473 Construction Loan Lenders with AI in Melville, New York 2025

Lendersa® presents a comprehensive list of construction loan providers in Melville, NY, including regional banks, national lenders, and local hard money lenders utilizing private capital for your ground-up constructions or major rehabs.

In Melville, NY, the construction cost for a 2,000 square foot home varies from $286,065 for basic builds to $516,924 for more lavish construction. Interest rates and loan terms differ based on the borrower's financial profile, LTV, ARV, and the chosen lender.

Compare loan offers from 100 lenders

Introducing the Magic Construction Loan Calculator

Lendersa® uses AI technology to efficiently match your loan request with numerous construction lenders to ensure all financing needs are met. Discover the finest construction rates to support new builds, flip projects, or significant rehabs on residential and commercial properties in NY.

Looking for Construction Loan Lenders Nearby?

Reduce unnecessary inquiries to preserve your credit score. Get preapproved for your land loan without providing your social security number or other sensitive financial information.

By offering additional property as collateral, you could qualify for 100% LTV financing, also known as a blanket loan.

Utilize the Lendersa® land loan calculator to find land loan providers in zip codes 11747, 11775.



  • Commercial Lending USA
  • 8500 Leesburg Pike Suite 411, Tysons, VA, 22182
  • As a small business owner, your top priority is growing your business, and purchasing real estate, renovating a property you already own or refinancing real estate debt can be a great way. We are offering SBA, commercial, construction, and lite/ no doc commercial loans. This is the center of your one-step solution!
  • CNB Mortgage Company
  • 72 South Main Street, Canandaigua, NY, 14424
  • CNB Mortgage Company we strive to make the mortgage process swift and simple - with local decision making and loan processing. Our experts will find a mortgage solution to fit your needs, offering portfolio mortgages, fixed rate mortgages, construction loans, home equities and Special Loan Programs.
  • Carthage Federal Savings and Loan
  • 313 State St, Carthage, NY, 13619
  • Carthage Savings is a customer owned "Mutual" association. We answer to our customers, not stockholders. We are here to serve our customers with no conflicting profitability pressures. A "Mutual" is similar to a Credit Union with the exception that we pay income taxes. Carthage Savings was founded in 1888
  • Watertown Savings Bank
  • 111 Clinton Street, Watertown, NY, 13601
  • Watertown Savings Bank, a FDIC insured institution, remains true to its mission of conducting business in the best interest of the community and the Jefferson County area for the long term. We are ""Committed to our Community and Committed to our Customers"" and we look forward to serving you
  • Northern Credit Union - NY
  • 120 Factory Street, Watertown, NY, 13601
  • Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.
  • Pittsford Federal Credit Union
  • 20 Tobey Village Road, Pittsford, NY, 14534
  • Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.
  • Genesee Valley Federal Credit Union
  • 4621 Millennium Drive, Geneseo, NY, 14454
  • At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).
  • Gouverneur Savings and Loan Association
  • 20 John Street, Gouverneur, NY, 13642
  • It is our mission to invest in, support and nurture the communities we serve. We will endeavor to be a supportive financial partner and we shall provide a close, personal and confidential relationship for each of our customers consistent with safe banking practices. It is our mission to provide a challenging and rewarding environment for our staff.
  • Normandy Corporation
  • 46 Prince Street, Rochester, Rochester, NY, 14607
  • Normandy's financial strength along with common sense decision making, allows for a flexible and stream-lined loan process, resulting in quality service and an experience that benefits Normandy's customers. We offer a full line of Mortgage Loan Products specializing in residential and commercial construction loans. We have funded over $800 Milli
  • UFirst Federal Credit Union
  • 274 Rugar Street, Plattsburgh, NY, 12901
  • In 1971, SUNY Plattsburgh Federal Credit Union officially opened for business. Back in 1971, the SUNY Business & Economic Department, the United University Professions and Civil Service Employees, had a vision of providing a place where faculty and staff of SUNY Plattsburgh could save and get loans at fair rates.
  • Dannemora Federal Credit Union
  • 344 Tom Miller Road, Plattsburgh, NY, 12901
  • For over 60 years Dannemora Federal Credit Union has been serving our community. DFCU was organized in 1958 by a group of employees of the Dannemora State Hospital interested in creating a place where they and fellow employees could save and borrow money safely, confidentially, and at fair rate of return.
  • Tompkins Lending
  • 115 Liberty Pole Way, Rochester, NY, 14604
  • Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.