2 Construction Loan Lenders in Plattsburgh, New York in 2026

The Lendersa® compilation of construction loan lenders across Plattsburgh, NY covers a variety of financial institutions including regional banks, national lenders, and local hard money lenders that utilize private funds. This diverse selection serves both ground-up construction projects and extensive rehabs, providing a suitable choice for every project need.

In the heart of Plattsburgh, NY, lenders determine construction costs for a 2,000 square foot home, ranging from $286,967 for a basic build to $517,826 for more luxurious finishes. The interest rates and loan terms can vary significantly based on key factors such as the borrower's financial health, Loan to Value (LTV) ratio, After Repair Value (ARV), and the chosen type of lender. It's essential for borrowers to understand these components to select the best financing option for their situation.

Compare loan offers from 100 lenders, and find the most compatible financial terms for your specific project and economic scenario. With so many options, borrowers are empowered to make informed decisions that align with their construction goals.

Unlock the power of the construction loan calculator

Guaranteeing that every facet of your construction financing needs is satisfied, the cutting-edge Lendersa® AI technology swiftly aligns your loan requests with a multitude of construction lenders. This streamlined process allows you to locate and evaluate the most advantageous construction loan rates for funding everything from new constructions to fix-and-flips and major property renovations, whether residential or commercial, within NY. This efficient matching ensures you access tailored financial solutions.

Are construction loan lenders nearby?

Avoid unnecessary credit inquiries to maintain a healthy credit score. Obtain preapproval for your land loan without needing to reveal your social security number or any other sensitive personal data. This helps you retain privacy while exploring financial opportunities.

You might qualify for 100% LTV financing, known as Loan to Value financing, if you're able to use additional properties as collateral (a blanket loan setup), thus expanding your borrowing capabilities.

Employ the Lendersa® land loan calculator to identify lenders who offer vacant land loans specifically matched to zip codes 12901. This tool facilitates a focused search for financing options that align perfectly with your property development objectives.



Plattsburgh Construction Loan Lenders

  • UFirst Federal Credit Union
  • 274 Rugar Street, Plattsburgh, NY, 12901
  • Lends in New York
  • In 1971, SUNY Plattsburgh Federal Credit Union officially opened for business. Back in 1971, the SUNY Business & Economic Department, the United University Professions and Civil Service Employees, had a vision of providing a place where faculty and staff of SUNY Plattsburgh could save and get loans at fair rates.

  • Dannemora Federal Credit Union
  • 344 Tom Miller Road, Plattsburgh, NY, 12901
  • Lends in New York
  • For over 60 years Dannemora Federal Credit Union has been serving our community. DFCU was organized in 1958 by a group of employees of the Dannemora State Hospital interested in creating a place where they and fellow employees could save and borrow money safely, confidentially, and at fair rate of return.

  • SeaComm
  • 30 Stearns Street, Massena, NY, 13662
  • Lends in New York
  • SeaComm is a member owned financial cooperative based in Massena with branches in Potsdam, Malone, Canton, Ogdensburg, Plattsburgh, NY and South Burlington, VT. We strive to improve the quality of life in the communities we serve.SeaComm Federal Credit Union serves over 48, 000 members with assets

  • Glens Falls National Bank and Trust Company
  • 250 Glen Street, Glens Falls, NY, 12801
  • Lends in New York
  • "As a full-service commercial bank, we offer a broad range of financial services, including:
    Online and mobile banking
    Consumer and commercial loans
    Trust and retirement services
    Money market and deposit accounts
    Wealth management
    Insurance services
    Since 1851, we have been serving this region and helping our neighbors achieve their f

  • St. Lawrence Federal Credit Union
  • 800 Commerce Park Drive, Ogdensburg, NY, 13669
  • Lends in New York
  • Our mission is to be a trusted provider of financial services while building lasting relationships with our members, employees, and community.Since our beginning in 1954 as the St. Lawrence State Hospital Employees Federal Credit Union, we have focused on making a positive impact on people’s lives.We are committed to honesty

  • Gouverneur Savings and Loan Association
  • 20 John Street, Gouverneur, NY, 13642
  • Lends in New York
  • It is our mission to invest in, support and nurture the communities we serve. We will endeavor to be a supportive financial partner and we shall provide a close, personal and confidential relationship for each of our customers consistent with safe banking practices. It is our mission to provide a challenging and rewarding environment for our staff.

  • The Adirondack Trust Company
  • 473 Broadway, Saratoga Springs, NY, 12866
  • Lends in New York
  • We’re the Adirondack Trust Company, and we go above and beyond to create solutions for people, businesses and our community.

    As a successful independent Bank that’s been serving this area for more than a century, we are vested in your success and committed to taking you and our community to greater heights.

  • Capital Bank
  • 3057 Route 50, Saratoga Springs, NY, 12866
  • Lends in New York
  • Capital Bank opened for business on Wolf Road in the Town of Colonie in December of 1995. The Bank was founded by a group Albany-based business people and community leaders. The founders knew there was a niche for a new commercial bank in the Capital Region. Over the next 15 years, the forecast of the founders came to fruition,

  • Carthage Federal Savings and Loan
  • 313 State St, Carthage, NY, 13619
  • Lends in New York
  • Carthage Savings is a customer owned "Mutual" association. We answer to our customers, not stockholders. We are here to serve our customers with no conflicting profitability pressures. A "Mutual" is similar to a Credit Union with the exception that we pay income taxes. Carthage Savings was founded in 1888

  • Prosper First Capital
  • 763 Saratoga Road, Suite 4, Burnt Hills, NY, 12027
  • Lends in New York
  • Prosper First Capital have worked hard to build our reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.