491 Construction Loan Lenders with AI in Monticello, New York 2026

Lendersa® provides a list of construction loan lenders in Monticello, NY, which includes regional banks, national lenders, and local hard money providers. They utilize private funds for your ground-up construction or major rehabilitation.

In Monticello, NY, lenders assess the costs to build a 2,000 square foot home, which range from $283,568 for basic builds to $514,427 for more elaborate projects. The interest rates and terms vary based on the borrower's financial profile, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender selected.

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Lendersa® employs AI technology to ensure your construction financing requirements are met by instantly pairing your loan query with numerous lenders. Discover competitive construction rates for funding ground-up builds, fix-and-flip projects, or major rehabs on both residential and commercial properties in NY.

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Safeguard your credit score by avoiding unnecessary inquiries. Secure preapproval for your land loan without needing to see your social security number or sensitive financial information.

Eligibility for 100% LTV (Loan-to-Value) financing may be achievable by agreeing to pledge additional property as security via a blanket loan.

Use the Lendersa® land loan calculator to find lenders for vacant land loans in zip codes 12701.



  • HouseMax Funding
  • 901 S Mopac Expy, Bld. 4, Suite 125, Austin, TX, 78746
  • Lends in New York
  • HouseMax Funding is a leading hard money lender based in Austin, Texas offering personalized hard money construction and fix and flip loans. With a track record of over 1000 successful deals and over 3000 successfully flipped houses, HouseMax Funding are expert hard money lenders with a track record of success offering hands-on service to meet our

  • Opportunity Business Loans
  • 2304 E Lincolnway, Suite 154, Cheyenne, WY, 82001
  • Lends in New York
  • We have a network of thousands of lenders who are all ready to lend the money you need. This network allows us to find the best deal for you based on you and your business's individual needs. Our personal financial advisors will work with you through each step of our online business loan process.

  • FinLend, LLC
  • 1603 Capitol Avenue, Suite 310 A660, Cheyenne, WY, 82001
  • Lends in New York
  • FINLEND Capital® is a nationwide, private direct lender. Established in 2019, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding. FINLEND

  • VALUE FUNDING INCORPORATED
  • 126 Lanark Drive, San Antonio, TX, 78218
  • Lends in New York
  • ValueFunding.Net offers the most complete types of loan programs to be found on the web. Our staff has many years of experience in areas of specialization from our select list.. View the many programs offered on the loan programs page. Access our loan application section to have your commercial and residential funding requirements met

  • Integrity 1st Financial, LLC.
  • 2950 S Jamaica Ct, Suite 302, Denver, CO, 80014
  • Lends in New York
  • We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.

  • Pulte Mortgage
  • 7390 S. Iola Street, Englewood, CO, 80112
  • Lends in New York
  • Pulte Mortgage is a wholly-owned financial services subsidiary of PulteGroup, Inc. (NYSE: PHM) that solely focuses on the financing of new construction homes for customers of Pulte Homes, Centex, Del Webb, DiVosta, and John Wieland Homes brands. Founded in 1972, Pulte Mortgage has financed more than 700,000

  • US Capital Real Estate Loans & Services Inc
  • 1155 Kelly Johnson Blvd, Suite 111, Colorado Springs, CO, 80920
  • Lends in New York
  • U.S. Capital has been helping individuals, families and businesses achieve their financing goals by providing purchase loans and refinances on both residential and commercial properties for over 30 years. The company is currently offering residential mortgages in the state of Colorado

  • Dynamic Alternative Finace
  • 4845 Pearl East Circle Suite 101, Boulder, CO, 80301
  • Lends in New York
  • The search for commercial real estate is one of the biggest challenges many businesses face when expanding or starting anew. At Dynamic Alternative Finance, we offer tailored commercial property loan solutions to help you secure the financing you need. With our innovative approach to sourcing financing options, we’ve helped numerous businesses obta