491 Construction Loan Lenders with AI in Theresa, New York 2026

Lendersa® offers a directory of construction loan lenders in Theresa, NY, including regional banks, national lenders, and local hard money lenders who utilize private funds for your ground-up construction or major rehab projects.

In Theresa, NY, lenders estimate the construction cost of a 2,000 Sq. Ft. home, ranging from $278,508 for basic constructions to $509,367 for more upscale projects. The interest rates and terms for these construction loans vary depending on the borrower's financials, the LTV, ARV, and the lender type chosen.

Explore and compare loan offers from 100 lenders.

The Magic of the Construction Loan Calculator

Lendersa® employs AI technology to meet all your construction financing needs. It quickly matches your loan request with a wide network of construction lenders, allowing you to discover optimal construction rates for ground-up construction, fix-and-flip, or major rehab projects on both residential and commercial properties across NY.

Find Construction Loan Lenders Nearby

Keep your credit score safe by minimizing unnecessary inquiries. Obtain preapproval for your land loan without needing to provide your social security number or other sensitive financial data.

Consider the possibility of obtaining 100% LTV financing through a blanket loan by pledging additional property as security.

Leverage Lendersa® land loan calculator to pinpoint vacant land loan lenders within zip codes 13679, 13691.



  • First Alliance Home Mortgage
  • 20 Jackson Drive, 2nd Floor, Cranford, NJ, 07016
  • Lends in New York
  • First Alliance Home Mortgage, L.L.C. opened in 2004 and has since become one of the premier lenders in New Jersey. A Mortgage Banker/Broker with tremendous resources and a wide array of mortgage products we are committed to providing you with the best rates and mortgage programs available in today's market.

  • Jersey Mortgage Company
  • 511 South Avenue East, Cranford, NJ, 07016
  • Lends in New York
  • Jersey Mortgage is a pioneer in the residential mortgage industry, with roots going back to 1930. We're committed to making your home buying experience as easy and affordable as possible. This commitment also extends to our employees, each of whom has an average tenure of over 8 years with the company. Our level of dedication to our customers is

  • Andrew Davidson & Co
  • 65 Bleecker Street, Fifth Floor, New York, NY, 10012
  • Lends in New York
  • Andrew Davidson & Co, Inc. is the leading provider of risk analytics and consulting for the mortgage (MBS) and asset-backed securities (ABS) industry. We develop & license prepayment & credit models as well as risk measurement tools that are the benchmark analytics used by top mortgage & commercial banks, insurers, credit unions, broker-dealers.

  • Portico Mortgage Inc
  • 139 centre street, Suite 806, New York, NY, 10013
  • Lends in New York
  • Portico Mortgage Inc. offers a multitude of services and tailored advice to assist you in your business endeavors. We provide residential and investment programs. We offer fast, easy approval and customer-tailored loan products at the competitive rate. We assist new and existing customers with professional and thoughtful person services.

  • FENG CAPITAL INC
  • 133-33 37TH AVE SUITE 9A &9 B, FLUSHING, NY, 11354
  • Lends in New York
  • Feng Capital specializes in fix-n-flip loans for non-owner-occupied investment properties. We are committed to communicating openly and honestly with our clients throughout the entire funding process, educating and empowering them to ensure that they can make informed financing decisions for businesses. Our network of underwriters can approve of yo

  • NewBank
  • 146-01 Northern Boulevard, Flushing, NY, 11354
  • Lends in New York
  • NewBank, an independent community bank, is dedicated to providing products and services, which satisfy the needs of our customers, stimulating economic growth in our community, enhancing the shareholders’ value, and encouraging professional success for our employees. NewBank is a state chartered commercial bank founded in Sep. 29, 2006.

  • Municipal Credit Union
  • 2 Lafayette Street, New York, NY, 10007
  • Lends in New York
  • Municipal Credit Union has been serving the financial needs of our members since 1916. The credit union was chartered in response to the concern of New York City Mayor, John Purroy Mitchel, who wanted city employees to have a way to save at reasonable rates and a low cost borrowing alternative to loan sharks.

  • Better Mortgage
  • 120 Broadway, 5th Floor, New York, NY, 10271
  • Lends in New York
  • Better.com is one of the fastest growing home ownership startups in the country, having grown 3.5x year-over-year and funding over $2 billion in mortgages a month. The fintech disruptor dismantled the home-financing ecosystem, replacing it with a digitized process that eliminates commissions, fees, unnecessary steps, and time-wasting appointments.

  • InstaLend Corporation
  • 222 Broadway, 19th floor, New York, NY, 10038
  • Lends in New York
  • InstaLend is a tech-enabled lender for real estate loans providing fast, affordable and convenient capital to residential real estate developers.
    As a non-bank real estate lender, we provide 12-24 month short-term loans on single-family and small multifamily properties for acquisition and rehab.
    We also provide 30 year long term loans on stabil

  • RSA Mortgage Brokerage
  • 123 William Street, 12th Floor, New York, NY, 10038
  • Lends in New York
  • The Rent Stabilization Association and the NYC Housing Partnership collaborated to create RSA Mortgage Brokerage to serve the needs of owners of small to large multi-family, mixed-use and commercial buildings bringing their combined 75 years focus on sustaining the quality of New York’s multi-family buildings.

  • InstaLend
  • 222 Broadway, 19th Floor, New York, NY, 10038
  • Lends in New York
  • InstaLend is a nationwide lender providing investment property loans for residential 1-4, multi-family and mixed-use properties. Our company provides fast & reliable financing for fix & flip, rentals and new construction loans. Whether it's your first or fiftieth real estate investment, InstaLend meets all your short-term

  • Capital Chat
  • 30 Wall Street, New York, NY, 10005
  • Lends in New York
  • Capital Chat revolutionizes real estate financing through its Ultimate Lending Advantage program, offering seamless closings in just 7 days without onsite appraisals on qualified properties. Our tailored financing solutions are crafted, ensuring experienced investors benefit from just a 5% down payment, with 100% rehab funding. Connect with Capital