Construction Loan Lenders in Pembroke, New York (2026)

The Lendersa® directory offers a wide-ranging list of construction loan lenders in Pembroke, NY, including regional banks, national institutions, and local hard money lenders that harness private funding for ground-up constructions or substantial rehabs.

Lenders evaluate the construction costs for a 2,000 square foot home in Pembroke, NY, estimating from $280,741 for basic structures to $511,600 for more sophisticated designs. Interest rates along with the construction loan terms fluctuate based on criteria such as the borrower's financial situation, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the lending entity selected.

Compare loan offerings from 100 different lenders

The incredible construction loan calculator

Using cutting-edge AI technology, Lendersa® promptly aligns your loan requests with a broad selection of construction lenders, ensuring that every aspect of your financing needs is addressed. You now have the opportunity to explore exceptional construction rates, allowing for funding of projects like ground-up constructions, fix-and-flip endeavors, or major rehab efforts across both residential and commercial properties in NY.

Your local construction loan options

Sidestepping unnecessary inquiries can help maintain your credit score. Secure preapproval for your land loan without needing to provide your social security number or other sensitive financial data.

You might be eligible for 100% LTV financing if you agree to pledge additional properties as collateral in a blanket loan.

Utilize the Lendersa® land loan calculator to identify vacant land loan options in zip codes 14036.



Pembroke Construction Loan Lenders

  • Tompkins Bank of Castile
  • 90 Main St, Batavia, NY, 14020
  • Lends in New York
  • Tompkins Financial Corporation is a NY state based financial services holding company with $5 billion in assets, providing community banking, insurance, and wealth management services. Committed to creating long-term value for clients, communities, and shareholders, Tompkins'​ strategy emphasizes responsible growth and strong ROE

  • Alden State Bank
  • 13216 Broadway, Alden, NY, 14004
  • Lends in New York
  • Alden State Bank is committed to providing innovative, state-of-the-art banking products and services with a neighborly approach to customer service. Our customers are you: people and small businesses in Alden, Lancaster, and the surrounding communities. we are committed to providing innovative, state-of-the-art banking products

  • R & R FUNDING, INC.
  • 10 Sussex Ln, Lancaster, NY, 14086
  • Lends in New York
  • The resourceful and skilled team at R & R Funding, Inc. is eager to help you reach your dreams. If you need an experienced Lancaster, NY Mortgage team focused on precision, give us a call. Ron Fronckowiak's service is unparalled and I am typically available 24/7/365. My dedication to being a top mortgage professional began in 2002.

  • Evans Bank
  • 6460 Main St, Buffalo, NY, 14221
  • Lends in New York
  • Evans Bancorp's wholly owned insurance subsidiary, The Evans Insurance Agency, LLC, provides life insurance, employee benefits, and property and casualty insurance through ten insurance offices in the Western New York region. Evans Investment Services provides non-deposit investment products, such as annuities and mutual funds

  • Rose Hill Group of Wny Ltd
  • 31 Hopkins Road, Suite 200, Buffalo, NY, 14221
  • Lends in New York
  • The Rose Hill Group of WNY Ltd. was founded by Daniel Monte in 2006. Mr. Monte formed the company to serve as a specialty provider of mortgage banking and financial advisory services to commercial real estate developers and lenders. RHG’s employees collectively have over 75 years of experience in real estate financial services.

  • Banas Mortgage Co., LTD
  • 27 North Long, Buffalo, NY, 14221
  • Lends in New York
  • Very few borrowers are exactly alike. When looking for a home there are many choices. People need to know what is available to them so they can make the best decision possible. There are always numerous choices; however credit, income & down payment are the main criteria.We always encourage our clients to come in before they meet with their realtor

  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • Lends in New York
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.

  • Cross State Funding Corp
  • 416 Oliver Street, North Tonawanda, NY, 14120
  • Lends in New York
  • Our mission is to serve our customers with honesty, integrity and experience. We use our expertise to provide home loans to A++ clients and credit challenged clients alike. Our objective is to provide each customer with the lowest interest rate for thier situation and the best product type available for your needs.

  • Bank of Buffalo
  • 535 Washington Street, Buffalo, NY, 14203
  • Lends in New York
  • CNB Financial Corporation is a leader in providing integrated financial solutions, which create value for both consumers and businesses. These solutions encompass deposit accounts, private banking, real estate, commercial, industrial, residential and consumer loans and lines of credit