2026 Construction Loan Lenders for Southold, New York

Lendersa® features a list of construction loan providers in Southold, NY, featuring regional banks, national lenders, and local hard money lenders using private funds for new builds or major renovations.

For a 2,000 square foot home in Southold, NY, construction costs range from $286,538 for basic builds to $517,397 for more elaborate designs. Interest rates and terms vary based on the borrower's financials, LTV, ARV, and chosen lender.

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Lendersa® AI quickly matches your loan request with numerous lenders to meet all your construction financing needs. Find excellent construction rates for projects like ground-up builds or major rehabs in NY.

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You might be eligible for 100% LTV financing by pledging additional property as security on a blanket loan.

Use the Lendersa® land loan calculator to find lenders offering vacant land loans in zip codes 11939.



Southold Construction Loan Lenders

  • Par East Mortgage
  • 15 Toilsome Lane, East Hampton, NY, 11937
  • Lends in New York
  • PAR East is the East End's premier full-service mortgage company, with 25+ years of experience closing loans in New York’s tricky real estate market. Through this experience navigating the over-whelming demands of big banks, PAR East has built a reputation for bringing loans across the finish line with professionalism and ease.