7 Construction Loan Lenders in Shelby, New York in 2026

Lendersa® provides a selection of construction loan lenders in Shelby, NY that includes regional banks, national lenders, and local hard money lenders. These lenders utilize private money to support your ground-up construction or major rehab projects.

In Shelby, NY, construction costs for a 2,000 Sq Ft home range from $281,709 for basic builds to $512,568 for more complex designs. Interest rates and terms for construction loans vary based on the borrower’s financials, LTV, ARV, and the lender type chosen.

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With Lendersa® AI technology, all your construction financing needs can be met efficiently by instantly connecting your loan request with numerous construction lenders. Uncover top construction rates for projects involving ground-up builds, fix-and-flip, or major renovations on residential and commercial properties in NY.

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Protect your credit score by avoiding unnecessary inquiries. Achieve preapproval for your land loan without needing to reveal your social security number or any sensitive financial information.

You might be eligible for 100% LTV (Loan to Value) financing by pledging extra property as a blanket loan for added security.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 14105.



Shelby Construction Loan Lenders

  • Evans Bank
  • 6460 Main St, Buffalo, NY, 14221
  • Lends in New York
  • Evans Bancorp's wholly owned insurance subsidiary, The Evans Insurance Agency, LLC, provides life insurance, employee benefits, and property and casualty insurance through ten insurance offices in the Western New York region. Evans Investment Services provides non-deposit investment products, such as annuities and mutual funds

  • Rose Hill Group of Wny Ltd
  • 31 Hopkins Road, Suite 200, Buffalo, NY, 14221
  • Lends in New York
  • The Rose Hill Group of WNY Ltd. was founded by Daniel Monte in 2006. Mr. Monte formed the company to serve as a specialty provider of mortgage banking and financial advisory services to commercial real estate developers and lenders. RHG’s employees collectively have over 75 years of experience in real estate financial services.

  • Banas Mortgage Co., LTD
  • 27 North Long, Buffalo, NY, 14221
  • Lends in New York
  • Very few borrowers are exactly alike. When looking for a home there are many choices. People need to know what is available to them so they can make the best decision possible. There are always numerous choices; however credit, income & down payment are the main criteria.We always encourage our clients to come in before they meet with their realtor

  • Cross State Funding Corp
  • 416 Oliver Street, North Tonawanda, NY, 14120
  • Lends in New York
  • Our mission is to serve our customers with honesty, integrity and experience. We use our expertise to provide home loans to A++ clients and credit challenged clients alike. Our objective is to provide each customer with the lowest interest rate for thier situation and the best product type available for your needs.

  • Tompkins Bank of Castile
  • 90 Main St, Batavia, NY, 14020
  • Lends in New York
  • Tompkins Financial Corporation is a NY state based financial services holding company with $5 billion in assets, providing community banking, insurance, and wealth management services. Committed to creating long-term value for clients, communities, and shareholders, Tompkins'​ strategy emphasizes responsible growth and strong ROE

  • Alden State Bank
  • 13216 Broadway, Alden, NY, 14004
  • Lends in New York
  • Alden State Bank is committed to providing innovative, state-of-the-art banking products and services with a neighborly approach to customer service. Our customers are you: people and small businesses in Alden, Lancaster, and the surrounding communities. we are committed to providing innovative, state-of-the-art banking products

  • R & R FUNDING, INC.
  • 10 Sussex Ln, Lancaster, NY, 14086
  • Lends in New York
  • The resourceful and skilled team at R & R Funding, Inc. is eager to help you reach your dreams. If you need an experienced Lancaster, NY Mortgage team focused on precision, give us a call. Ron Fronckowiak's service is unparalled and I am typically available 24/7/365. My dedication to being a top mortgage professional began in 2002.

  • BIZCAPFUND INC.
  • 111 Tonowanda street, Buffalo, NY, 14207
  • Lends in New York
  • Commercial Loan Specialists looking to connect with Real Estate Investors to provide a superior service for any of your Lending, Investment or Funding needs. For any Commercial Real Estate or Business Purpose Loans, or to ask about our Real Estate Birddog Service that caters to off-market properties, give us a call. Be sure to visit our socials to

  • Bank of Buffalo
  • 535 Washington Street, Buffalo, NY, 14203
  • Lends in New York
  • CNB Financial Corporation is a leader in providing integrated financial solutions, which create value for both consumers and businesses. These solutions encompass deposit accounts, private banking, real estate, commercial, industrial, residential and consumer loans and lines of credit

  • Hunt Mortgage Corporation
  • 403 Main Street, Suite 210, Buffalo, NY, 14203
  • Lends in New York
  • HUNT Mortgage, we pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers.

    Our customers save money and close their loans quickly because we employ the most advanced digital technology available."