Construction Loan Lenders in Johnson-City, New York (2026)

The Lendersa® directory of construction loan lenders in Johnson-City, NY, encompasses options like regional banks, national lending institutions, and local hard money lenders who utilize private funds for complete ground-up constructions or significant rehabs.

Construction costs for a 2,000-square-foot home in Johnson-City, NY range from $285,504 for basic construction to $516,363 for more elaborate designs. Interest rates and loan terms can vary significantly based on the borrower's financial profile, the loan-to-value ratio (LTV), the after-repair value (ARV), and the lender chosen.

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With Lendersa®'s AI technology, your loan requests can be quickly matched with a wide network of construction lenders to ensure all of your financing needs are met. You can now uncover prime construction rates for financing new builds, fix and flips, or major renovations on both residential and commercial properties in NY.

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To safeguard your credit score, avoid unnecessary inquiries. Obtain preapproval for land loans without having to disclose your social security number or sensitive financial information. You may also qualify for 100% LTV financing by pledging additional property as security, also known as a blanket loan.

Utilize the Lendersa® land loan calculator to find lenders offering loans for vacant land in zip codes 13790.



Johnson-City Construction Loan Lenders

  • Visions Federal Credit Union
  • 24 McKinley Avenue, Endicott, NY, 13760
  • Lends in New York
  • At Visions, we condemn racism, violence, discrimination, and hatred toward any person or persons. It is in our foundation as a credit union to accept and serve all members equally, regardless of their race, social status, or financial position This spirit of inclusion extends to our homes and our employees, too.

  • Tioga State Bank, National Association
  • 1430 Upper Front St, Binghamton, NY, 13901
  • Lends in New York
  • Tioga State Bank has been providing loans to business customers and forming long lasting relationships for over 150 years. We believe it’s in your best interest to have a working relationship with a local banker; one that takes time to learn your business. We know what it takes for a business to get started and to succeed. As local bankers, we know

  • CFCU Community Credit Union
  • 1030-1050 Craft Road, Ithaca, NY, 14850
  • Lends in New York
  • Our mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge & ability of our members to manage & control their financial well-being; to provide sound financial management.

  • Elmira Savings Bank
  • 333 E Water St, Elmira, NY, 14901
  • Lends in New York
  • Elmira Savings Bank is a full service community bank headquartered in Elmira, NY. The bank currently has thirteen full-service locations in Chemung, Tompkins, Cayuga & Steuben Counties, as well as one loan center located in Broome County. Elmira Savings Bank strives to provide above-average returns to our shareholders while providing a broad range.

  • Corning Credit Union
  • One Credit Union Plaza, Corning, NY, 14830
  • Lends in New York
  • CCU was founded in 1936 with the goal of helping Corning Glass Works employees with their financial needs. We started with 42 members and $420 in assets. Over the years, we've opened offices in North Carolina and Pennsylvania, in addition to the 10 offices in the Corning/Elmira, New York area.