481 Construction Loan Lenders with AI in New-City, New York 2025

Lendersa® provides a catalog of construction loan lenders in New-City, NY, featuring regional banks, national lenders, and local hard money lenders that use private financing for ground-up construction or major rehabilitation projects.

The estimated cost of building a 2,000 square foot home in New-City, NY is calculated by lenders, ranging from $287,319 for basic builds to $518,178 for more extravagant ones. Interest rates and terms for construction loans vary based on the borrower's financial profile, Loan-to-Value ratio (LTV), After-Repair Value (ARV), and the type of lender chosen.

Compare loan offers from 100 lenders

Uncover the potential of the construction loan calculator

To fully address your construction financing needs, Lendersa® employs AI technology to quickly align your loan requests with numerous construction lenders. Discover top construction rates for financing ground-up builds, fix-and-flip projects, or major rehabs on residential and commercial properties in NY.

Seeking nearby construction loan lenders?

To protect your credit score, avoid unnecessary inquiries. Secure preapproval for land loans without needing to provide your social security number or other sensitive financial information.

You could qualify for 100% LTV (Loan to Value) financing by agreeing to pledge additional property as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in specific zip codes 10956, 10954, 10920.



  • Adirondack Bank
  • 185 Genesee Street, Utica, NY, 13501
  • Adirondack Bank, we value putting a face to a name. That’s why for over a century we’ve personally dedicated ourselves to delivering trusted, full-service community banking to the families and businesses of Upstate New York. Adirondack Bank consistently provides cutting edge banking, standing as an eight-time recipient of the Small Business Lender
  • Glens Falls National Bank and Trust Company
  • 250 Glen Street, Glens Falls, NY, 12801
  • "As a full-service commercial bank, we offer a broad range of financial services, including: Online and mobile banking Consumer and commercial loans Trust and retirement services Money market and deposit accounts Wealth management Insurance services Since 1851, we have been serving this region and helping our neighbors achieve their f
  • Artisan Mortgage Company, Inc.
  • 239 Highland Rd, Hershey, PA, 17033
  • Artisan Mortgage was formed in 2005 as a full service mortgage company with headquarters in Bay Shore, NY and branch office in Hershey, PA to serve the needs of new and existing homeowners through individualized service, a variety of lending programs, and a simplified, efficient loan closing process.
  • Elmira Savings Bank
  • 333 E Water St, Elmira, NY, 14901
  • Elmira Savings Bank is a full service community bank headquartered in Elmira, NY. The bank currently has thirteen full-service locations in Chemung, Tompkins, Cayuga & Steuben Counties, as well as one loan center located in Broome County. Elmira Savings Bank strives to provide above-average returns to our shareholders while providing a broad range.
  • CFCU Community Credit Union
  • 1030-1050 Craft Road, Ithaca, NY, 14850
  • Our mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge & ability of our members to manage & control their financial well-being; to provide sound financial management.
  • AmeriCU Credit Union
  • 1916 Black River Blvd N, Rome, NY, 13440
  • AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 127, 000 members and more than $1.5 billion in assets.
  • Cooperative Federal Mortgages
  • 723 Westcott St, Syracuse, NY, 13210
  • Cooperative Federal is a unique combination of a traditional credit union and a non-profit community development organization. Becoming a member of Cooperative Federal is making a choice to build our local community and to advance social justice. and Cooperative Federal is deeply involved in efforts to revitalize our community.
  • Norfolk Capital
  • 344 Talbot Ave, Dorchester Center, MA, 02124
  • Norfolk Capital provides short-term bridge capital for real estate investors, developers, and home builders who need immediate funding for an acquisition or refinancing. Our creative real estate financing solutions are structured exclusively for those seeking alternatives to conventional bank loans.