472 Construction Loan Lenders with AI in Mechanicstown, New York 2025

Lendersa® provides a list of construction loan lenders in Mechanicstown, NY, which includes regional banks, national lenders, and local hard money lenders that use private funds for your new construction or major renovation projects.

For a 2,000 square foot house in Mechanicstown, NY, lenders estimate costs between $283,183 for basic construction and $514,042 for more upscale models. Interest rates and construction loan terms vary based on the borrower's financial profile, LTV, ARV, and chosen lender type.

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The advanced construction loan calculator

Lendersa® uses AI technology to instantly align your loan request with hundreds of construction lenders to meet all your financing needs. Find optimal construction rates for ground-up construction, fix-and-flip projects, or major rehabs on residential and commercial properties in NY.

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Reduce unnecessary inquiries to protect your credit score. Obtain preapproval for land loans without needing to see your social security number or sensitive financial information.

You might qualify for 100% LTV financing by pledging additional property as security (blanket loan).

Utilize Lendersa® land loan calculator to find vacant land loan lenders in zip codes 10940.



  • Fulton Savings Bank
  • 75 South First Street, Fulton, NY, 13069
  • Fulton Savings Bank offers comprehensive banking services near Fulton, NY, including deposit accounts, such as checking accounts and savings accounts, as well as loans, such as personal loans, mortgage loans, home equity loans and more. For over 100 years, Fulton Savings Bank has been a trusted provider for competitive Fulton mortgage rates.
  • Savannah Bank National Association
  • 1565 Main Street, Savannah, NY, 13146
  • Savannah Bank is pleased to announce that, in accordance with the latest CDC guidance, face coverings will be optional for our fully vaccinated customers and staff beginning on June 1, 2021. Masks for those who have not yet been vaccinated are still required, and social distancing guidelines are still in effect.
  • Pathfinder Bank
  • 214 West First Street, Oswego, NY, 13126
  • Our company mission is to foster relationships with individuals and businesses within our communities to be the financial provider of choice. Our goal is to continually enhance the value of the bank for the benefit of our shareholders, customers, employees and communities. Pathfinder Bank has been serving the Central New York community since 1859.
  • CNB Mortgage Company
  • 72 South Main Street, Canandaigua, NY, 14424
  • CNB Mortgage Company we strive to make the mortgage process swift and simple - with local decision making and loan processing. Our experts will find a mortgage solution to fit your needs, offering portfolio mortgages, fixed rate mortgages, construction loans, home equities and Special Loan Programs.
  • Eastern Savings Bank
  • 11350 McCormick Rd, Suite 405, Hunt Valley, MD, 21031
  • Our Mission at Eastern Savings Bank, an FDIC insured community bank, is committed to building relationships by providing personalized banking solutions and services, delivered with integrity and passion. Our Vision is We are proud of the rewarding connections we maintain with our customers and associates.
  • Carthage Federal Savings and Loan
  • 313 State St, Carthage, NY, 13619
  • Carthage Savings is a customer owned "Mutual" association. We answer to our customers, not stockholders. We are here to serve our customers with no conflicting profitability pressures. A "Mutual" is similar to a Credit Union with the exception that we pay income taxes. Carthage Savings was founded in 1888
  • Norfolk Capital
  • 344 Talbot Ave, Dorchester Center, MA, 02124
  • Norfolk Capital provides short-term bridge capital for real estate investors, developers, and home builders who need immediate funding for an acquisition or refinancing. Our creative real estate financing solutions are structured exclusively for those seeking alternatives to conventional bank loans.
  • Apex Capital
  • 12 Ericsson St, Boston, MA, 02122
  • Apex Capital is a private investment firm specializing in real estate secured credit investments throughout the Northeast United States We provide our real estate investor clients with bridge financing to purchase, refinance, construct, or renovate their residential and commercial investment properties when traditional lenders.