We can finance.

  • Community Bank, N.A.
  • 5821 Bridge Street, East Syracuse, NY, 13057
  • Lends in New York
  • Community Bank System Inc. (NYSE:CBU) is a full-service financial institution with more than 215 customer locations across New York, Pennsylvania, Vermont & Massachusetts, where we’re known as Community Bank, N.A. With over $13 billion in assets, we have the resources to finance a wide range of personal, small business & commercial business needs.